The top-rated umbrella insurance agent in Skokie, Illinois is AAA Skokie Car Care Plus, rated 4.2 stars across 469 reviews. Other highly rated options include Calvin Lam - State Farm Insurance Agent, Adriana Deaconu Agency Inc American Family Insurance, The Insurance People. This directory lists 18 umbrella insurance agents serving Skokie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Skokie Car Care Plus | 9349 Skokie Blvd | (847) 423-3500 |
| 2 | Calvin Lam - State Farm Insurance Agent | 4905 Old Orchard Shopping Ctr Ste 518 | (847) 423-2680 |
| 3 | Adriana Deaconu Agency Inc American Family Insurance | 8013 Lincoln Ave | (847) 763-1008 |
| 4 | The Insurance People | 5225 Old Orchard Rd Suite 8 | (773) 697-8082 |
| 5 | Heil & Heil Insurance Agency LLC | 5215 Old Orchard Rd #300 | (847) 866-7400 |
| 6 | North Shore Risk Management, LLC | 5215 Old Orchard Rd #810 | (847) 579-5440 |
| 7 | Rob Apostolakis - State Farm Insurance Agent | 3608 Dempster St | (847) 677-9920 |
| 8 | Kanji Insurance Financial Service Since 1990 | 3921 W Howard St | (773) 262-1145 |
| 9 | Worthy Insurance | 8130 N McCormick Blvd | (773) 945-9000 |
| 10 | Statewide Insurance | 8001 Lincoln Ave #715 | (847) 675-7714 |
AAA Skokie Car Care Plus serves the Skokie, Illinois area as an umbrella insurance agent. The company assists clients in securing supplemental liability coverage that extends beyond the limits of standard home and auto policies. This type of protection can help safeguard personal assets against major claims and lawsuits. By working with area carriers, the agent evaluates individual risk profiles to recommend appropriate coverage levels. It handles personal umbrella policies for residential clients and also offers related policy reviews to ensure adequate protection.
Calvin Lam - State Farm Insurance Agent in Skokie, Illinois, provides a range of umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. Its service includes personalized consultations to assess individual risk exposure and tailor added layers of financial protection. Ongoing policy reviews help clients maintain appropriate coverage as their needs evolve. The agency serves a variety of properties typical to the area, including single-family homes, apartments, retail spaces, and restaurants.
Adriana Deaconu Agency Inc American Family Insurance serves Skokie and surrounding communities in the Chicago area. The agency handles umbrella insurance policies, providing supplemental liability coverage that extends beyond the limits of standard homeowners and auto insurance. For a typical job, it evaluates an individual’s existing coverage to identify gaps in liability protection. It then structures a policy to offer additional layers of security against major claims or lawsuits, ensuring clients have adequate financial safeguards for their assets and future income.
Homeowners, business owners, and property managers in Skokie, Illinois, turn to The Insurance People for umbrella insurance coverage, which extends liability protection beyond the limits of standard policies. This additional layer of security is designed to safeguard personal and commercial assets from major claims and lawsuits. The agency assists clients in assessing their risk exposure and securing appropriate policy limits. Their service area also extends to residents and businesses in nearby Evanston within the greater Chicago metro region.
Heil & Heil Insurance Agency LLC in Skokie, IL helps clients distinguish between single-purchase umbrella policies and recurring liability coverage that bundles with existing plans. This agent explains how personal umbrella insurance extends protection beyond standard auto or homeowners limits for added financial security. Tailored consultations address needs such as safeguarding assets or covering legal defense costs. Service runs on a one-time or as-needed basis depending on whether the client seeks a standalone policy or periodic policy reviews.
North Shore Risk Management, LLC in Skokie, IL provides general liability insurance and specializes in umbrella policy add-ons that extend coverage limits. This additional layer of protection defends against large claims that could otherwise exceed standard policy caps. The firm assists clients by assessing risk exposures across various commercial properties. It serves local businesses including offices, warehouses, and food service operations that require higher liability ceilings for their daily operations.
As winter snow melts into spring puddles in Skokie, homeowners often consider extra liability coverage for accidents on slippery walkways. Rob Apostolakis – State Farm Insurance Agent provides umbrella insurance to help protect local assets beyond standard policy limits. The agency reviews each client’s existing home and auto policies to identify potential exposure gaps in their coverage. A thorough discussion of liability risks during the initial assessment allows the agent to recommend appropriate additional protection tailored to individual needs.
As a specialist umbrella insurance agent, Kanji Insurance Financial Service Since 1990 offers liability coverage that extends beyond standard home and auto policies. Located in Skokie, IL, the agency helps local clients protect their assets from major claims and lawsuits that could exceed their primary insurance limits. This service is crucial during high-risk events such as house parties, where guest injuries or property damage can quickly lead to substantial financial exposure.
Worthy Insurance in Skokie, IL provides residential umbrella liability coverage as a primary service, helping homeowners protect assets beyond standard policy limits. Commercial umbrella insurance is also available for local businesses seeking additional liability protection throughout the Chicago area. The agency works to structure appropriate excess coverage layers for clients with significant property or higher risk profiles. Policies are designed to follow between regular visits, allowing for seamless adjustments or custom endorsements if a policyholder’s exposure changes substantially ahead of scheduled renewals.
Statewide Insurance in Skokie, Illinois, is known for offering comprehensive umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Serving clients throughout the area, it helps individuals and families safeguard their assets against major claims and lawsuits. The agency works with a range of policies to ensure sufficient limits are in place for unforeseen events. A tailored excess liability policy for high-value property owners is a specialty service the agency can add on.
What Does an a Umbrella Insurance Agent in Skokie Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Additional increments of 1 million dollars may cost 50 to 100 dollars each. Factors affecting cost include your driving record, number of properties, and claims history. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About umbrella insurance agents in Skokie
Umbrella insurance agents in Skokie Illinois help residents add an extra layer of liability protection beyond standard home and auto policies. Illinois law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but a personal umbrella policy can provide coverage starting at 1 million dollars. Working with a local agent ensures your policy aligns with Illinois insurance regulations and your specific risk profile.
Frequently Asked Questions
What does an umbrella insurance agent in Skokie do?
An umbrella insurance agent in Skokie helps you purchase a personal liability umbrella policy that covers claims exceeding your primary home or auto insurance limits. The agent assesses your assets and risks to recommend appropriate coverage amounts. They also explain how the policy interacts with your existing Illinois insurance policies.
Is umbrella insurance required by law in Illinois?
No, Illinois does not require umbrella insurance by law. However, it is highly recommended for individuals with significant assets or high liability exposure. Illinois courts allow large personal injury judgments, and an umbrella policy can protect your savings and future earnings.
How much umbrella insurance do I need in Skokie?
The amount of umbrella insurance you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage. A common rule is to have enough to cover your net worth plus the value of your home and future earnings. Your Skokie agent can help calculate the right amount for your situation.
Umbrella Insurance Agents in Other Illinois Cities
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