The top-rated umbrella insurance agent in Eagan, Minnesota is Heppner Group, rated 4.9 stars across 664 reviews. Other highly rated options include Jordan Radel - State Farm Insurance Agent, Ross Metcalf - State Farm Insurance Agent, Clear Choice Insurance Agency, Inc.. This directory lists 19 umbrella insurance agents serving Eagan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heppner Group | 2600 Eagan Woods Dr #135 | (888) 700-0126 |
| 2 | Jordan Radel - State Farm Insurance Agent | 1981 Silver Bell Rd #1500 | (651) 452-1171 |
| 3 | Ross Metcalf - State Farm Insurance Agent | 3470 Washington Dr # 200 | (651) 454-7843 |
| 4 | Clear Choice Insurance Agency, Inc. | 3459 Washington Dr # 101 | (651) 288-3190 |
| 5 | Garay & Associates INC American Family Insurance | 1895 Plaza Dr #220 | (651) 686-7930 |
| 6 | First Class Insurance Brokers | 4651 Nicols Rd #203 | (651) 456-8165 |
| 7 | Conoryea & Associates, LLC American Family Insurance | 3352 Sherman Ct STE 101 | (952) 246-0331 |
| 8 | T. French Insurance Agency, LLC | 2036 Vienna Ln | (612) 222-9813 |
| 9 | Farmers Insurance - Ted Ault | 2189 Cedar Ridge Cir | (651) 686-8005 |
| 10 | Lardy's Insurance Agency Inc. | 4635 Nicols Rd #201 | (651) 994-4700 |
Heppner Group serves the Eagan, Minnesota metro area as a local provider of umbrella insurance agent services. This firm assists clients in securing extended liability coverage that goes beyond the limits of standard auto and homeowners policies. Umbrella policies protect personal assets from major claims and lawsuits. The agent helps evaluate individual risk factors to determine appropriate coverage levels. Heppner Group specifically handles personal liability umbrella policies and excess liability protection for local property owners.
Jordan Radel - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Eagan, Minnesota area who require umbrella liability coverage. This agency provides personal and commercial umbrella policies that extend liability protection beyond standard home or auto limits. The agents help clients secure additional coverage for potential lawsuits or major property claims, giving greater peace of mind for their existing assets. This office also provides its robust umbrella insurance solutions to clients in nearby Burnsville as well as the broader southern Twin Cities metro.
Ross Metcalf - State Farm Insurance Agent in Eagan, Minnesota, provides a range of standard and specialty policies, including personal umbrella liability coverage to extend protection beyond auto and homeowners limits. The office offers regular policy review to help clients adjust coverage as their assets or risks change. Service plans include claims assistance and guidance on minimum umbrella requirements for local property owners. The agency serves single-family homes, apartments, retail locations, and restaurants throughout the Eagan area.
Clear Choice Insurance Agency, Inc. serves clients in Eagan, Minnesota, and the surrounding Twin Cities suburbs. The firm handles umbrella insurance policies, which provide additional liability coverage beyond standard home and auto limits. This extra layer protects policyholders from major claims and lawsuits that could otherwise deplete personal assets. To match the right coverage to each client’s risk exposure, the agency reviews existing policies, evaluates potential gaps in protection, and tailors a policy that fits individual circumstances.
Garay & Associates INC American Family Insurance in Eagan, MN, provides both a one-time umbrella liability policy and recurring annual coverage to address the gap in personal or auto insurance. This protection extends over the underlying home and auto layers for catastrophic claims, safeguarding assets from major lawsuits. Local assistance helps residents align coverage with evolving risk. Their service runs on an as-needed basis, allowing clients to request adjustments or quotes when circumstances change.
First Class Insurance Brokers in Eagan, MN provides umbrella insurance agent services, offering excess liability coverage that extends beyond standard policy limits. The agency works with clients to assess their overall risk exposure and coordinate supplementary layers of protection for homes and vehicles. This proactive approach helps residents safeguard assets from unforeseen accidents and lawsuits. As winter approaches each year, the company assists local homeowners with evaluating how increased liability from icy sidewalks or snow-related incidents can be addressed through higher policy limits.
As the snow melts and spring rains arrive in Eagan, property owners often become more aware of potential liability risks around their homes and businesses. Conoryea & Associates, LLC American Family Insurance helps local clients assess their need for umbrella coverage, which provides an extra layer of protection beyond standard policies. These policies can help cover legal fees or major settlement costs if a serious accident occurs on the insured property. The company begins this process by reviewing the client's existing home and auto policies during an initial consultation.
T. French Insurance Agency, LLC in Eagan, MN offers residential umbrella insurance, providing an extra layer of liability coverage above standard homeowners policies. The agency also serves commercial clients, extending the same excess liability protection to businesses operating in the region. Covering the greater Twin Cities area, the agency works to integrate umbrella policies with existing coverage for seamless protection. Clients can expect helpful follow-up between regular visits to adjust coverage as life and business circumstances change.
Farmers Insurance - Ted Ault provides personalized insurance coverage for clients in Eagan, Minnesota. The agency specializes in offering umbrella insurance policies that build upon existing homeowners and auto liability protections for greater financial security. By focusing on layered coverage, the agency helps safeguard personal assets against substantial claims and lawsuits. Through its comprehensive service approach, Farmers Insurance - Ted Ault can serve a range of commercial environments, including office complexes, warehouses, and food service operations.
Lardy's Insurance Agency Inc. in Eagan, MN, is known for providing umbrella insurance, offering an extra layer of liability coverage beyond standard home and auto policies. This service protects clients from major claims and lawsuits in the local region. Their work involves assessing individual risk exposure to help residents secure appropriate supplemental liability limits. A specialty service they can add on is professional liability coverage, designed for small business owners and independent contractors in the area to safeguard against work-related claims.
What Does an a Umbrella Insurance Agent in Eagan Cost?
The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Premiums depend on factors like the number of vehicles, driving record, and property value. An agent in Eagan can provide a personalized quote. This is general information and not insurance advice.
About umbrella insurance agents in Eagan
An umbrella insurance agent in Eagan Minnesota helps you secure additional liability coverage beyond your standard auto or homeowners policy. Minnesota law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide extra protection for major claims or lawsuits. Local agents understand the specific risks for Eagan residents, including weather-related incidents and recreational vehicle use.
Frequently Asked Questions
What does an umbrella insurance agent in Eagan do?
An umbrella insurance agent in Eagan helps you evaluate your existing liability coverage and recommends a personal umbrella policy to fill gaps. They assess your assets, such as your home and savings, and determine the appropriate coverage limit. The agent then shops among multiple carriers to find a policy that fits your budget and risk profile.
How much umbrella coverage do I need in Minnesota?
Most experts suggest a personal umbrella policy of at least 1 million dollars in coverage. Minnesota courts can award large judgments in liability cases, especially for auto accidents or dog bites. Your agent will help you calculate a limit that protects your net worth and future earnings.
Is umbrella insurance required by Minnesota law?
No, Minnesota law does not require umbrella insurance. However, your auto insurance must meet minimum liability limits of 30 thousand dollars per person and 60 thousand dollars per accident for bodily injury. An umbrella policy adds extra protection above these minimums.
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