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Looking for a umbrella insurance agent in Niles? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Niles, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 13 umbrella insurance agents in Niles, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Guillermo Chavez-Angeles - State Farm Insurance Agent
7400 N Waukegan Rd Ste 105, Niles, IL 60714
(847) 983-8343
yournumber1agent.com
Dan De La Cruz - State Farm Insurance Agent
7900 N Milwaukee Ave, Niles, IL 60714
(847) 324-9595
8473249595.com
Jeff Curry - State Farm Insurance Agent
8135 N Milwaukee Ave, Niles, IL 60714
(847) 965-3880
insurewithcurry.com
Peter Huynh - State Farm Insurance Agent
7627 N Milwaukee Ave, Niles, IL 60714
(847) 965-1400
myagentpeter.com
Farmers Insurance - Wioletta Kurzatkowski
8050 N Milwaukee Ave, Niles, IL 60714
(773) 792-9000
farmersagent.com
Violetta Wujkowski American Family Insurance
7636 N Milwaukee Ave, Niles, IL 60714
(847) 294-9772
amfam.com
Bart Balaz: Allstate Insurance
6954 W Touhy Ave Ste 100, Niles, IL 60714
(847) 588-1200
agents.allstate.com
Farmers Insurance - Florentina Hainal-Roman
7777 N Caldwell Ave UNIT 104, Niles, IL 60714
(773) 527-7383
agents.farmers.com
Farmers Insurance - Edward Niewinski
7942 W Oakton St, Niles, IL 60714
(773) 569-3327
agents.farmers.com
Sky Insurance Services Inc
9169 N Milwaukee Ave, Niles, IL 60714
(847) 965-1900
skyinsurance.us
LS Premier Enterprises Inc.
8926 N Greenwood Ave #118, Niles, IL 60714
(847) 834-9612
lspremier.com
Jill Martin - State Farm Insurance Agent
9103B N Milwaukee Ave, Niles, IL 60714
(847) 966-8444
statefarm.com
ActivFinancial Insurance
8148 N Milwaukee Ave, Niles, IL 60714
(847) 240-9600
An umbrella insurance agent in Niles, Illinois can help you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. This type of policy is especially relevant in Illinois because the state has a high rate of personal injury lawsuits and does not cap damages in many civil cases. Working with a local agent ensures you understand how Illinois liability laws may affect your coverage needs.
What Does a Umbrella Insurance Agent in Niles Cost?
The cost for a personal umbrella insurance policy in Illinois typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 to 5 million dollars, may cost between 300 and 800 dollars annually. Factors like your driving record, number of properties, and underlying policy limits affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Niles do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides extra coverage above your existing auto and home insurance. The agent assesses your assets and risk exposure to recommend an appropriate coverage limit. They also explain how the policy interacts with your underlying insurance in Illinois.
How much umbrella coverage do I need in Illinois?
The amount of umbrella coverage you need depends on your net worth, income, and potential liability risks. Many agents suggest starting with 1 million dollars in coverage, which is the typical minimum policy limit in Illinois. A local agent can help you calculate a suitable amount based on your assets and Illinois liability trends.
Can an umbrella policy cover lawsuits in Illinois?
Yes, an umbrella policy can cover legal defense costs and settlements for covered claims, such as bodily injury or property damage lawsuits. In Illinois, there is no cap on compensatory damages in personal injury cases, so umbrella coverage is important to protect against large judgments. The policy also covers certain claims that your primary insurance may exclude.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.