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Find Umbrella Insurance Agents Near You in Silver Spring, MD
Compare umbrella insurance agents in Silver Spring. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Silver Spring, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 umbrella insurance agents in Silver Spring, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Universal Insurance Group
11161 New Hampshire Ave # 400, Silver Spring, MD 20904
(301) 360-4560
uigmd.com
Chris Aguirre - State Farm Insurance Agent
8455 Colesville Rd Unit 970, Silver Spring, MD 20910
Umbrella insurance agents in Silver Spring, Maryland help you secure additional liability coverage that goes beyond the limits of your home and auto policies. Maryland law requires minimum liability limits for auto insurance, but an umbrella policy can protect your assets from major claims or lawsuits. Working with a local agent ensures you understand how Maryland's liability laws affect your coverage needs.
What Does a Umbrella Insurance Agent in Silver Spring Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from $150 to $300 per year for $1 million in coverage. Higher coverage limits, such as $2 million or $5 million, may cost more depending on your risk profile and the number of properties you own. Costs vary based on your assets, claims history, and the insurance carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Silver Spring?
An umbrella insurance agent helps you evaluate your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain how the policy applies to incidents that occur on your property or while driving in Maryland.
Do I need umbrella insurance in Maryland?
You may need umbrella insurance if you have significant assets, a swimming pool, or a dog that could cause injury. Maryland does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits.
How does Maryland law affect umbrella insurance?
Maryland has a three-year statute of limitations for personal injury lawsuits. This means you could be sued up to three years after an incident. Umbrella insurance helps cover legal costs and settlements that go beyond your primary policy limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.