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HomeUmbrella Insurance AgentsIdaho › Post Falls

Find Umbrella Insurance Agents Near You in Post Falls, ID

Browse umbrella insurance agents serving Post Falls, Idaho. Updated 2026-07-14.

The top-rated umbrella insurance agent in Post Falls, Idaho is Evans Insurance, rated 5.0 stars across 222 reviews. Other highly rated options include Andy Cline: Allstate Insurance, Basin Pacific-Post Falls, Farm Bureau- North Idaho Insurance Agency. This directory lists 17 umbrella insurance agents serving Post Falls.

Showing 17 umbrella insurance agents in Post Falls, IDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Evans Insurance4653 St Joe Ave Unit A-109(208) 765-8917
2Andy Cline: Allstate Insurance1208 N Idaho St Suite 103(208) 777-7675
3Basin Pacific-Post Falls311 E Mullan Ave(208) 457-1800
4Farm Bureau- North Idaho Insurance Agency806 E Polston Ave Suite B(208) 618-8765
5Acrisure Post Falls, ID (Dickinson Insurance)609 N Syringa St Ste A(208) 773-0504
6Farm Bureau Insurance806 E Polston Ave STE A(208) 457-8018
7Jana Pool American Family Insurance3145 E Mullan Ave #400(208) 664-2344
8Idaho Summit Insurance311 E Mullan Ave(208) 449-1001
9North Insurance ID3773 W 5th Ave(208) 202-5766
10Infinity Insurance Group3820 E Mullan Ave(208) 315-9503
EI
4653 St Joe Ave Unit A-109
Evans Insurance
Umbrella Insurance Agent · Post Falls, ID

Evans Insurance provides umbrella insurance agency services in Post Falls, Idaho, offering supplemental liability coverage that extends beyond the limits of standard auto and homeowners policies. Its service approach includes helping clients assess their overall risk exposure and select appropriate excess liability protection tailored to their needs. Regular policy reviews and coverage updates are part of the maintenance plans it typically makes available. The company serves a range of properties, including single-family homes, apartments, retail establishments, and restaurants.

AC
1208 N Idaho St Suite 103
Andy Cline: Allstate Insurance
Umbrella Insurance Agent · Post Falls, ID

Andy Cline: Allstate Insurance serves the Post Falls, Idaho area as an umbrella insurance agent. This agency provides excess liability coverage that extends beyond the limits of standard home or auto policies. Umbrella insurance helps protect local residents from major claims and lawsuits by covering additional costs. For clients in Post Falls, the agent handles personal umbrella policies designed for households with assets to safeguard and commercial umbrella coverage for small business owners in the region.

BP
311 E Mullan Ave
Basin Pacific-Post Falls
Umbrella Insurance Agent · Post Falls, ID

Basin Pacific-Post Falls serves homeowners, businesses, and property managers in Post Falls, Idaho, by providing umbrella insurance coverage that extends liability protection beyond standard policy limits. This type of insurance helps clients safeguard their assets against major claims or lawsuits. The agency’s agents work with individuals and commercial clients to assess their risk exposure and recommend appropriate excess liability policies. Basin Pacific-Post Falls also offers its services to residents and business owners in the nearby Coeur d’Alene metropolitan area.

FB
806 E Polston Ave Suite B
Farm Bureau- North Idaho Insurance Agency
Umbrella Insurance Agent · Post Falls, ID

Farm Bureau- North Idaho Insurance Agency serves Post Falls and the surrounding communities of northern Idaho and eastern Washington, handling personal umbrella insurance to provide extra liability protection beyond standard policies. It helps clients safeguard their assets from major claims or lawsuits that may exceed primary coverage limits. The agency typically assesses each client’s current policies and personal risk exposure to recommend an appropriate level of additional coverage, tailoring solutions to individual needs without overselling.

AP
609 N Syringa St Ste A
Acrisure Post Falls, ID (Dickinson Insurance)
Umbrella Insurance Agent · Post Falls, ID

For a local umbrella insurance agent, clients may choose between a one-time policy review to complement existing coverage or an ongoing arrangement that adjusts liability limits annually. Umbrella insurance provides extra liability protection beyond home, auto, or watercraft policies, shielding assets from major lawsuits or claims. Acrisure Post Falls, ID (Dickinson Insurance) serves Post Falls, Idaho, by offering such excess liability solutions. Service runs on either a one-time consultation basis for immediate needs or a scheduled yearly review to maintain appropriate coverage as circumstances change.

FB
806 E Polston Ave STE A
Farm Bureau Insurance
Umbrella Insurance Agent · Post Falls, ID

Farm Bureau Insurance provides umbrella insurance agent services in Post Falls, Idaho, offering supplementary liability coverage that extends beyond standard policy limits. The agency helps local residents and businesses secure added protection for assets against major claims or lawsuits. It works with clients to coordinate umbrella policies with existing auto, home, or watercraft insurance. This extra layer can be especially valuable during the holiday season when increased gatherings and winter driving conditions raise the risk of costly accidents on icy roads.

