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HomeUmbrella Insurance AgentsIllinois › St. Charles

Find Umbrella Insurance Agents Near You in St. Charles, IL

Browse umbrella insurance agents serving St. Charles, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in St. Charles, Illinois is Bill Nelson - State Farm Insurance Agent, rated 5.0 stars across 311 reviews. Other highly rated options include Chris Knapp - State Farm Insurance, Better Choice Insurance Group, Giuseppe Mastrolonardo Agency Inc American Family Insurance. This directory lists 20 umbrella insurance agents serving St. Charles.

Showing 20 umbrella insurance agents in St. Charles, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bill Nelson - State Farm Insurance Agent1309 W Main St(630) 443-5100
2Chris Knapp - State Farm Insurance1103 W Main St(630) 584-8500
3Better Choice Insurance Group300 Cardinal Dr #220(847) 908-5665
4Giuseppe Mastrolonardo Agency Inc American Family Insurance303 E Main St Uppr 1(630) 295-8514
5Relation Insurance - Joseph M. Wiedemann & Sons Inc303 E Main St STE B(847) 228-8400
6Sergio Nava at Comparion Insurance Agency2570 Foxfield Rd Suite 202(630) 791-6440
7Rosenberg Insurance & Financial1121 E Main St Suite 200(630) 576-0009
8MLD Agency Inc.333 N Randall Rd Ste 28(630) 845-8678
9Asim Hamidi: Allstate Insurance Saint Charles IL2020 Dean St STE J(630) 225-9325
10Hazen Insurance Agency, Inc.1100 W Main St STE B(630) 485-5100
BN
1309 W Main St
Bill Nelson - State Farm Insurance Agent
Umbrella Insurance Agent · St. Charles, IL

Bill Nelson - State Farm Insurance Agent serves the St. Charles, Illinois metro area as an umbrella insurance agent, providing liability coverage that extends beyond the limits of standard auto and homeowners policies. This protection helps safeguard personal assets against major claims or lawsuits. Clients in this region work with the agency to assess their risk exposure and secure appropriate umbrella policies for added financial security. The agency also handles related insurance services, including home and auto policy reviews to coordinate comprehensive liability solutions.

CK
1103 W Main St
Chris Knapp - State Farm Insurance
Umbrella Insurance Agent · St. Charles, IL

Chris Knapp - State Farm Insurance in St. Charles, IL, offers umbrella insurance agent services that extend personal liability coverage beyond standard home and auto policies. Service plans involve periodic policy reviews to ensure adequate coverage limits and coordination with underlying insurance, along with risk assessment consultations for clients. Maintenance plans include annual updates to adjust for asset changes and inflation. The agent services single-family homes, apartments, retail properties, and restaurants needing elevated liability protection against large claims.

BC
300 Cardinal Dr #220
Better Choice Insurance Group
Umbrella Insurance Agent · St. Charles, IL

Better Choice Insurance Group serves homeowners, businesses, and property managers in St. Charles, Illinois, who require personal umbrella liability protection beyond standard policy limits. The agency helps clients secure additional coverage for unexpected accidents, legal defense costs, or property damage claims that exceed underlying insurance. By structuring excess liability policies to layer over existing homeowners and auto insurance, it fills gaps that could otherwise expose personal or business assets to significant risk. Its services also extend to covering rental property owners and families in the Batavia area.

GM
303 E Main St Uppr 1
Giuseppe Mastrolonardo Agency Inc American Family Insurance
Umbrella Insurance Agent · St. Charles, IL

Giuseppe Mastrolonardo Agency Inc American Family Insurance serves the St. Charles, Illinois area and surrounding communities, providing umbrella insurance policies that extend extra liability coverage beyond standard homeowners and auto plans. The agency helps clients protect assets against major claims or lawsuits. For a typical job, it analyzes a client’s existing insurance limits and personal risk exposure, then customizes a policy to fill potential gaps in coverage.

RI
303 E Main St STE B
Relation Insurance - Joseph M. Wiedemann & Sons Inc
Umbrella Insurance Agent · St. Charles, IL

Relation Insurance - Joseph M. Wiedemann & Sons Inc in St. Charles, IL provides umbrella liability insurance as a one-time coverage option for individuals seeking an extra layer of protection beyond standard policies or as a recurring annual renewal for ongoing high-net-worth asset safeguarding. These policies extend coverage limits over homeowners and auto insurance, addressing liability claims that could otherwise exceed primary boundaries. Service arrangements for this local agent’s umbrella insurance consultations and policy management are available on an as-needed basis, allowing clients to request support when fortifying their personal liability defenses.

SN
2570 Foxfield Rd Suite 202
Sergio Nava at Comparion Insurance Agency
Umbrella Insurance Agent · St. Charles, IL

Sergio Nava at Comparion Insurance Agency specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto protections. In St. Charles and surrounding areas, it assists clients in securing an extra layer of financial safety against major claims or lawsuits. The agency guides individuals in assessing their unique risk exposure, offering steady service to homeowners, drivers, and small business owners. As winter approaches, it helps clients review coverage limits ahead of potential ice-related or guest-injury incidents on residential properties.

