The top-rated umbrella insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC, Ashley Deadwyler-Jones - State Farm Insurance Agent. This directory lists 27 umbrella insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 4 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 5 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 6 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
| 7 | Nationwide Insurance: Won K. Kim Insurance Agency, Inc. | 12111 Heritage Park Cir | (301) 962-8300 |
| 8 | RightAway Insurance of Silver Spring Maryland | 1900 Lyttonsville Rd | (888) 643-2161 |
| 9 | Seguros R Vasquez, Inc | 11451 Georgia Ave | (301) 962-3333 |
| 10 | Homa Sharma: Allstate Insurance | 8209 Fenton St #5 | (301) 403-0413 |
Universal Insurance Group serves the Silver Spring, Maryland area as an umbrella insurance agent. This company helps local homeowners and vehicle owners secure additional liability coverage beyond standard policy limits. Umbrella policies guard against major claims that could otherwise threaten personal assets. The agent assists clients in tailoring extra protection to match their specific household risks and driving profiles. It handles personal liability umbrella policies and policy reviews to identify adequate coverage levels.
Chris Aguirre - State Farm Insurance Agent in Silver Spring, MD, provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. Service includes reviewing existing policies to identify gaps and recommending the appropriate level of extra protection. The agency also assists with filing claims related to major incidents where primary coverage is exhausted. Annual reviews are offered to adjust coverage as assets change. The company serves clients with single-family homes, apartments, retail, and restaurants.
ZELAYA INSURANCE AND BUSINESS SERVICES LLC serves homeowners, businesses, and property managers in Silver Spring, Maryland, as an umbrella insurance agent. It helps clients secure additional liability coverage beyond the limits of their primary policies, offering extra financial protection against major claims or lawsuits. The agency assists local customers in navigating coverage that can safeguard assets and future earnings. Its services extend to neighborhoods throughout Montgomery County, including the nearby community of Takoma Park.
Serving Silver Spring and the surrounding Maryland communities, Ashley Deadwyler-Jones - State Farm Insurance Agent provides umbrella insurance coverage to protect clients from major claims and lawsuits. The company handles personal liability policies that extend beyond the limits of standard auto or homeowners insurance. This agent works with local policyholders to evaluate their assets and potential risks. To handle a typical job, it conducts a thorough review of an individual's existing insurance portfolio and savings to recommend an appropriate coverage layer.
As winter storms approach Silver Spring, residents often seek financial protection beyond standard policies. ERIE Insurance - Harders & Bradford Insurance Agency offers umbrella insurance coverage to bridge liability gaps left by auto or homeowners insurance. These policies provide an additional layer of security against costly lawsuits or major property claims. The agency begins each engagement with a careful review of a client’s existing risk exposure to determine the proper coverage limits. An initial assessment is then scheduled to evaluate property conditions and verify eligibility for the new umbrella policy.
ACG Insurance Services in Silver Spring, Maryland, specializes in providing umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto policies. It also works with clients to assess their overall risk exposure and tailor additional protection plans. This added layer of coverage can help safeguard personal assets and future earnings from large lawsuits or claims. The agency often assists homeowners and vehicle owners in the region during the stormier spring and summer months, when accidents and property damage claims tend to rise.
Nationwide Insurance: Won K. Kim Insurance Agency, Inc. in Silver Spring, MD helps clients manage general liability risks through core insurance policies and strengthens that protection with specialized umbrella insurance coverage. Umbrella insurance extends liability limits beyond standard policies, providing an extra layer of financial security against major claims or lawsuits. This agency assists business operators facing elevated liability exposures, including offices seeking broader workplace protection, warehouses requiring coverage for inventory-related incidents, and food service establishments needing defense against customer injury claims.
Serving homeowners in Silver Spring, Maryland, this agency assesses residential umbrella insurance needs to extend liability coverage beyond standard policies. It also advises local businesses on securing commercial umbrella layers that protect against major claims. Throughout Montgomery County and nearby communities, its agents analyze clients' existing policy limits and asset exposure to recommend appropriate catastrophic coverage levels. The agency facilitates follow-up adjustments between regular visits, ensuring coverage keeps pace with life changes or business expansions.
Seguros R Vasquez, Inc in Silver Spring, MD provides umbrella coverage for both one-time liability protection and recurring annual policies to suit varying client needs. Umbrella insurance extends beyond standard home and auto limits, offering added protection against major claims. This company assists residents with high-value assets or those simply seeking extra peace of mind. Service options include one-time consultations for a single policy purchase, as well as scheduled, recurring annual reviews and endorsements to maintain ongoing coverage when needed.
Homa Sharma: Allstate Insurance in Silver Spring, MD is known for helping clients protect their personal assets through umbrella insurance. The agency assesses a client’s existing auto and homeowners policies to identify gaps in liability coverage. It then tailors an umbrella policy to provide additional protection above standard limits. With a focus on comprehensive risk management, the agency serves individuals and families in the wider Silver Spring area. For those needing more specific protection, the agency can add an uninsured motorist coverage option.
What Does an a Umbrella Insurance Agent in Silver Spring Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from $150 to $300 per year for $1 million in coverage. Higher coverage limits, such as $2 million or $5 million, may cost more depending on your risk profile and the number of properties you own. Costs vary based on your assets, claims history, and the insurance carrier. This is general information and not insurance advice.
About umbrella insurance agents in Silver Spring
Umbrella insurance agents in Silver Spring, Maryland help you secure additional liability coverage that goes beyond the limits of your home and auto policies. Maryland law requires minimum liability limits for auto insurance, but an umbrella policy can protect your assets from major claims or lawsuits. Working with a local agent ensures you understand how Maryland's liability laws affect your coverage needs.
Frequently Asked Questions
What does an umbrella insurance agent do in Silver Spring?
An umbrella insurance agent helps you evaluate your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain how the policy applies to incidents that occur on your property or while driving in Maryland.
Do I need umbrella insurance in Maryland?
You may need umbrella insurance if you have significant assets, a swimming pool, or a dog that could cause injury. Maryland does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits.
How does Maryland law affect umbrella insurance?
Maryland has a three-year statute of limitations for personal injury lawsuits. This means you could be sued up to three years after an incident. Umbrella insurance helps cover legal costs and settlements that go beyond your primary policy limits.
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