The top-rated umbrella insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 726 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Madigan Insurance Group. This directory lists 11 umbrella insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 5 | Phil Almeraz - COUNTRY Financial Representative | 11381 Allison Ct | (847) 669-4000 |
| 6 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 7 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 8 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
| 9 | J L Jones Insurance & Retirement | 11503 Main St | (847) 669-1600 |
| 10 | August Vincent Insurance Agency | 11013 Woodstock St #692 | (847) 217-2184 |
Chad Radtke - State Farm Insurance Agent serves the Huntley, IL, area and the broader McHenry County region, offering umbrella insurance. This company helps clients gain additional liability coverage beyond standard policies, protecting assets and future earnings. Policies from this agency can extend safeguards against major claims or lawsuits. Umbrella coverage provided here typically includes assistance with claims for personal injury or property damage that exceed primary insurance limits. The agency specifically handles consultations for high-limit protection and evaluations for homeowners seeking to shield their assets.
Sam Marshall - State Farm Insurance Agent in Huntley, IL, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This service prepares policyholders for unexpected legal claims or major accident costs by offering additional policy limits. Routine policy reviews and updates are available to ensure adequate coverage as personal circumstances change. The firm serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
LaCaria & Associates, INC. American Family Insurance serves homeowners, businesses, and property managers seeking general liability protection in the Huntley area. As an umbrella insurance agent, it provides personal and commercial excess liability coverage designed to safeguard assets beyond underlying policy limits. This local agency advises clients on liability exposure and helps customize buffer coverage for auto, home, and recreational risks. Its service territory also extends into the neighboring community of Algonquin and surrounding portions of the McHenry and Kane county corridor.
Madigan Insurance Group in Huntley, IL distinguishes between one-time umbrella insurance policies and recurring coverage options that automatically renew. These policies provide extended liability protection that sits above primary home and auto policies, offering an additional layer of financial security against major claims or lawsuits in the local area. The service operates on an as-needed basis after an initial policy setup, allowing clients to request adjustments or address new risks whenever required.
Phil Almeraz - COUNTRY Financial Representative in Huntley, IL offers specialized umbrella insurance coverage to provide additional liability protection beyond standard policies. The agent also assists clients with broader risk management strategies tailored to personal and property exposures common in the area. Umbrella policies help safeguard against major claims or lawsuits resulting from accidents, rental property incidents, or dog-related injuries. As winter conditions increase risks of icy walkway slips or unplowed driveways, the agent helps residents evaluate whether extra coverage is prudent for the season.
Serving Huntley and the surrounding communities in Kane and McHenry Counties, Farmers Insurance - Lynne Iverson provides umbrella insurance coverage for local residents. This agency handles personal liability policies that extend protection beyond standard home and auto limits, safeguarding assets from major claims or lawsuits. Policies typically cover legal defense costs and medical expenses. To handle a typical job, the agent begins with a comprehensive review of a client’s existing policies and personal assets, then calculates the appropriate additional coverage needed for complete peace of mind.
At VitalCover Insurance LLC in Huntley, IL, the agency provides general liability insurance coverage tailored for local risk management needs. As a specialty, it offers dedicated umbrella insurance policies that extend additional liability protection above standard policy limits. These supplemental coverages help shield businesses and individuals from substantial financial losses arising from major claims or lawsuits. VitalCover can serve a variety of commercial sectors, including office complexes, warehouse operations, and food service establishments requiring heightened liability safeguards for daily operations.
As winter snow melts into spring rains around Huntley, homeowners often discover vulnerabilities in their property coverage. CondoRisk Insurance Specialist addresses this need by offering umbrella policies that provide additional liability protection beyond standard homeowners or auto insurance. These policies can be vital for residents whose assets exceed typical coverage limits, helping safeguard savings and future income. An agent reviews existing policies to identify gaps and recommend appropriate extra coverage. The process begins with a complimentary assessment of current insurance and personal assets to determine necessary limits.
J L Jones Insurance & Retirement serves residential clients in Huntley, IL, by obtaining umbrella liability policies that provide extra coverage beyond standard homeowners or auto plans. The agency also assists local businesses with commercial umbrella insurance to protect against large claims that exceed primary policy limits. Their service area covers Huntley and the surrounding communities within the greater McHenry County region. Clients requiring adjustments to their coverage or policy renewal can schedule follow-up appointments directly with the agent between regular annual policy reviews.
August Vincent Insurance Agency in Huntley, IL is known for providing personal umbrella liability policies that extend coverage beyond standard homeowners and auto limits. Its service range includes helping residents assess their assets to determine an appropriate amount of added liability protection. The agency guides clients through policy options designed to cover legal expenses and large claims. As a specialty service, it can also add coverage for non-owned watercraft liability.
What Does an a Umbrella Insurance Agent in Huntley Cost?
In Illinois, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits, such as two or five million dollars, may cost 300 to 600 dollars annually. Actual premiums vary based on your insurance history, number of vehicles, and other risk factors. This is general information, not insurance advice.
About umbrella insurance agents in Huntley
Umbrella insurance agents in Huntley, Illinois help you obtain a personal liability policy that provides coverage above the limits of your home and auto insurance. Illinois law requires minimum auto liability limits of 25/50/20, but an umbrella policy can add one million dollars or more in protection. Agents can tailor coverage to your specific assets and risk profile.
Frequently Asked Questions
What does an umbrella insurance agent in Huntley do?
An umbrella insurance agent helps you purchase a policy that extends liability coverage beyond your existing home and auto insurance limits. They assess your assets and recommend a coverage amount that fits your needs.
Who needs umbrella insurance in Illinois?
Anyone with significant assets, a high income, or a higher risk of being sued may benefit from umbrella insurance. This includes homeowners, landlords, and individuals with teenage drivers or swimming pools.
How much umbrella coverage should I get in Huntley?
Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability risks. Your agent can help determine an appropriate limit.
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