The top-rated umbrella insurance agent in Lombard, Illinois is Globe Life American Income Division: Arias Dlabik Organization, rated 4.8 stars across 734 reviews. Other highly rated options include Omar Torres - State Farm Insurance Agent, Thomas Revish, Jr. - State Farm Insurance Agent, Concklin Insurance Agency Inc. This directory lists 19 umbrella insurance agents serving Lombard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Arias Dlabik Organization | 1919 S Highland Ave Building D, Suite 125 | (773) 900-6720 |
| 2 | Omar Torres - State Farm Insurance Agent | 432 W 22nd St | (630) 620-8400 |
| 3 | Thomas Revish, Jr. - State Farm Insurance Agent | 1919 Highland Ave Ste C108 | (630) 620-7373 |
| 4 | Concklin Insurance Agency Inc | 240 S Westmore-Meyers Rd | (630) 268-1600 |
| 5 | Farmers Insurance - Jason Gonzalez | 415 E Roosevelt Rd | (630) 953-5131 |
| 6 | The Nolan Agency Inc | 911 S Main St | (630) 629-2110 |
| 7 | State Farm - Nick Janet, Agent | 342 E North Ave | (630) 627-1679 |
| 8 | Farmers Insurance - Nathan Thurner | 911 Parkview Blvd | (630) 780-4422 |
| 9 | Loquercio Services Inc | 1919 S Highland Ave #300-B | (630) 271-0442 |
| 10 | AAA Insurance - Del Giudice Insurance Agency | 1300 S Main St Unit F | (630) 426-1404 |
Globe Life American Income Division: Arias Dlabik Organization serves Lombard, IL and the surrounding DuPage County area as an umbrella insurance agent. This agency provides supplemental coverage that extends liability protection beyond standard home and auto policy limits. Clients often require umbrella insurance to safeguard personal assets from major lawsuits or accident claims. The organization handles policy reviews to assess individual risk exposures. It also facilitates application processes for additional layers of liability coverage tailored to local needs.
Omar Torres - State Farm Insurance Agent in Lombard, IL, provides umbrella insurance policies that extend liability coverage beyond the limits of standard homeowners and auto insurance. The agency offers straightforward, personalized plans to help protect clients from large claims and lawsuits. It reviews customer policies annually to ensure coverage keeps pace with changing assets and risk levels. The office services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Thomas Revish, Jr. - State Farm Insurance Agent serves homeowners, businesses, and property managers needing personal and commercial umbrella liability coverage. These policies provide additional protection beyond standard insurance limits, often essential for those with rental properties or higher net worth. Clients appreciate clear explanations of how umbrella coverage safeguards assets like savings estates and future earnings. The agent operates in Lombard, IL, and also frequently assists customers in nearby communities such as Glen Ellyn.
For clients in Lombard, IL, Concklin Insurance Agency Inc provides both one-time policy reviews and ongoing coverage management as an umbrella insurance agent. Umbrella insurance extends liability protection beyond standard homeowners and auto policies, offering additional financial security against major claims or lawsuits. This firm’s services can be engaged on an as-needed basis, allowing policyholders to schedule consultations when their coverage needs change or when acquiring new assets requires a reevaluation of their existing liability limits.
Farmers Insurance - Jason Gonzalez serves Lombard, Illinois, and the surrounding communities of DuPage County. As an umbrella insurance agent, it handles additional liability coverage that extends beyond standard home and auto policies. This type of insurance protects clients from major claims and lawsuits. The agency approaches each job by first reviewing a client’s existing policies to identify gaps in coverage. It then recommends a policy limit that suits the individual’s assets and risk level.
As spring storms sweep through Lombard, local homeowners and drivers often consider whether their standard policies provide enough liability protection. The Nolan Agency Inc addresses this gap by offering umbrella insurance that extends coverage beyond typical auto and homeowners limits. These policies help protect personal assets from costly lawsuits or accident claims. The agency evaluates each client’s existing coverage, property value, and lifestyle risks to determine an appropriate policy size. An initial consultation includes a review of current insurance documents and a discussion of potential exposure points.
As an umbrella insurance agent in Lombard, Illinois, Nick Janet of State Farm provides specialized liability coverage that extends beyond standard policies, protecting clients from major claims and lawsuits. The agency assists local residents and businesses with evaluating their risk exposure and securing appropriate policy limits for comprehensive protection. When severe winter weather or summer storms cause unexpected damages, this agent helps clients strengthen their coverage layers against costly incidents involving property accidents or auto liability claims.
Farmers Insurance - Nathan Thurner provides general liability and property coverage for individuals and small businesses in Lombard, Illinois, with a specialty in umbrella insurance policies that add an extra layer of protection beyond standard limits. This additional coverage helps safeguard personal assets and business holdings against major claims or lawsuits arising from accidents and unforeseen events. The agency works with owners of offices, warehouses, and food service operations to ensure their operations have appropriate liability protection in place.
Loquercio Services Inc serves Lombard area homeowners with residential umbrella insurance, offering an extra layer of liability protection beyond standard policies. Commercial coverage is also available for local business owners who require higher limits. The agency serves clients throughout DuPage County and nearby communities. New policies are reviewed carefully to match each property’s specific exposure risks. Existing clients receive prompt follow-up for policy adjustments, and the agency schedules regular check-ins to ensure coverage remains appropriate between annual renewal visits.
AAA Insurance - Del Giudice Insurance Agency in Lombard, IL is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes helping local homeowners and auto policyholders secure additional layers of financial defense against major claims and lawsuits. The agency operates as a local resource for individuals seeking to safeguard their assets from unforeseen legal expenses. For a tailored approach, it can add on coverage for non-owned watercraft or rental properties, filling gaps in broader liability plans.
What Does an a Umbrella Insurance Agent in Lombard Cost?
Umbrella insurance in Illinois typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Each additional million usually adds 50 to 100 dollars annually. Your actual premium depends on your risk factors such as number of vehicles property value and driving record. This is general information not insurance advice.
About umbrella insurance agents in Lombard
Umbrella insurance agents in Lombard Illinois help you add an extra layer of liability protection beyond your auto and homeowners policies. Illinois law requires minimum liability limits on auto insurance but an umbrella policy can cover gaps and higher claims. Local agents understand the specific risks for Lombard residents including severe weather and traffic on I-290.
Frequently Asked Questions
What does an umbrella insurance agent in Lombard do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your underlying insurance limits are used up. The agent assesses your assets and risk level to recommend an appropriate coverage amount. They also ensure your policy meets Illinois requirements for underlying limits.
How much umbrella coverage do I need in Illinois?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with moderate assets. Illinois courts allow large jury awards in liability cases so higher limits like 2 to 5 million may be wise for high net worth individuals. Your agent can help calculate the right amount based on your home value savings and future income.
Is umbrella insurance required by law in Illinois?
No Illinois law does not require umbrella insurance. However your auto or homeowners insurer may require you to carry certain minimum liability limits before they will issue an umbrella policy. Typically you need at least 250000 per person and 500000 per accident in auto liability and 300000 in homeowners liability.
Umbrella Insurance Agents in Other Illinois Cities
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