The top-rated umbrella insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 11 umbrella insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn - State Farm Insurance Agent serves the Andover, Minnesota, area as an umbrella insurance agent, offering personal liability coverage that extends beyond standard policy limits. Umbrella insurance agents in this region assist homeowners and drivers in securing supplemental protection against major claims. The company helps its clients evaluate their specific exposure to lawsuits and high-value settlements. Services handled in this area include arranging excess liability policies for auto and home insurance bundles.
Larsen Insurance Group in Andover, MN provides personal and commercial umbrella insurance coverage, offering liability protection that extends beyond the limits of standard underlying policies. Its service includes working with clients to review existing insurance portfolios and adjust coverage limits as needs evolve. Local maintenance plans involve periodic policy reviews to ensure adequate protection as assets or risks change. The agency serves single-family homes, apartments, retail locations, and restaurants throughout the Andover area.
Homeowners, businesses, and property managers in Andover, Minnesota, turn to Baker Insurance Brokers for umbrella insurance coverage that adds a crucial layer of liability protection beyond standard policies. This extra coverage helps safeguard personal and commercial assets from major claims or lawsuits. The agency evaluates each client’s specific risk profile to recommend appropriate policy limits. Baker Insurance Brokers also serves clients throughout the northern Twin Cities metro area, including neighboring communities such as Anoka and Coon Rapids.
Serving Andover, Minnesota, and the surrounding communities, Hemgren Family Insurance handles personal umbrella liability policies that extend coverage beyond standard auto and homeowners limits. It addresses gaps in protection, offering an additional layer of security for clients facing major claims or lawsuits. The company assesses each client's unique asset exposure and lifestyle risks to recommend an appropriate additional liability limit. It then coordinates directly with existing insurance providers to ensure seamless integration of the umbrella policy.
At Mike Mattingley - State Farm Insurance Agent in Andover, Minnesota, clients choose between a single umbrella policy purchase or an ongoing protection plan that renews annually. Umbrella insurance extends liability coverage beyond standard home and auto policies, safeguarding personal assets against major claims or lawsuits. This service is available on both a one-time basis for immediate coverage and a scheduled renewal basis for continuous long-term security in the Andover area.
When spring storms and unpredictable Minnesota weather increase the risk of liability claims, residents in the Andover area often seek additional protection beyond standard home and auto policies. Briena Nyquist American Family Insurance provides umbrella insurance with broader coverage limits to help safeguard personal assets against major lawsuits and accidents. This local agent offers personalized guidance on how umbrella policies fill gaps left by underlying insurance lines. The process begins with a careful assessment of the client’s current coverage to determine the appropriate policy limit.
Marci Hawkins American Family Insurance specializes in umbrella insurance coverage for Andover, Minnesota, providing an extra layer of liability protection beyond standard auto and home policies. It also serves clients by reviewing existing insurance plans to identify gaps in coverage. This helps local families and individuals secure financial defense against major claims or lawsuits. During summer months, the agency assists homeowners in evaluating increased risks from pool parties or recreational vehicle use, ensuring they have sufficient liability limits before the season begins.
Christiansen Insurance Agency serves the Andover area with a focus on protecting clients from major liability claims. Umbrella insurance extends coverage beyond standard policies, offering an additional layer of financial security against lawsuits and large settlements. This specialty add-on shields personal assets when underlying home or auto limits are exhausted. The agency helps local businesses safeguard their operations, including offices, warehouses, and various food service establishments.
Oak Grove Insurance Agency - David Johnson in Andover, MN, assists local homeowners with residential umbrella insurance policies to secure added liability protection beyond standard home coverage. The agency also provides commercial umbrella policies for small businesses in the broader Andover area, helping clients manage unique liability risks. Their service extends throughout the surrounding communities, where they work with both new and existing customers. Clients often return to review their personal and commercial coverage needs during regularly scheduled check-ins, ensuring their policies remain appropriately adjusted between annual renewal visits.
What Does an a Umbrella Insurance Agent in Andover Cost?
The cost of umbrella insurance in Minnesota typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits, such as two million or five million dollars, cost more. Factors like your driving record, number of properties, and risk profile affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Andover
Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy. In Andover, Minnesota, agents can help you secure a policy that protects assets from large claims or lawsuits. Minnesota law does not require umbrella insurance, but it is a common option for those with significant assets or high-risk activities.
Frequently Asked Questions
What does umbrella insurance cover in Andover Minnesota?
Umbrella insurance covers liability claims that exceed the limits of your underlying auto or homeowners policies. It also covers certain claims not included in those policies, such as libel or slander. In Minnesota, a typical umbrella policy starts at one million dollars in coverage.
Who needs an umbrella insurance agent in Andover?
Anyone with assets to protect, such as a home, savings, or future income, may benefit from umbrella insurance. It is also useful for those with swimming pools, dogs, or teenage drivers. An agent can help assess your risk and recommend appropriate coverage limits.
How do I choose an umbrella insurance agent in Andover Minnesota?
Look for an agent licensed in Minnesota who offers policies from multiple carriers. Ask about their experience with umbrella claims and whether they can bundle coverage with your existing auto or home insurance. Compare quotes and policy terms before making a decision.
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