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Directory of umbrella insurance agents in Elgin, Illinois. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 18 umbrella insurance agents in Elgin, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ADH Insurance Agency, Inc
2521 Technology Dr # 204, Elgin, IL 60124
(847) 697-0104
adhins.com
Greg Metelak - State Farm Insurance Agent
53 Douglas Ave, Elgin, IL 60120
(847) 888-9875
gregmetelak.com
Farmers Insurance - Chantal Ortiz Meza
79 S Grove Ave, Elgin, IL 60120
(224) 242-8132
agents.farmers.com
Freeway Insurance
5 Clock Tower Plaza, Elgin, IL 60120
(224) 856-4649
locations.freeway.com
Melissa Myers - State Farm Insurance Agent
1350 E Chicago St Unit 8, Elgin, IL 60120
(847) 888-8050
melissamyersinsurance.com
Pro Insurance Group
2521 Technology Dr #201, Elgin, IL 60124
(833) 776-4671
proinsgrp.com
Leo R. Cox Agency
1231 Larkin Ave, Elgin, IL 60123
(847) 742-9713
lrcagency.net
Magnum Insurance Agency
300 S McLean Blvd Unit C, Elgin, IL 60123
(847) 608-7260
magnuminsurance.com
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 S Spring St, Elgin, IL 60120
(847) 741-9393
kjhins.com
Farmers Insurance - Elizabeth Estrada
829 Walnut Ave Ste B, Elgin, IL 60123
(847) 488-1600
agents.farmers.com
Farmers Insurance - Anthony Eason
2090 Larkin Ave Ste 2, Elgin, IL 60123
(847) 888-8353
agents.farmers.com
Farmers Insurance - Rojelio Medina
1146 Dundee Ave, Elgin, IL 60120
(847) 592-7440
agents.farmers.com
Kevin Malooly Agency LLC American Family Insurance
1970 Larkin Ave STE 3, Elgin, IL 60123
(847) 888-2222
amfam.com
Valentine Insurance Agency
1331 Dundee Ave, Elgin, IL 60120
(847) 741-0083
valentine-ins.com
Farmers Insurance - Vincent Simonelli
1250 Larkin Ave Ste 220, Elgin, IL 60123
(847) 488-9121
agents.farmers.com
Farmers Insurance - Mirabelle Rivera
217 N McLean Blvd Ste 1c, Elgin, IL 60123
(847) 513-7933
agents.farmers.com
Goosehead Insurance - Linda Ramirez
119 South St, Elgin, IL 60120
(847) 942-5204
goosehead.com
Gallagher Insurance, Risk Management & Consulting
2205 Point Blvd Ste 200, Elgin, IL 60123
(847) 741-1000
assuredpartners.com
Umbrella insurance agents in Elgin Illinois help residents secure extra liability coverage that goes beyond auto and homeowners policies. Illinois law does not require umbrella insurance but it can protect assets in lawsuits. Local agents can tailor policies to cover risks common in the Elgin area such as dog bites or pool accidents.
What Does a Umbrella Insurance Agent in Elgin Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Factors such as the number of vehicles, homes, and personal risk profile affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Elgin do?
An umbrella insurance agent in Elgin helps you purchase a personal liability umbrella policy that provides coverage above the limits of your underlying insurance. The agent reviews your assets and risks to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Illinois?
Most Illinois agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability risks. A local Elgin agent can help calculate your specific needs.
Does Illinois law affect umbrella insurance requirements?
Illinois does not mandate umbrella insurance but it does require minimum auto liability limits of 25 thousand dollars per person and 50 thousand dollars per accident. Umbrella policies typically require higher underlying limits such as 300 thousand dollars on your auto policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.