RI
1121 E Main St Suite 200
Rosenberg Insurance & Financial
Umbrella Insurance Agent · St. Charles, IL

Rosenberg Insurance & Financial serves St. Charles, Illinois, residents seeking protection for their personal assets through umbrella liability policies. The agency also assists local business owners in extending commercial coverage beyond primary insurance limits, helping safeguard larger holdings or property exposures across the region. Clients benefit from tailored risk assessments that address common vulnerabilities in suburban settings, such as home-based incidents or auto-related claims. After an initial policy is set, the agency remains available for periodic renewals and policy reviews to adjust limits between regular scheduled visits.

MA
333 N Randall Rd Ste 28
MLD Agency Inc.
Umbrella Insurance Agent · St. Charles, IL
AH
2020 Dean St STE J
Asim Hamidi: Allstate Insurance Saint Charles IL
Umbrella Insurance Agent · St. Charles, IL

Asim Hamidi: Allstate Insurance Saint Charles IL provides personal and commercial insurance coverage for clients in St. Charles and the surrounding region. As an umbrella insurance agent, the agency offers supplementary liability protection that extends beyond the limits of standard homeowners and auto policies, safeguarding policyholders against major claims and lawsuits. This business serves a variety of commercial sectors, including professional offices, warehouses, and food service operations.

HI
1100 W Main St STE B
Hazen Insurance Agency, Inc.
Umbrella Insurance Agent · St. Charles, IL

Hazen Insurance Agency, Inc. in St. Charles, IL is known for helping clients secure personal liability protection that extends beyond standard home and auto policies. Its service range covers individuals and families seeking an extra layer of financial defense against major claims and lawsuits common to the area. Clients work with an agent to evaluate their assets and adjust the coverage amount accordingly. A specialty service this agency can add on is protection against libel, slander, and other personal injury claims not included in basic umbrella policies.

RI
100 Illinois St Ste 200A
RKM Insurance Services, INC.
Umbrella Insurance Agent · St. Charles, IL
(630) 796-4422
facebook.com/RKMInsurance
AS
540 N Kirk Rd
AAA St Charles
Umbrella Insurance Agent · St. Charles, IL
(630) 587-7700
locator.acg.aaa.com/il/st-charles/aaa-st-charles
SI
4N645 School Rd
Shelter Insurance - Katherine Zimmerman
Umbrella Insurance Agent · St. Charles, IL
(630) 879-6100
shelterinsurance.com/CA/agent/KZIMMERMAN
EC
2570 Foxfield Rd Suite 202
Erin Crothers at Comparion Insurance Agency
Umbrella Insurance Agent · St. Charles, IL
(630) 791-6717
comparioninsurance.com/insurance-agent/illinois/saint-charles-0419/eran-crothers
AG
4N701 School Rd
AMI Group, Inc.
Umbrella Insurance Agent · St. Charles, IL
(847) 888-9820
aminsurancegroup.com
FI
1434 E Main St Ste 2
Farmers Insurance - Harry Stout
Umbrella Insurance Agent · St. Charles, IL
(847) 640-0402
agents.farmers.com/il/st-charles/harry-stout
AI
1350 E Main St
AAA Insurance - Schejbal Insurance Agency
Umbrella Insurance Agent · St. Charles, IL
(630) 587-1650
aaa.com/schejbal
BA
1424 E Main St
Bullock Agency Inc
Umbrella Insurance Agent · St. Charles, IL
(630) 377-9499
bullockagency.com
NI
218 State St Ste 2
Nationwide Insurance: Julien Insurance Agency Inc.
Umbrella Insurance Agent · St. Charles, IL
(630) 845-2740
agency.nationwide.com/il/saint-charles/60174/julien-insurance-agency-inc
SI
345 S 2nd Ave
Star Insurance CO
Umbrella Insurance Agent · St. Charles, IL
(309) 270-8015

What Does an a Umbrella Insurance Agent in St. Charles Cost?

Umbrella insurance in Illinois typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Additional million-dollar increments may cost 75 to 150 dollars each. Costs vary based on your risk profile number of vehicles and property owned. This is general information and not insurance advice.

About umbrella insurance agents in St. Charles

Umbrella insurance agents in St. Charles Illinois help residents secure extra liability coverage beyond standard home and auto policies. Illinois law does not require umbrella insurance but it can protect assets from large claims or lawsuits. Local agents understand the specific risks for homeowners and drivers in the Fox River Valley area.

Frequently Asked Questions

What does an umbrella insurance agent in St. Charles do?

An umbrella insurance agent helps you assess your personal liability risks and recommends a policy that adds extra coverage above your existing home and auto limits. They guide you through policy options and ensure you meet Illinois minimum underlying coverage requirements.

How much umbrella coverage do I need in Illinois?

Most agents recommend at least 1 million dollars in umbrella coverage for Illinois homeowners. The amount depends on your assets income and potential liability risks such as owning a pool or rental property.

Can I get umbrella insurance if I have a teenage driver in Illinois?

Yes you can often get umbrella insurance with a teenage driver but the cost may be higher. Illinois law requires all drivers to carry minimum liability insurance and umbrella policies typically require higher underlying limits for young drivers.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.