The top-rated umbrella insurance agent in Brooklyn Park, Minnesota is Globe Life American Income Division: Deley Organization, rated 4.8 stars across 783 reviews. Other highly rated options include Jessie Wieden - State Farm Insurance Agent, Sniezek Group Agency: Allstate Insurance, Karl Herman - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Brooklyn Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Deley Organization | 7101 Northland Cir N #202 | (763) 292-5107 |
| 2 | Jessie Wieden - State Farm Insurance Agent | 8148 Lakeland Ave N | (763) 566-9890 |
| 3 | Sniezek Group Agency: Allstate Insurance | 9630 Colorado Ln N | (763) 205-5322 |
| 4 | Karl Herman - State Farm Insurance Agent | 8567 Edinburgh Centre Dr | (612) 378-1111 |
| 5 | Riz Mulla - State Farm Insurance Agent | 9657 Colorado Ln N | (763) 425-6868 |
| 6 | Chad Sutherland - State Farm Insurance Agent | 8479A W Broadway | (763) 424-3000 |
| 7 | Tou Thai Lee - State Farm Insurance Agent | 3621 85th Ave N Ste 101 | (763) 231-0000 |
| 8 | Hank Allworden - State Farm Insurance Agent | 8148 Lakeland Ave N | (651) 484-7293 |
| 9 | Sonny Kester Agency Inc American Family Insurance | 8525 Edinbrook Crossing #104 | (763) 493-1011 |
| 10 | Darcie Steinmetz: Allstate Insurance | 8065 Brooklyn Blvd | (763) 488-9999 |
Globe Life American Income Division: Deley Organization serves the Brooklyn Park, Minnesota, and surrounding Hennepin County area as an umbrella insurance agent. It provides personal liability coverage that extends beyond standard homeowners and auto insurance policies. The company helps clients protect assets by offering an additional layer of insurance for catastrophic claims. Its services include tailoring supplemental liability plans for local residents with significant property holdings or potential high-risk exposures.
Jessie Wieden - State Farm Insurance Agent in Brooklyn Park, MN offers umbrella insurance policies to provide an extra layer of liability protection that extends beyond the limits of standard home and auto coverage. The office helps clients design tailored service plans that safeguard personal assets against major claims and lawsuits. Regular policy reviews ensure coverage stays aligned with changing needs and lifestyle events. The agency serves an array of property types in the area, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in Brooklyn Park, Minnesota, Sniezek Group Agency provides umbrella insurance through Allstate Insurance to address liability concerns beyond standard policy limits. An umbrella policy can offer additional financial protection and broader coverage for unforeseen accidents or lawsuits. This helps safeguard substantial assets and future earnings against significant claims. The agency also covers clients in neighboring areas throughout the northern Twin Cities metro, including Maple Grove and Champlin.
Customers include homeowners, property managers, and small businesses in Brooklyn Park seeking extra liability coverage beyond standard policies. Karl Herman - State Farm Insurance Agent helps these clients secure umbrella insurance to protect against major claims and lawsuits, offering a layer of financial safety for assets and future earnings. The agency focuses on explaining policy limits and exclusions clearly, ensuring each customer understands how personal or commercial risks are addressed. Coverage also extends to residents and business operators in nearby Maple Grove and the broader northwest Minneapolis metro area.
Serving Brooklyn Park, MN, and its surrounding communities, Riz Mulla - State Farm Insurance Agent handles umbrella insurance coverage. This type of policy provides extra liability protection beyond standard home and auto limits. Residents often seek this added security to safeguard assets against major claims or lawsuits. The agent approaches each typical job by first reviewing a client’s existing policies and personal risk profile to determine the appropriate amount of supplemental coverage needed.
Chad Sutherland in Brooklyn Park, MN, offers umbrella insurance through both one-time policy setups and recurring annual renewals, with coverage that extends personal liability protection beyond standard homeowners and auto policies. This extra layer helps safeguard assets and future earnings against major claims or lawsuits. An initial consultation determines the appropriate liability limit for each client’s situation. Service runs on an as-needed basis for policy adjustments, with scheduled annual reviews to reassess coverage needs as circumstances change.
Tou Thai Lee - State Farm Insurance Agent in Brooklyn Park, MN, specializes in umbrella insurance policies that provide extra liability protection beyond standard home and auto coverage. The agent works with local residents and businesses to help safeguard assets against major claims and lawsuits. An umbrella insurance agent assesses individual risk profiles and tailors coverage limits accordingly to fill gaps. This service becomes especially valuable during Minnesota’s harsh winter months when slip-and-fall incidents on icy surfaces can lead to substantial liability costs.
Hank Allworden - State Farm Insurance Agent in Brooklyn Park, MN, works with clients to secure general liability coverage and then advises on relevant policy expansions. As an umbrella insurance agent, the focus is on providing additional layers of liability protection beyond standard limits, which is valuable for reducing personal financial risk. This service can cover various commercial sectors, including local offices, warehouses, and food service operations.
Sonny Kester Agency Inc American Family Insurance provides residential umbrella insurance services to homeowners in Brooklyn Park, Minnesota, ensuring liability protection beyond standard policies. The agency also offers commercial coverage for local businesses seeking additional layers of asset safeguarding. Serving clients throughout the greater Brooklyn Park area, the team assists with risk assessment and policy integration. Repeat clients often schedule coverage reviews between regular visits to adjust policy limits as property values or family circumstances evolve.
As winter snow and ice bring hidden liabilities for Brooklyn Park homeowners, Darcie Steinmetz: Allstate Insurance helps clients evaluate excess liability exposure through umbrella coverage. Their agency focuses on protecting personal assets from major claims that exceed standard policy limits, which is common in litigious situations around the metro area. An initial consultation with the agent begins with a review of existing home and auto policies to identify coverage gaps. The process then moves to a detailed inspection of the property to assess potential risk factors.
What Does an a Umbrella Insurance Agent in Brooklyn Park Cost?
The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Factors like your driving record, number of properties, and risk profile affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Brooklyn Park
An umbrella insurance agent in Brooklyn Park, Minnesota can help you secure additional liability coverage that goes beyond your home and auto policies. Minnesota law requires minimum auto liability limits, but an umbrella policy provides extra protection for events like a serious car accident or a lawsuit. Local agents understand the specific risks for homeowners and drivers in the Twin Cities area.
Frequently Asked Questions
What does an umbrella insurance agent in Brooklyn Park do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that covers claims above your existing home and auto insurance limits. They assess your assets and risks to recommend a coverage amount. In Minnesota, umbrella policies often start at 1 million dollars in coverage.
How much umbrella insurance do I need in Minnesota?
The amount you need depends on your net worth, income, and potential lawsuit risks. Many agents recommend coverage equal to your total assets. Minnesota courts can award large judgments, so a 1 million to 5 million dollar policy is common for homeowners with significant equity.
Can I add umbrella coverage to my existing insurance in Brooklyn Park?
Yes, most umbrella policies require you to have underlying auto and home insurance with the same company or a partner insurer. Your agent can review your current policies and help you meet the minimum liability limits needed to qualify for umbrella coverage.
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