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HomeUmbrella Insurance AgentsMaryland › Silver Spring

Find Umbrella Insurance Agents Near You in Silver Spring, MD

Browse umbrella insurance agents serving Silver Spring, Maryland. Updated 2026-07-14.

The top-rated umbrella insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC, Ashley Deadwyler-Jones - State Farm Insurance Agent. This directory lists 27 umbrella insurance agents serving Silver Spring.

Showing 27 umbrella insurance agents in Silver Spring, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Universal Insurance Group11161 New Hampshire Ave # 400(301) 360-4560
2Chris Aguirre - State Farm Insurance Agent8455 Colesville Rd Unit 970(301) 946-4446
3ZELAYA INSURANCE AND BUSINESS SERVICES LLC14021 Georgia Ave Ste C-2(240) 355-7919
4Ashley Deadwyler-Jones - State Farm Insurance Agent12057 Tech Rd b(301) 273-3205
5ERIE Insurance - Harders & Bradford Insurance Agency512 E Randolph Rd L(301) 879-5900
6ACG Insurance Services817 Silver Spring Ave #100(301) 585-1928
7Nationwide Insurance: Won K. Kim Insurance Agency, Inc.12111 Heritage Park Cir(301) 962-8300
8RightAway Insurance of Silver Spring Maryland1900 Lyttonsville Rd(888) 643-2161
9Seguros R Vasquez, Inc11451 Georgia Ave(301) 962-3333
10Homa Sharma: Allstate Insurance8209 Fenton St #5(301) 403-0413
UI
11161 New Hampshire Ave # 400
Universal Insurance Group
Umbrella Insurance Agent · Silver Spring, MD

Universal Insurance Group serves the Silver Spring, Maryland area as an umbrella insurance agent. This company helps local homeowners and vehicle owners secure additional liability coverage beyond standard policy limits. Umbrella policies guard against major claims that could otherwise threaten personal assets. The agent assists clients in tailoring extra protection to match their specific household risks and driving profiles. It handles personal liability umbrella policies and policy reviews to identify adequate coverage levels.

CA
8455 Colesville Rd Unit 970
Chris Aguirre - State Farm Insurance Agent
Umbrella Insurance Agent · Silver Spring, MD

Chris Aguirre - State Farm Insurance Agent in Silver Spring, MD, provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. Service includes reviewing existing policies to identify gaps and recommending the appropriate level of extra protection. The agency also assists with filing claims related to major incidents where primary coverage is exhausted. Annual reviews are offered to adjust coverage as assets change. The company serves clients with single-family homes, apartments, retail, and restaurants.

ZI
14021 Georgia Ave Ste C-2
ZELAYA INSURANCE AND BUSINESS SERVICES LLC
Umbrella Insurance Agent · Silver Spring, MD

ZELAYA INSURANCE AND BUSINESS SERVICES LLC serves homeowners, businesses, and property managers in Silver Spring, Maryland, as an umbrella insurance agent. It helps clients secure additional liability coverage beyond the limits of their primary policies, offering extra financial protection against major claims or lawsuits. The agency assists local customers in navigating coverage that can safeguard assets and future earnings. Its services extend to neighborhoods throughout Montgomery County, including the nearby community of Takoma Park.

AD
12057 Tech Rd b
Ashley Deadwyler-Jones - State Farm Insurance Agent
Umbrella Insurance Agent · Silver Spring, MD

Serving Silver Spring and the surrounding Maryland communities, Ashley Deadwyler-Jones - State Farm Insurance Agent provides umbrella insurance coverage to protect clients from major claims and lawsuits. The company handles personal liability policies that extend beyond the limits of standard auto or homeowners insurance. This agent works with local policyholders to evaluate their assets and potential risks. To handle a typical job, it conducts a thorough review of an individual's existing insurance portfolio and savings to recommend an appropriate coverage layer.

