The top-rated umbrella insurance agent in Waukegan, Illinois is Farmers Insurance - Daniel Cahue, rated 5.0 stars across 285 reviews. Other highly rated options include Farmers Insurance - Adrian Rivas Salgado, Talro Insurance Inc, Nauta Insurance Agency Inc. This directory lists 20 umbrella insurance agents serving Waukegan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Daniel Cahue | 102 S Genesee St | (224) 637-3448 |
| 2 | Farmers Insurance - Adrian Rivas Salgado | 927 W Glen Flora Ave | (847) 672-9710 |
| 3 | Talro Insurance Inc | 1055 N Green Bay Rd | (847) 244-5656 |
| 4 | Nauta Insurance Agency Inc | 2111 Washington St | (847) 662-8750 |
| 5 | Alicia Rodriguez American Family Insurance | 700 S Lewis Ave Ste 250 | (847) 244-8870 |
| 6 | Need Insurance Plus More | 229 S Green Bay Rd | (847) 599-1530 |
| 7 | Magnum Insurance Agency | 2312 Grand Ave | (847) 596-8185 |
| 8 | Northwest Insurance Network | 328 S Green Bay Rd | (847) 263-0600 |
| 9 | Alamo Insurance & Financial Service | 2744 Grand Ave | (847) 239-5481 |
| 10 | Farmers Insurance - Garrett Johnson | 36104 N Green Bay Rd | (847) 249-4610 |
Farmers Insurance - Daniel Cahue serves Lake County and the surrounding Waukegan, Illinois area as an umbrella insurance agent. The agency provides individualized liability coverage that extends beyond standard policy limits, helping protect clients from major claims and lawsuits. Agents work closely with homeowners and auto policyholders to identify gaps in coverage. Common services include tailoring personal umbrella policies to suit residential needs and reviewing existing liability limits for extra layers of financial security.
Farmers Insurance - Adrian Rivas Salgado in Waukegan, IL provides umbrella insurance agent services, offering additional liability coverage beyond standard policies. The agency helps clients address gaps in existing home and auto insurance, managing risk by extending coverage limits for unexpected incidents. Regular policy reviews ensure protection stays aligned with changing circumstances. This business services residential needs, including single-family homes and apartments, as well as commercial properties such as retail spaces and restaurants.
Talro Insurance Inc serves homeowners, landlords, and small business owners in Waukegan, Illinois who need added liability protection beyond standard policies. As an umbrella insurance agency, it helps clients secure extra coverage that safeguards assets against major claims or lawsuits. The firm assists with personalized evaluations of existing insurance to determine appropriate policy limits. Talro Insurance Inc also extends its services to neighboring communities such as Lake Forest, providing area residents with access to specialized liability risk solutions.
Nauta Insurance Agency Inc serves clients in Waukegan, Illinois, and the surrounding communities of Lake County. The agency handles personal and commercial umbrella insurance policies, which provide additional liability coverage beyond standard home and auto policies. It focuses on protecting clients from major claims and lawsuits that could exceed base policy limits. The typical job begins with a thorough review of the client’s existing coverage to assess potential gaps, then recommends a specific liability limit to ensure comprehensive financial protection.
As winter ice and heavy snow threaten the Waukegan area, many homeowners worry about liability from a fall on their walkway. Alicia Rodriguez American Family Insurance helps address this concern by providing umbrella insurance policies designed to extend personal liability coverage. An umbrella policy offers an extra layer of protection beyond standard home or auto insurance for such seasonal risks. Before offering a quotation, the agents schedule a careful inspection of the property to assess unique liability exposures specific to the home's layout and local environment.
Need Insurance Plus More provides umbrella insurance agent services to clients in Waukegan, Illinois, distinguishing between one-time policy reviews for specific needs and recurring coverage management for ongoing risk protection. This full service ensures clients obtain additional liability limits beyond standard home or auto policies, safeguarding assets from major claims or lawsuits. Coverage is tailored to individual circumstances, enhancing financial security against unforeseen incidents. Assistance is available on a one-time, scheduled, or as-needed basis, with appointments arranged according to client preference for policy evaluation or adjustment.
Magnum Insurance Agency in Waukegan, Illinois, is known for providing personal umbrella policies that extend liability coverage beyond standard home and auto limits. This service helps protect local residents from large claims and lawsuits by offering an additional layer of financial security. The agency works with clients to assess their overall risk exposure, tailoring a plan for broader asset protection. Its specialty is adding coverage for rental properties, ensuring landlords in the Waukegan area are safeguarded against unexpected liability.
Northwest Insurance Network specializes in umbrella insurance agent services, providing supplemental liability coverage that extends beyond standard auto and homeowners policies for residents in Waukegan, Illinois. The agency works with clients to assess their personal asset exposure and secure appropriate layers of protection against unexpected claims. Additional policy limits are designed to cover large lawsuit expenses where primary coverage may fall short. Snowmelt-related sliding incidents or holiday party guest injuries are common situational concerns this coverage can help address.
Alamo Insurance & Financial Service in Waukegan, IL, provides property and liability risk management to local residents and businesses, with a particular focus on adding umbrella insurance coverage. This specialty policy extends existing liability limits on auto, home, or commercial insurance, offering broader protection against large claims or lawsuits. The agency carefully assesses each client’s risk exposure to recommend appropriate excess liability limits from available carriers. Its commercial clientele includes area offices, warehouses, and food service establishments seeking additional financial safeguards.
What Does an a Umbrella Insurance Agent in Waukegan Cost?
Umbrella insurance premiums in Illinois typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits may cost 300 to 800 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Waukegan
Umbrella insurance agents in Waukegan Illinois help residents secure extra liability coverage beyond standard home and auto policies. Illinois law does not require umbrella insurance but it can protect assets from large claims or lawsuits. Agents in Lake County can explain how Illinois liability limits and local risk factors affect your coverage needs.
Frequently Asked Questions
What does an umbrella insurance agent in Waukegan do?
An umbrella insurance agent in Waukegan helps you purchase a policy that provides additional liability coverage above your existing home and auto insurance. They assess your assets and risk exposure to recommend an appropriate coverage limit. Agents can also explain how Illinois law affects claims and policy terms.
How much umbrella insurance do I need in Illinois?
The amount of umbrella insurance you need depends on your total assets and potential liability risks. Many Illinois agents suggest coverage of 1 million to 5 million dollars. A Waukegan agent can review your financial situation to help determine the right limit.
Is umbrella insurance required by Illinois law?
No, Illinois law does not require umbrella insurance. However it is often recommended for individuals with significant assets or high liability risks. An agent can explain how Illinois liability laws may affect your exposure to lawsuits.
Umbrella Insurance Agents in Other Illinois Cities
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