The top-rated umbrella insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Jody Baber - State Farm Insurance Agent, Rising Star Insurance Brokers. This directory lists 13 umbrella insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Jody Baber - State Farm Insurance Agent | 1701 Arcade St | (651) 771-4443 |
| 4 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 5 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 6 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 7 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 8 | Begin & Associates, Inc. American Family Insurance | 2091 County Rd D E C200 | (651) 484-1236 |
| 9 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
| 10 | Monson Agency | 1737 Cope Ave E | (651) 777-7469 |
Ian Davy - State Farm Insurance Agent serves the Maplewood, MN, metro area and surrounding communities with umbrella insurance policies. These policies provide additional liability coverage beyond standard auto and home insurance limits. The agency helps clients protect their assets from unexpected lawsuits. For customers with significant property or savings, an umbrella policy can offer crucial extra layers of security. Ian Davy - State Farm Insurance Agent handles personalized risk assessments and umbrella policy consultations for local homeowners and drivers in this area.
Aaron Runk - State Farm Insurance Agent in Maplewood, MN, provides a range of coverage options focused on protecting personal assets, including umbrella insurance policies that extend liability limits beyond standard home and auto plans. Service includes policy reviews to help ensure adequate protection against major claims or lawsuits. Ongoing support is available for adjusting coverage as clients' needs change. The agency services single-family homes, apartments, retail businesses, and local restaurants.
Homeowners, businesses, and property managers in Maplewood seeking personal liability protection beyond standard policy limits turn to Jody Baber - State Farm Insurance Agent for umbrella coverage. This agency provides a separate policy layer that activates when underlying auto or homeowners insurance is exhausted, helping safeguard assets from major liability claims or lawsuits. Such coverage is particularly valuable for those who entertain guests, own rental properties, or maintain substantial savings. The office additionally serves residents and commercial clients throughout Ramsey County and the neighboring east metro communities of Woodbury and Oakdale.
Rising Star Insurance Brokers serves clients in Maplewood, Minnesota and the surrounding communities. It specializes in helping local homeowners and business owners obtain umbrella insurance coverage. This type of policy provides an extra layer of liability protection beyond standard auto and home policies, safeguarding assets in case of a major lawsuit or accident. To determine the appropriate coverage limits, the agent first reviews a client’s existing policies and evaluates their total net worth and risk exposure.
For clients seeking liability protection beyond standard policies, EP&B Insurance in Maplewood, MN, offers service tailored to either a one-time policy setup or recurring annual renewals. Umbrella coverage provides an extra layer of financial security against major claims and lawsuits. All consultations focus on assessing individual risk exposures and determining appropriate coverage limits. Service ultimately operates on an as-needed basis, with reviews available whenever clients require adjustments or new endorsements.
Danna Agency in Maplewood, Minnesota, helps clients secure umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This specialty service protects against major claims or lawsuits, while its general work involves reviewing existing policies to identify coverage gaps. The agency also explains how umbrella insurance can safeguard personal assets from unexpected events. During the winter season, it assists homeowners concerned about liability from icy sidewalks or snow-related accidents on their property.
As winter ice and spring storms test the roofs and driveways of Maplewood, Midwest Insurance Agencies helps property owners guard against massive personal liability claims. This umbrella insurance agent reviews an individual’s existing auto and homeowners policy limits, then recommends a level of excess liability protection that adds a crucial layer of security. An initial risk assessment begins with a review of the client’s current coverage schedules and a discussion of their assets and lifestyle exposures to determine the appropriate coverage amount.
Begin & Associates, Inc. American Family Insurance helps clients protect their assets by offering standard liability coverage. The firm also specializes in umbrella insurance, providing an extra layer of financial protection beyond basic policies for Maplewood residents and businesses. This additional coverage can help safeguard personal savings and future earnings in the event of a large claim or lawsuit. The company serves the commercial sector, including local offices and warehouses, as well as food service establishments that may face unique liability exposures.
Bee Lor Insurance Agency in Maplewood, MN, provides residential umbrella coverage that extends liability protection beyond standard homeowner policies. Their commercial umbrella policies serve local businesses seeking additional layers against catastrophic claims. The agency serves clients throughout Maplewood and surrounding communities. Coverage typically responds when underlying policy limits have been exhausted, helping to safeguard assets from large lawsuits. After an initial consultation and policy placement, they follow up with clients to review coverage changes or renewal options between regular scheduled visits.
Monson Agency, located in Maplewood, MN, is known for providing comprehensive umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local residents and businesses, offering protection against major claims and lawsuits. Umbrella insurance here typically covers legal defense costs and large settlements, helping safeguard personal assets. For clients needing extra security, the agency can add on coverage for rental property liabilities and recreational vehicle exposures.
What Does an a Umbrella Insurance Agent in Maplewood Cost?
In Minnesota, a personal umbrella policy for 1 million dollars in coverage usually costs between 150 and 400 dollars per year. For 2 million dollars in coverage, the cost may range from 250 to 600 dollars annually. Premiums vary based on factors like your home value, number of vehicles, driving history, and whether you have a pool or dog. This is general information and not insurance advice.
About umbrella insurance agents in Maplewood
An umbrella insurance agent in Maplewood, Minnesota can help you secure additional liability coverage that goes beyond the limits of your home and auto policies. This extra layer of protection is important in Minnesota because state law requires minimum liability limits that may not cover a serious accident or lawsuit. A local agent can explain how umbrella policies work with your existing coverage.
Frequently Asked Questions
What does an umbrella insurance agent in Maplewood do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your auto and homeowners insurance limits. In Minnesota, these policies typically start at 1 million dollars in coverage. The agent can review your assets and risk level to recommend an appropriate amount.
Who needs umbrella insurance in Minnesota?
Anyone with significant assets, such as a home, savings, or investments, may benefit from umbrella insurance. Minnesota law does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits. People with rental properties, teenage drivers, or high-risk hobbies often need this extra coverage.
How much does umbrella insurance cost in Maplewood Minnesota?
Umbrella insurance in Minnesota typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. The exact price depends on your risk factors, number of properties, and driving record. Your agent can provide a specific quote based on your situation.
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