The top-rated umbrella insurance agent in Prince Frederick, Maryland is Wayne Shoemaker - State Farm Insurance Agent, rated 4.9 stars across 260 reviews. Other highly rated options include Mike Paxson - State Farm Insurance Agent, Midtown Insurance Group, LLC, An Erie Insurance Agency, Marshall & Associates Insurance Inc. This directory lists 14 umbrella insurance agents serving Prince Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Shoemaker - State Farm Insurance Agent | 205 Steeple Chase Dr #305 | (410) 535-0434 |
| 2 | Mike Paxson - State Farm Insurance Agent | 140 Main St | (410) 535-4774 |
| 3 | Midtown Insurance Group, LLC, An Erie Insurance Agency | 55 Church St | (410) 449-6500 |
| 4 | Marshall & Associates Insurance Inc | 501 Main St #202 | (410) 586-2381 |
| 5 | OakPoint Insurance | 3695 Hallowing Point Rd Suite 5 | (410) 535-0997 |
| 6 | A & W Insurance Services, Inc. | 710 Solomons Island Rd N | (410) 535-2700 |
| 7 | CoreSafe Insurance LLC | 154 W Dares Beach Rd | (410) 729-6687 |
| 8 | Easy Insurance Service MD | 354 Costley Way | (410) 260-0112 |
| 9 | Bright Hope Insurance Prince Frederick | 205 W Dares Beach Rd | (410) 705-5922 |
| 10 | Nationwide Insurance: R&G Insurance Associates Inc | 15 Church St | (410) 535-2626 |
Wayne Shoemaker - State Farm Insurance Agent serves Prince Frederick, Maryland, and the surrounding Calvert County area, focusing on umbrella insurance coverage. Umbrella insurance policies offer extra liability protection beyond standard home and auto policies. These policies help safeguard personal assets against major claims or lawsuits. Common scenarios covered include accidents on residential property or incidents involving household pets. The agency guides clients in selecting appropriate liability limits. In this area, services help protect homeowners from unforeseen liability expenses and provide coverage for rental properties.
Mike Paxson - State Farm Insurance Agent in Prince Frederick, MD, offers umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto plans. Its service includes reviewing personal assets and risk exposure to recommend appropriate umbrella limits. The agent provides regular policy check-ups to adjust coverage as life circumstances change. This office services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Midtown Insurance Group, LLC, An Erie Insurance Agency in Prince Frederick, Maryland, helps homeowners, local businesses, and property managers protect their assets with umbrella liability coverage. This insurance extends beyond standard policy limits, offering an added layer of financial security against major claims or lawsuits. The agency guides clients in selecting appropriate coverage levels to safeguard their savings and future earnings. They also serve residents and commercial operators throughout Calvert County and neighboring communities such as Lusby and Huntingtown.
Marshall & Associates Insurance Inc helps clients choose between one-time and recurring umbrella insurance services in Prince Frederick, MD. Umbrella coverage adds a crucial layer of liability protection beyond standard home and auto policies, filling gaps that could expose personal assets. The agency advises on policy limits that match local risk factors, such as property values and traffic density. Service runs on an as-needed basis, with clients able to request policy reviews or updates whenever their liability needs change.
OakPoint Insurance specializes in personal umbrella liability coverage, providing an extra layer of protection beyond standard auto and homeowners policies in Prince Frederick, MD. It assists clients in shielding their assets from major claims and lawsuits that could otherwise exceed underlying policy limits. The agency works with individuals to assess their specific exposure risks and secure appropriate coverage through thorough consultations. As seasonal winter weather increases the likelihood of slip-and-fall accidents on icy walkways, this service helps local homeowners manage that heightened liability.
A & W Insurance Services, Inc. serves Prince Frederick and the surrounding communities in Calvert County, handling comprehensive umbrella insurance policies for local residents. It provides supplemental liability coverage that extends beyond standard homeowners and auto insurance limits. The company focuses on protecting clients from major claims or lawsuits that could threaten their savings or future income. For a typical job, it assesses a client's existing coverage and risk exposure, then recommends an appropriate policy amount to fill potential gaps.
CoreSafe Insurance LLC assists clients in Prince Frederick, Maryland, with general liability coverage and specializes in offering umbrella insurance extensions. These policies provide an extra layer of protection beyond standard claims limits for individuals and businesses alike. Serving commercial clients in diverse sectors, the company supports office complexes, warehouse operations, and food service establishments in managing higher-risk exposures and asset protection needs.
As seasonal storms or unexpected liability incidents arise in Calvert County, local residents seek dependable coverage beyond standard policies. Easy Insurance Service MD in Prince Frederick provides umbrella insurance to safeguard assets from significant claims or lawsuits. This extra layer protects homeowners and drivers when their primary insurance limits are exhausted. The agency reviews individual financial exposures to recommend appropriate policy limits for long-term risk management. A personal assessment is scheduled to evaluate current coverage gaps before issuing a proposal.
Bright Hope Insurance Prince Frederick offers residential umbrella coverage in Prince Frederick, MD, providing an extra layer of liability protection beyond standard home and auto policies. The agency also assists local commercial clients in expanding their liability limits to safeguard business assets. Serving the greater Calvert County region, they tailor policies to fit individual and business needs. Clients benefit from follow-up consultations and routine policy reviews, ensuring coverage remains aligned with changing circumstances between regular visits.
Nationwide Insurance: R&G Insurance Associates Inc is an umbrella insurance agency located in Prince Frederick, MD. This firm guides clients by explaining how umbrella policies provide extended liability coverage beyond standard auto or homeowner insurance. Their service range includes assisting local homeowners and drivers in assessing their personal liability risks. Common recommendations include setting appropriate coverage limits for property and vehicle concerns. The agency specializes in adding liability protection for scenarios involving rental properties or watercraft.
What Does an a Umbrella Insurance Agent in Prince Frederick Cost?
The cost of umbrella insurance in Maryland typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits may cost 50 to 100 dollars more per million. Factors like your driving record, number of properties, and claims history affect the premium. This is general information, not insurance advice.
About umbrella insurance agents in Prince Frederick
Umbrella insurance agents in Prince Frederick help residents secure additional liability coverage beyond auto and homeowners policies. Maryland law requires minimum liability limits for drivers, but umbrella policies offer an extra layer of protection for major claims. Local agents can tailor coverage to your assets and risk profile.
Frequently Asked Questions
What does an umbrella insurance agent in Prince Frederick do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance. This protects your savings and future income if you face a large lawsuit. Agents in Prince Frederick understand local risks and Maryland insurance regulations.
Do I need umbrella insurance in Maryland?
Umbrella insurance is not required by Maryland law, but it is recommended if you have significant assets or face higher liability risks. Maryland has no cap on personal injury damages in most cases, so a large judgment could exceed your standard policy limits. An agent can help you decide if umbrella coverage fits your needs.
How much umbrella coverage should I get in Prince Frederick?
Most umbrella policies start at one million dollars in coverage and go up in increments. Your agent will review your assets, income, and potential risks to suggest an appropriate limit. In Maryland, common recommendations range from one to five million dollars depending on your situation.
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