JP
3145 E Mullan Ave #400
Jana Pool American Family Insurance
Umbrella Insurance Agent · Post Falls, ID

When seasonal storms or the area’s growing population bring new drivers and additional properties onto local roads, residents in Post Falls turn to Jana Pool American Family Insurance for umbrella insurance agent services. This agency helps clients extend liability coverage beyond standard home and auto policies, offering a broader layer of financial protection. Their process typically begins with a review of existing limits and assets to determine the appropriate umbrella policy. An initial consultation or inspection identifies potential coverage gaps before any policy is written.

IS
311 E Mullan Ave
Idaho Summit Insurance
Umbrella Insurance Agent · Post Falls, ID

Idaho Summit Insurance in Post Falls, ID, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes personal and commercial umbrella policies intended to safeguard clients from major claims and lawsuits. The agency helps individuals and businesses assess their existing coverage limits, then recommends appropriate additional liability layers to fill potential gaps. A specialty service offered is evaluating high-risk lifestyle or property factors that might demand excess liability protection for comprehensive risk management.

NI
3773 W 5th Ave
North Insurance ID
Umbrella Insurance Agent · Post Falls, ID

North Insurance ID assists homeowners in Post Falls with securing umbrella liability coverage to protect personal assets beyond standard policies. Commercial policies are also available for local businesses needing extra layers of protection. The company serves clients across the region with tailored solutions for property and liability risks. Clients often return for annual policy reviews or to update coverage after major life events, maintaining ongoing protection between regular visits.

II
3820 E Mullan Ave
Infinity Insurance Group
Umbrella Insurance Agent · Post Falls, ID

Infinity Insurance Group provides general liability coverage and business owner policies for clients in Post Falls, Idaho. It specializes in umbrella insurance, which adds extra liability protection beyond standard policy limits. The agency helps residential and small business clients manage higher-risk exposures such as auto liability, property damage, and personal injury claims. Larger commercial accounts in sectors like offices, warehouses, and food service can also secure excess liability coverage, ensuring adequate protection against major lawsuits and settlements that exceed primary policy thresholds.

MI
131 E Seltice Way
Mega Insurance Agency
Umbrella Insurance Agent · Post Falls, ID
(208) 204-0167
lashawnajanczunski.wixsite.com/mega-insurance-agenc
AN
1616 E Seltice Way #219
American National Insurance Company: Helen Mossman
Umbrella Insurance Agent · Post Falls, ID
(208) 773-7665
americannational.com/agent
DA
806 E Polston Ave STE A
Dain Adams - Idaho Farm Bureau Insurance Agent
Umbrella Insurance Agent · Post Falls, ID
(208) 449-8006
idahofarmbureauinsurance.com/agent/dain-adams-post-falls
QI
1660 E Schneidmiller Ave
Quick Insurance
Umbrella Insurance Agent · Post Falls, ID
(208) 204-0994
lashawnajanczunski.wixsite.com/quick-insurance
SQ
806 E Polston Ave STE A
Shawn Quinn - Idaho Farm Bureau Insurance Agent
Umbrella Insurance Agent · Post Falls, ID
(208) 457-8018
idahofarmbureauinsurance.com/agent/shawn-quinn
AP
201 E 4th Ave #103
Acrisure Post Falls, ID (Haddock & Associates)
Umbrella Insurance Agent · Post Falls, ID
(208) 758-0480
haddockins.com
FI
2700 E Seltice Way #4
Farmers Insurance - Jacqueline Opsahl
Umbrella Insurance Agent · Post Falls, ID
(208) 773-8484
agents.farmers.com/id/post-falls/jacqueline-opsahl

What Does an a Umbrella Insurance Agent in Post Falls Cost?

The cost of an umbrella insurance policy in Idaho typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.

About umbrella insurance agents in Post Falls

Umbrella insurance agents in Post Falls, Idaho help you secure additional liability coverage that goes beyond the limits of your auto or home insurance. Idaho law does not require umbrella insurance, but it can be important for residents with significant assets or potential liability risks. Local agents understand Idaho's legal environment and can tailor a policy to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Post Falls do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage if you face a lawsuit or large claim that exceeds your primary insurance limits.

How much umbrella coverage do I need in Idaho?

Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors like owning a pool or rental property.

Does Idaho law affect umbrella insurance policies?

Yes. Idaho follows a comparative fault rule for liability claims, which can affect how damages are assigned. An agent can explain how this rule interacts with your umbrella policy.

Umbrella Insurance Agents in Other Idaho Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.