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Find Umbrella Insurance Agents Near You in Hagerstown, MD
Directory of umbrella insurance agents in Hagerstown, Maryland. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Hagerstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 18 umbrella insurance agents in Hagerstown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lauren Brenneman - State Farm Insurance Agent
1201 Potomac Ave, Hagerstown, MD 21742
(301) 790-1600
myagentlauren.com
Younger Insurance Agency
1945 Dual Hwy, Hagerstown, MD 21740
(240) 527-2344
youngeria.com
Senior Benefit Services, Inc.
580 Northern Ave, Hagerstown, MD 21742
(301) 733-0085
seniorbenefitclient.com
Bowers Insurance
1380 Dual Hwy, Hagerstown, MD 21740
(301) 791-7910
bowersinsurance.com
Wright-Gardner Insurance
100 W Antietam St, Hagerstown, MD 21740
(301) 733-1234
wrightgardner.com
Antietam Insurance Associates, Inc.
940 Frederick St, Hagerstown, MD 21740
(301) 733-0895
antmd.com
Youngbar Financial & Insurance Agency
1850 Dual Hwy Suite 102, Hagerstown, MD 21740
(301) 271-8811
youngbaragency.business.site
Geoffrey Karlen Agency Inc - Nationwide Insurance
19756 Longmeadow Rd, Hagerstown, MD 21742
(301) 790-3304
Highstreet Rice Agency Inc.
17345 Virginia Ave, Hagerstown, MD 21740
(301) 582-2636
hsip.com
Cumberland Valley Insurance Inc.
18537 Maugans Ave, Hagerstown, MD 21742
(301) 797-6480
cumberlandvalleyinsurance.com
Jean Shank Insurance & Associates
703 Oak Hill Ave, Hagerstown, MD 21740
(301) 791-1565
erieinsurance.com
Baker Insurance Agency of Hagerstown
927 S Potomac St, Hagerstown, MD 21740
(301) 733-9606
bakerinsuranceonline.com
Bitner Henry Insurance Group
401 E Antietam St, Hagerstown, MD 21740
(800) 231-9963
bitnerhenry.com
Quality First Insurance Agency, Inc.
19707 Leitersburg Pike, Hagerstown, MD 21742
(301) 797-1400
qualityfirstins.com
Farmers Insurance - Youngbar Agency
1850 Dual Hwy Suite 102, Hagerstown, MD 21740
(240) 608-2008
agents.farmers.com
Bankers Life
1101 Opal Ct Ste 302, Hagerstown, MD 21740
(301) 739-8590
branches.bankerslife.com
Hills Insurance Agency
13022 Pennsylvania Ave, Hagerstown, MD 21742
(301) 393-4887
hillsinsagency.com
Hagerstown Insurance
1101 Opal Ct Suite 101, Hagerstown, MD 21740
(540) 508-8488
hagerstowninsurance.net
An umbrella insurance agent in Hagerstown Maryland helps you secure additional liability coverage that goes beyond your auto or homeowners policy. Maryland law requires minimum liability limits for drivers, but an umbrella policy can provide extra protection against major claims or lawsuits. Local agents understand the specific risks in Washington County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Hagerstown Cost?
In Maryland, umbrella insurance premiums typically range from 150 to 400 dollars per year for one million dollars in coverage. Higher coverage limits, such as two to five million dollars, may cost 300 to 800 dollars annually. Actual costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hagerstown do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your primary insurance limits. In Maryland, this extra layer can protect your savings and future income from large lawsuits. The agent will review your current policies and recommend an appropriate coverage amount.
How much umbrella coverage do I need in Maryland?
Most agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. Maryland does not require umbrella insurance by law, but it is often recommended for homeowners, business owners, or those with significant savings. Your agent can help you calculate a suitable limit based on your net worth.
Can umbrella insurance cover legal fees in Maryland?
Yes, umbrella policies typically cover legal defense costs if you are sued for covered incidents. Maryland courts can award large judgments, and legal fees can be substantial. An umbrella policy helps pay these costs once your underlying insurance limits are exhausted.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.