The top-rated umbrella insurance agent in Lansing, Illinois is Tenyiah Simmons Patterson - State Farm Insurance Agent, rated 5.0 stars across 317 reviews. Other highly rated options include Kenia Soltero - State Farm Insurance Agent, Hugh Smith - State Farm Insurance Agent, Freeway Insurance. This directory lists 15 umbrella insurance agents serving Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tenyiah Simmons Patterson - State Farm Insurance Agent | 2366 172nd St | (708) 223-8683 |
| 2 | Kenia Soltero - State Farm Insurance Agent | 3243 Ridge Rd Ste H | (708) 597-5300 |
| 3 | Hugh Smith - State Farm Insurance Agent | 18221 Torrence Ave STE 1D | (708) 251-8097 |
| 4 | Freeway Insurance | 16837 Torrence Ave | (708) 858-7028 |
| 5 | Doug Tagler - State Farm Insurance Agent | 19126 Burnham Ave | (708) 895-1818 |
| 6 | Allstate Insurance Raul Gomez Agency | 3232 Ridge Rd #6 | (773) 628-0291 |
| 7 | Shanahan Insurance Agency | 3256 Ridge Rd Suite 211 | (708) 518-3230 |
| 8 | Alfonso E Padilla: Allstate Insurance | 18053 Torrence Ave | (708) 895-5600 |
| 9 | Jason Nowicki - State Farm Insurance Agent | 17848 Chappel Ave | (708) 389-5488 |
| 10 | The Insurance Place | 3520 Ridge Rd Suite 1 | (708) 895-3434 |
Tenyiah Simmons Patterson - State Farm Insurance Agent serves the Lansing, Illinois area and provides umbrella insurance policies. Umbrella insurance offers additional liability coverage beyond standard auto, home, or other policies. This service helps protect clients from major claims and lawsuits by extending coverage limits. The agency also assists with related policy analysis to determine appropriate coverage levels. Specific services handled here include personal umbrella policies tailored for individual homeowners and drivers, and consultation on policy stacking options for increased asset protection.
Homeowners, businesses, and property managers in Lansing, IL can secure personal asset protection through umbrella insurance policies from Kenia Soltero - State Farm Insurance Agent. These policies provide additional liability coverage beyond standard homeowners or auto limits, helping safeguard savings and future earnings against major claims or lawsuits. The agency serves clients residing in Lansing and also extends its coverage to neighboring communities throughout the south suburban Chicago metro.
Hugh Smith - State Farm Insurance Agent in Lansing, IL, provides personal umbrella liability coverage designed to extend protection beyond standard homeowner and auto policies. The agency offers guidance in customizing policy limits to address individual risk exposures. Ongoing policy reviews help adjust coverage as client circumstances evolve. The firm assists clients with single-family homes, apartments, retail spaces, and restaurants in securing supplemental liability protection.
Freeway Insurance serves the Lansing, Illinois area and nearby communities, providing umbrella insurance coverage for individuals and businesses seeking additional liability protection beyond standard policies. This type of insurance handles claims that exceed existing policy limits, such as those from serious accidents or property damage lawsuits. To handle a typical job, it reviews the client's existing liability exposures and then structures an extra layer of coverage to help safeguard personal assets.
Serving Lansing, Illinois, and the surrounding south suburban communities, Doug Tagler - State Farm Insurance Agent handles umbrella insurance policies that offer additional liability protection beyond standard home and auto coverages. This extra layer of coverage helps safeguard personal assets against major claims or lawsuits. The agency typically approaches each job by first reviewing a client’s existing policies and assets, then recommending a suitable liability limit to fill potential gaps.
The difference between a one-time review and an ongoing professional relationship affects how clients manage liability coverage, with Allstate Insurance Raul Gomez Agency in Lansing, IL offering umbrella insurance that extends personal liability protection beyond standard policy limits. This added layer helps safeguard assets against major claims. Typical umbrella insurance in this area requires underlying auto or homeowners policies to establish a base of coverage. Service runs on an as-needed basis, so clients can schedule policy reviews without a long-term commitment.
As the seasons change in Lansing and the region faces its share of spring storms and winter hazards, homeowners and drivers seek appropriate liability coverage. Shanahan Insurance Agency helps clients in the area evaluate their current policies to identify gaps in protection. Umbrella insurance provides an extra layer of liability coverage beyond standard home and auto limits. The company guides clients through understanding how umbrella policies can shield assets from unexpected lawsuits. An initial consultation involves reviewing personal exposure and current policy limits to determine necessary coverage.
Alfonso E Padilla: Allstate Insurance specializes in umbrella insurance coverage in Lansing, IL, offering extended liability protection that goes beyond standard auto and homeowners policies. It also provides general insurance services to address a range of personal risk management needs for local residents. The agency helps clients safeguard their assets against major claims and lawsuits. This coverage is particularly valuable during the winter months, when increased slip-and-fall hazards on icy properties can lead to costly liability exposures.
Jason Nowicki, a local umbrella insurance agent in Lansing, Illinois, focuses on helping clients secure additional liability coverage beyond standard home and auto policies. This specialty protection addresses gaps in existing insurance for accidents or property damage claims. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service businesses in the Lansing area.
The Insurance Place provides residential umbrella coverage for homeowners in Lansing, Illinois, extending liability protection beyond standard policies. Commercial umbrella insurance is also available for local businesses, safeguarding assets and operations across the wider Chicagoland area. Policies are analyzed to ensure appropriate limits for each client’s unique exposures. The agency supports clients by reviewing coverage needs at renewal and following up between regular visits to address any changes in property or liability.
What Does an a Umbrella Insurance Agent in Lansing Cost?
In Illinois umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors such as driving record and property value. This is general information and not insurance advice.
About umbrella insurance agents in Lansing
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Lansing Illinois agents can help you secure this protection to safeguard your assets against major claims or lawsuits. Local agents understand Illinois liability laws and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Lansing do?
An umbrella insurance agent in Lansing helps you purchase a personal liability umbrella policy. This policy provides additional coverage above the limits of your home and auto insurance. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella coverage do I need in Illinois?
Most Illinois agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets income and potential liability risks. A local agent can help you calculate the right amount based on your situation.
Is umbrella insurance required by law in Illinois?
No Illinois law does not require umbrella insurance. However it is a smart choice for anyone with significant assets or high liability exposure. Illinois courts allow large judgments so extra coverage can protect your savings and future earnings.
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