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Find Umbrella Insurance Agents Near You in DeKalb, IL
Directory of umbrella insurance agents in DeKalb, Illinois. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
DeKalb, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 11 umbrella insurance agents in DeKalb, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Micah Stoddard - State Farm Insurance Agent
400 E Hillcrest Dr #150, DeKalb, IL 60115
(815) 758-5456
insurewithred.com
Cassie Green - State Farm Insurance Agent
129 E Locust St, DeKalb, IL 60115
(779) 270-9002
withthegreenteam.com
Stephanie Benitez American Family Insurance
303 E Hillcrest Dr Ste 7, DeKalb, IL 60115
(815) 756-9531
amfam.com
Brian Scholle - State Farm Insurance Agent
216 N 4th St, DeKalb, IL 60115
(815) 758-4610
brianscholle.com
Scott Zeimet - State Farm Insurance Agent
2587 Sycamore Rd Ste D, DeKalb, IL 60115
(815) 748-3101
scottzeimet.com
Gavin Wilson - COUNTRY Financial Agent
213 E Locust St, DeKalb, IL 60115
(815) 748-7064
agents.countryfinancial.com
Hartwig & Paszotta Insurance
122 N 1st St A, DeKalb, IL 60115
(815) 758-1426
hartwigpaszotta.com
Shelter Insurance - Dillon Caplinger
444 E Hillcrest Dr #250, DeKalb, IL 60115
(815) 517-1693
shelterinsurance.com
Stoddard State Farm
400 E Hillcrest Dr #150, DeKalb, IL 60115
(815) 758-5456
insurewithred.com
Shelter Insurance
444 E Hillcrest Dr, DeKalb, IL 60115
(815) 517-1693
shelterinsurance.com
Dean Miller - COUNTRY Financial Agent
213 E Locust St, DeKalb, IL 60115
(815) 748-7064
agents.countryfinancial.com
Umbrella insurance agents in DeKalb Illinois help you obtain personal liability coverage that extends beyond the limits of your auto and homeowners policies. Illinois law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific liability risks in DeKalb County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in DeKalb Cost?
Typical costs for a one million dollar umbrella policy in Illinois range from 150 to 300 dollars per year. Higher coverage amounts of two to five million dollars may cost 300 to 600 dollars annually. Your actual premium depends on factors like number of vehicles, property value, and driving history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in DeKalb do?
An umbrella insurance agent in DeKalb helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent assesses your assets and risk factors to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Illinois?
Most Illinois agents suggest at least one million dollars in umbrella coverage. Your net worth, income, and lifestyle factors like owning rental property or having a pool can increase the recommended amount. An agent can help calculate the right limit for your situation.
Can I get umbrella insurance if I have a teenage driver in DeKalb?
Yes, you can still get umbrella insurance with a teenage driver, but the premium may be higher. Illinois law requires all drivers to carry minimum liability insurance, and adding a teen often increases risk. An agent can explain how your policy adjusts for young drivers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.