EI
512 E Randolph Rd L
ERIE Insurance - Harders & Bradford Insurance Agency
Umbrella Insurance Agent · Silver Spring, MD

As winter storms approach Silver Spring, residents often seek financial protection beyond standard policies. ERIE Insurance - Harders & Bradford Insurance Agency offers umbrella insurance coverage to bridge liability gaps left by auto or homeowners insurance. These policies provide an additional layer of security against costly lawsuits or major property claims. The agency begins each engagement with a careful review of a client’s existing risk exposure to determine the proper coverage limits. An initial assessment is then scheduled to evaluate property conditions and verify eligibility for the new umbrella policy.

AI
817 Silver Spring Ave #100
ACG Insurance Services
Umbrella Insurance Agent · Silver Spring, MD

ACG Insurance Services in Silver Spring, Maryland, specializes in providing umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto policies. It also works with clients to assess their overall risk exposure and tailor additional protection plans. This added layer of coverage can help safeguard personal assets and future earnings from large lawsuits or claims. The agency often assists homeowners and vehicle owners in the region during the stormier spring and summer months, when accidents and property damage claims tend to rise.

NI
12111 Heritage Park Cir
Nationwide Insurance: Won K. Kim Insurance Agency, Inc.
Umbrella Insurance Agent · Silver Spring, MD

Nationwide Insurance: Won K. Kim Insurance Agency, Inc. in Silver Spring, MD helps clients manage general liability risks through core insurance policies and strengthens that protection with specialized umbrella insurance coverage. Umbrella insurance extends liability limits beyond standard policies, providing an extra layer of financial security against major claims or lawsuits. This agency assists business operators facing elevated liability exposures, including offices seeking broader workplace protection, warehouses requiring coverage for inventory-related incidents, and food service establishments needing defense against customer injury claims.

RI
1900 Lyttonsville Rd
RightAway Insurance of Silver Spring Maryland
Umbrella Insurance Agent · Silver Spring, MD

Serving homeowners in Silver Spring, Maryland, this agency assesses residential umbrella insurance needs to extend liability coverage beyond standard policies. It also advises local businesses on securing commercial umbrella layers that protect against major claims. Throughout Montgomery County and nearby communities, its agents analyze clients' existing policy limits and asset exposure to recommend appropriate catastrophic coverage levels. The agency facilitates follow-up adjustments between regular visits, ensuring coverage keeps pace with life changes or business expansions.

SR
11451 Georgia Ave
Seguros R Vasquez, Inc
Umbrella Insurance Agent · Silver Spring, MD

Seguros R Vasquez, Inc in Silver Spring, MD provides umbrella coverage for both one-time liability protection and recurring annual policies to suit varying client needs. Umbrella insurance extends beyond standard home and auto limits, offering added protection against major claims. This company assists residents with high-value assets or those simply seeking extra peace of mind. Service options include one-time consultations for a single policy purchase, as well as scheduled, recurring annual reviews and endorsements to maintain ongoing coverage when needed.

HS
8209 Fenton St #5
Homa Sharma: Allstate Insurance
Umbrella Insurance Agent · Silver Spring, MD

Homa Sharma: Allstate Insurance in Silver Spring, MD is known for helping clients protect their personal assets through umbrella insurance. The agency assesses a client’s existing auto and homeowners policies to identify gaps in liability coverage. It then tailors an umbrella policy to provide additional protection above standard limits. With a focus on comprehensive risk management, the agency serves individuals and families in the wider Silver Spring area. For those needing more specific protection, the agency can add an uninsured motorist coverage option.

