The top-rated umbrella insurance agent in Severna Park, Maryland is Lee Talbot - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Alex Schwab: Allstate Insurance, Jeffrey Brent - State Farm Insurance Agent, Sean Garvey - State Farm Insurance Agent. This directory lists 13 umbrella insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 2 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 3 | Jeffrey Brent - State Farm Insurance Agent | 504 Baltimore Annapolis Blvd #7 | (410) 544-7174 |
| 4 | Sean Garvey - State Farm Insurance Agent | 529 Benfield Rd Suite 200 | (410) 647-7770 |
| 5 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 6 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 7 | Performance Insurance Group | 238 Ritchie Hwy | (410) 674-9066 |
| 8 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 9 | Eichhorn Insurance Agency | 535 Ritchie Hwy | (410) 544-9975 |
| 10 | Old Line Insurance Agency Inc | 811 Ritchie Hwy | (410) 255-2278 |
Lee Talbot - State Farm Insurance Agent serves the Severna Park area and surrounding Anne Arundel County communities, specializing in umbrella insurance coverage. This company helps clients obtain additional liability protection that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance can offer financial safeguarding against major claims and lawsuits where basic coverage may fall short. For policyholders seeking enhanced security, this agent handles personal umbrella policies and advises on coordinating them with existing State Farm plans.
Alex Schwab: Allstate Insurance in Severna Park, MD provides umbrella insurance coverage designed to extend liability protection beyond standard policies. The agency assists clients in maintaining adequate coverage limits for their specific risk exposures, reviewing existing plans to identify potential gaps in personal or commercial liability protection. Services include evaluating necessary coverage for single-family homes, apartments, retail spaces, and restaurants.
Jeffrey Brent - State Farm Insurance Agent serves homeowners, businesses, and property managers in Severna Park, Maryland, who seek supplemental liability protection through umbrella policies. This agency provides coverage that extends beyond standard auto and homeowners insurance limits, offering an additional layer of financial security against major claims or lawsuits. Policies are designed to safeguard personal assets and future earnings from unforeseen events. The agency also serves clients in the broader Annapolis metro area, including communities along the Magothy River.
Serving Severna Park and the surrounding communities of Anne Arundel County, Sean Garvey - State Farm Insurance Agent handles umbrella insurance policies designed to add an extra layer of liability protection beyond standard home and auto coverage. These policies help cover major claims and lawsuits that could otherwise threaten personal assets. The agency assesses each client's overall risk profile and existing coverage limits to recommend an appropriate umbrella policy amount. This approach ensures thorough consideration of individual exposure before tailoring a recommendation.
Highstreet- Bye Insurance Agency in Severna Park, MD offers umbrella insurance as both a one-time policy purchase and as a recurring annual coverage option. Umbrella insurance extends the liability limits beyond standard homeowners or auto policies, providing additional financial protection against major claims or lawsuits. The agency assists clients in evaluating their personal risk exposure and selecting appropriate coverage levels. Service for current clients typically operates on an as-needed basis, allowing policyholders to request adjustments or renewals when circumstances change.
Moran Insurance specializes in umbrella insurance policies for residents of Severna Park, MD, offering broad liability protection beyond standard auto and homeowner coverage. The work includes consulting with clients to determine appropriate coverage limits and ensuring comprehensive risk management for their assets. This service helps protect against major claims and lawsuits from accidents on the property or while driving. During the wet season, it assists homeowners in preparing for potential liability issues from flooding-related slip-and-fall incidents on driveways or lawns.
In Maryland’s coastal climate, severe storms can raise unexpected liability risks for homeowners. Performance Insurance Group, based in Severna Park, helps local residents fill these coverage gaps with personalized umbrella policies that extend beyond standard home and auto limits. Their brokers review existing primary insurance to identify vulnerabilities that could threaten personal assets during a major claim. The process begins with a thorough on-site property inspection to evaluate potential hazards and confirm appropriate coverage levels for each client’s unique situation.
Serving Severna Park and the surrounding region, Marty Lewis - State Farm Insurance Agent provides general personal and business insurance coverage. As a specialty add-on, the agency offers umbrella insurance policies that extend liability protection beyond standard home and auto policy limits. Their understanding of local liability risks allows tailored coverage options for varied professional needs. This agency can serve commercial sectors including offices, warehouses, and food service operations.
Eichhorn Insurance Agency serves Severna Park area homeowners with residential umbrella insurance policies, extending liability coverage beyond standard home insurance limits. The agency also provides commercial umbrella insurance for local businesses, protecting assets against large claims and lawsuits. Covering Severna Park and surrounding communities in Maryland, the agency assists clients in evaluating personal and business coverage gaps. Clients often return for policy adjustments following life changes or asset acquisitions, with the agency offering follow-up service between regular renewal visits to maintain appropriate protection levels.
Old Line Insurance Agency Inc in Severna Park, MD, is known for providing personal umbrella liability coverage that extends beyond standard homeowners and auto policy limits. This service range protects clients from major claims, including legal fees and judgments. Umbrella insurance in this area offers added security against unforeseen liabilities such as dog bites or accidents. As a specialty service, the agency can also add personal liability coverage for incidents involving recreational watercraft on nearby waterways.
What Does an a Umbrella Insurance Agent in Severna Park Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. For 2 million dollars, the cost may be 250 to 500 dollars per year. Your actual rate depends on your home, auto, and personal risk factors. This is general information, not insurance advice.
About umbrella insurance agents in Severna Park
An umbrella insurance agent in Severna Park, Maryland helps you add an extra layer of liability protection beyond your home and auto policies. Maryland law does not require umbrella insurance, but it can protect your assets in case of a lawsuit. Local agents understand the specific risks for homeowners and drivers in Anne Arundel County.
Frequently Asked Questions
What does an umbrella insurance agent in Severna Park do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your standard home or auto limits. In Maryland, this policy typically starts at 1 million dollars in coverage. The agent can review your current policies and recommend an appropriate limit.
How much umbrella coverage do I need in Maryland?
The amount of umbrella coverage you need depends on your assets and risk level. Many Maryland agents suggest at least 1 million dollars in coverage. If you own a home in Severna Park or have significant savings, you may want 2 million dollars or more.
Is umbrella insurance required by law in Maryland?
No, Maryland does not require umbrella insurance by law. However, it is a good idea for anyone with assets to protect. Maryland courts allow large judgments in personal injury cases, so extra liability coverage can be valuable.
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