The top-rated umbrella insurance agent in Towson, Maryland is Goldsborough Independent Insurance Services, rated 4.9 stars across 115 reviews. Other highly rated options include Atlas Insurance Agency Inc., Margie Parker - State Farm Insurance Agent, State Farm: Lauren Campbell. This directory lists 16 umbrella insurance agents serving Towson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Goldsborough Independent Insurance Services | 405 E Joppa Rd Suite 301 | (410) 377-2111 |
| 2 | Atlas Insurance Agency Inc. | 810 Gleneagles Ct #205 | (443) 841-7888 |
| 3 | Margie Parker - State Farm Insurance Agent | 1220A E Joppa Rd Ste 233 | (410) 337-8400 |
| 4 | State Farm: Lauren Campbell | 1220A E Joppa Rd Suite #233 | (410) 337-9555 |
| 5 | Comparion Insurance Agency | 100 West Road Ste 407 | (410) 821-0400 |
| 6 | Karen Cohn at Comparion Insurance Agency | 100 West Road Ste 407 | (410) 427-0704 |
| 7 | Rider Insurance | 1422 E Joppa Rd | (410) 828-1555 |
| 8 | Canopy Insurance Group, LLC | 7311 York Rd | (410) 200-9843 |
| 9 | Lee Tayson at Comparion Insurance Agency | 100 West Road Ste 407 | (410) 427-0710 |
| 10 | Kevin Fitzpatrick at Comparion Insurance Agency | 100 West Road Ste 407 | (410) 427-0705 |
Goldsborough Independent Insurance Services serves the Towson, Maryland, area as a local provider of umbrella insurance coverage. The company helps clients obtain extra liability protection that extends beyond the limits of standard homeowners, auto, or watercraft policies. This additional layer of coverage is designed to safeguard personal assets against major claims or lawsuits. In its daily operations, the agency focuses on assessing individual risk profiles and securing appropriate umbrella policies. It handles both personal umbrella liability quotes and policy renewals for residents throughout Baltimore County.
Homeowners, businesses, and property managers in Towson, MD turn to Atlas Insurance Agency Inc. for umbrella insurance services. The agency provides supplemental liability coverage that extends protection beyond standard policies, helping clients guard against substantial claims. With careful risk assessment, the team advises on appropriate policy limits to address potential vulnerabilities. Atlas Insurance Agency Inc. also serves the broader Baltimore metro area, offering tailored coverage solutions for individuals and commercial clients in communities such as Timonium and Cockeysville.
Margie Parker - State Farm Insurance Agent in Towson, MD, provides umbrella insurance coverage, extending liability protection beyond standard auto and home policies. Its service model emphasizes tailored policy review sessions to assess clients’ asset exposure and recommend appropriate coverage limits. Service plans include periodic liability audits and assistance with claims reporting to coordinate with underlying insurers. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants, ensuring broad liability safeguards for diverse asset structures.
Serving Towson, Maryland, and the surrounding communities, State Farm: Lauren Campbell handles personal umbrella insurance policies that extend liability coverage beyond standard auto and homeowners limits. An umbrella insurance agent in this area assists clients in protecting their assets from major claims and lawsuits. To manage a typical job, the agency reviews a client’s existing policies and personal risk factors to determine appropriate coverage levels.
Comparion Insurance Agency provides residential umbrella insurance coverage in Towson, Maryland, offering an extra layer of liability protection beyond standard homeowners and auto policies. Commercial umbrella coverage is also available for local businesses seeking additional liability limits. Serving clients throughout the Towson area, the agency helps ensure adequate protection against major claims. After policy setup or an initial claim, they help coordinate any necessary follow-up adjustments or coverage reviews between regular visits.
Located in Towson, MD, Karen Cohn at Comparion Insurance Agency specializes as an umbrella insurance agent, providing liability coverage that extends beyond the limits of standard home and auto policies. This service work helps protect clients’ assets against major claims or lawsuits. As winter storms and holiday seasons often increase the risk of accidents on one’s property, the agency assists homeowners in securing additional liability protection for such seasonal exposures.
Rider Insurance offers both one-time consultations for individual liability assessments and recurring policy reviews for clients who seek ongoing coverage adjustments. As an umbrella insurance agent serving the Towson area, the company helps clients secure additional liability protection that extends beyond the limits of standard home and auto policies. This specialized coverage can safeguard personal assets against larger claims or lawsuits. Service operates on an as-needed basis, with clients able to request policy evaluations or modifications whenever their personal circumstances or coverage needs change.
As spring storms bring heavy rain to Towson, homeowners often discover gaps in their liability coverage that a standard policy cannot fill. Canopy Insurance Group, LLC responds by guiding clients through the process of securing umbrella insurance, which provides an additional layer of protection above auto and home policies. This extra coverage helps shield assets from costly lawsuits or unexpected accident claims. To begin the process, the agent schedules an initial-assessment meeting to review a client’s current policies and identify potential exposure.
Lee Tayson at Comparion Insurance Agency assists clients in Towson with their insurance needs. The company specializes in umbrella insurance, offering additional liability coverage beyond standard home and auto policies. This coverage helps protect personal assets from major claims or lawsuits. The agency can serve various commercial sectors, including office spaces, warehouses, and businesses in the food service industry.
Kevin Fitzpatrick at Comparion Insurance Agency in Towson, MD, provides residential umbrella insurance for local homeowners seeking extra liability protection. The agency also underwrites commercial umbrella coverage to safeguard area businesses against major claims. Their service extends throughout the Baltimore metropolitan region, ensuring that clients from surrounding communities can access supplemental liability policies. Follow-up policy reviews are available between regular visits to adjust coverage as personal assets or business operations evolve.
What Does an a Umbrella Insurance Agent in Towson Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors that affect the premium include your driving record, number of vehicles, and the value of your assets. Costs can be higher if you have multiple properties or a history of claims. This is general information and not insurance advice.
About umbrella insurance agents in Towson
An umbrella insurance agent in Towson Maryland helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Maryland law requires minimum liability limits for drivers, but a serious accident can quickly exceed those amounts. An umbrella policy provides a crucial extra layer of protection for your savings and property.
Frequently Asked Questions
What does an umbrella insurance agent in Towson do?
An umbrella insurance agent in Towson helps you evaluate your personal liability risks and find a policy that covers claims above your existing insurance limits. They guide you through coverage options and explain how an umbrella policy works with your auto and home insurance.
How much umbrella coverage do I need in Maryland?
The amount of umbrella coverage you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage. Maryland courts can award large judgments, so a higher limit may be wise if you own a home or have significant savings.
Is umbrella insurance required by law in Maryland?
No, umbrella insurance is not required by Maryland law. However, Maryland requires all drivers to carry minimum liability insurance of 30 thousand dollars per person and 60 thousand dollars per accident. An umbrella policy provides extra protection beyond these minimums.
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