GI
1751 Elton Rd #110
Gomez Insurance Co
Umbrella Insurance Agent · Silver Spring, MD
(301) 850-4911
gomezinsurance.net
GI
12110 Heritage Park Cir
Guzman Insurance Services, Inc.
Umbrella Insurance Agent · Silver Spring, MD
(301) 929-8700
guzmaninsuranceservices.com
GI
1299 Lamberton Dr Suite 1C
Goosehead Insurance - Alideth Montalvan
Umbrella Insurance Agent · Silver Spring, MD
(240) 468-4827
goosehead.com/agents/md/silver-spring/alideth-montalvan
CD
10016 Colesville Rd Ste B
Caceres-Diaz Silvia
Umbrella Insurance Agent · Silver Spring, MD
(301) 593-8683
OS
10800 Lockwood Dr Ste 201A
One Stop Insurance Agency, LLC An ERIE Insurance Representative
Umbrella Insurance Agent · Silver Spring, MD
(301) 933-5702
onestopinsurancemd.com
SI
2680 University Blvd W
SafeHarbor Insurance Company
Umbrella Insurance Agent · Silver Spring, MD
(301) 202-1220
CH
2410 University Blvd W
Chris Hondros Insurance Associates
Umbrella Insurance Agent · Silver Spring, MD
(301) 949-9000
hondrosinsurance.net
BG
13975 Connecticut Ave #205
Bethesda General Insurance
Umbrella Insurance Agent · Silver Spring, MD
(301) 654-7203
bethesdageneral.com
FI
8001 Kennett St Ste 2
Farmers Insurance - Rhonda Kaufman
Umbrella Insurance Agent · Silver Spring, MD
(240) 418-2073
agents.farmers.com/md/silver-spring/rhonda-kaufman
HI
11714 Georgia Ave
Humble Insurance Solutions
Umbrella Insurance Agent · Silver Spring, MD
(301) 202-1355
hemnaniinsurance.com
CI
3707 Dunsinane Dr
Compass Insurance & Financial Services LLC
Umbrella Insurance Agent · Silver Spring, MD
(240) 623-1111
AI
1300 Spring St #300
Associated Insurance Management
Umbrella Insurance Agent · Silver Spring, MD
(301) 587-4200
aimcommercial.com
UI
1738 Elton Rd # 315
United Insurance Co of America
Umbrella Insurance Agent · Silver Spring, MD
(301) 439-2300
SP
10801 Lockwood Dr
Smart Policy Insurance Services
Umbrella Insurance Agent · Silver Spring, MD
(240) 410-0956
NI
13975 Connecticut Ave Ste 312
Nationwide Insurance: Renee Oliver Insurance Agency, Inc.
Umbrella Insurance Agent · Silver Spring, MD
(301) 438-2886
agency.nationwide.com/md/silver-spring/20906/renee-oliver-insurance-agency-inc
RL
10014 Colesville Rd
The R Labbe Insurance Agency
Umbrella Insurance Agent · Silver Spring, MD
(301) 593-0226
OI
1031 Cresthaven Dr
Omega Insurance Agency, Inc
Umbrella Insurance Agent · Silver Spring, MD
(301) 445-4159
omegainsurance.biz

What Does an a Umbrella Insurance Agent in Silver Spring Cost?

The cost of an umbrella insurance policy in Maryland typically ranges from $150 to $300 per year for $1 million in coverage. Higher coverage limits, such as $2 million or $5 million, may cost more depending on your risk profile and the number of properties you own. Costs vary based on your assets, claims history, and the insurance carrier. This is general information and not insurance advice.

About umbrella insurance agents in Silver Spring

Umbrella insurance agents in Silver Spring, Maryland help you secure additional liability coverage that goes beyond the limits of your home and auto policies. Maryland law requires minimum liability limits for auto insurance, but an umbrella policy can protect your assets from major claims or lawsuits. Working with a local agent ensures you understand how Maryland's liability laws affect your coverage needs.

Frequently Asked Questions

What does an umbrella insurance agent do in Silver Spring?

An umbrella insurance agent helps you evaluate your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain how the policy applies to incidents that occur on your property or while driving in Maryland.

Do I need umbrella insurance in Maryland?

You may need umbrella insurance if you have significant assets, a swimming pool, or a dog that could cause injury. Maryland does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits.

How does Maryland law affect umbrella insurance?

Maryland has a three-year statute of limitations for personal injury lawsuits. This means you could be sued up to three years after an incident. Umbrella insurance helps cover legal costs and settlements that go beyond your primary policy limits.

Umbrella Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.