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Find Umbrella Insurance Agents in Joliet, IL

Compare umbrella insurance agents in Joliet. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Joliet, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 19 umbrella insurance agents in Joliet, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Magnum Insurance Agency
562 Collins St, Joliet, IL 60432
(815) 727-7262 magnuminsurance.com
Insurance Navy Brokers
18 S Larkin Ave Suite 11, Joliet, IL 60436
(815) 725-4700 insurancenavy.com
AAA Joliet
1500 Essington Rd Ste 4, Joliet, IL 60435
(815) 744-6941 locator.acg.aaa.com
Seguros America
678 Collins St, Joliet, IL 60432
(815) 727-6300
Amigo Insurance
553 Collins St, Joliet, IL 60432
(815) 722-2100 amigoinsurance.com
Olin Insurance
815 Sherwood Pl, Joliet, IL 60435
(815) 722-0276 olininsurance.com
Jorge Navarro and Associates Inc. American Family Insurance
816 Plainfield Rd, Joliet, IL 60435
(815) 727-7000 amfam.com
Fazio Insurance
550 Ruby St, Joliet, IL 60435
(815) 727-2611 fazioins.com
Alicia Morales: Allstate Insurance
822 W Jefferson St, Joliet, IL 60435
(815) 714-9923 agents.allstate.com
Merrill Insurance Agency, Inc. - Commercial Trucking | Business Insurance | General Liability Insurance | Home | Auto | Life
1000 Essington Rd, Joliet, IL 60435
(815) 230-1914 merrillagency.com
Spark Insurance Group Inc
1020 W Jefferson St, Joliet, IL 60435
(630) 477-7477 mysparkinsurance.com
Bill Markley Jr Agency Inc American Family Insurance
1948 Essington Rd suite E, Joliet, IL 60435
(815) 436-9249 amfam.com
Farmers Insurance - Tremaine Merrill
1000 Essington Rd, Joliet, IL 60435
(815) 230-1914 agents.farmers.com
Nowacki Insurance Agency
288 Barney Dr, Joliet, IL 60435
(815) 729-9057 nowackiinsurance.com
Mudron Kane Insurance
113 Republic Ave, Joliet, IL 60435
(815) 729-4670 mkiins.com
Inseop Kim American Family Insurance
219 N Chicago St, Joliet, IL 60432
(815) 727-0095 amfam.com
Illinois Securities Insurance Agency
327 Republic Ave, Joliet, IL 60435
(815) 729-4664 illinoissecurities.com
DMT Insurance Service Inc.
116 N Chicago St Ste 205, Joliet, IL 60432
(815) 409-7677 dmtinsurance.com
Chizmark Larson Insurance Agency
615 Kungs Way, Joliet, IL 60435
(815) 725-6527 chizmarklarson.com

Umbrella insurance agents in Joliet Illinois help you add an extra layer of liability protection beyond your standard auto and homeowners policies. Illinois law requires minimum liability coverage for vehicles, but an umbrella policy can cover claims that exceed those limits. This is especially useful for Joliet residents who own property or have significant assets to protect.

What Does a Umbrella Insurance Agent in Joliet Cost?

In Illinois, the cost of a 1 million dollar umbrella policy typically ranges from 150 to 300 dollars per year. Higher coverage limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Joliet do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage after your auto or home insurance limits are used up. The agent can explain how the policy interacts with your existing coverage.
How much umbrella coverage do I need in Illinois?
Most Illinois agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors. A local Joliet agent can help you calculate a suitable limit based on your situation.
Does Illinois law require umbrella insurance?
Illinois does not require umbrella insurance by law. However, Illinois requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. An umbrella policy can protect you if a lawsuit exceeds these minimums.