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Find Umbrella Insurance Agents Near You in Lakeville, MN

Browse umbrella insurance agents serving Lakeville, Minnesota. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lakeville, Minnesota is Insuring Minnesota, rated 5.0 stars across 181 reviews. Other highly rated options include Robert Joswiak - State Farm Insurance Agent, Miller-Hartwig Insurance, Randy Fulsaas Insurance. This directory lists 16 umbrella insurance agents serving Lakeville.

Showing 16 umbrella insurance agents in Lakeville, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insuring Minnesota20960 Holyoke Ave(952) 222-8073
2Robert Joswiak - State Farm Insurance Agent20838 Holyoke Ave(952) 469-2285
3Miller-Hartwig Insurance20960 Holyoke Ave(952) 469-5502
4Randy Fulsaas Insurance20960 Holyoke Ave(952) 469-0411
5Farmers Insurance - John Yoder20520 Keokuk Ave Ste Ll50(952) 777-7100
6Farmers Insurance - Robert Curtis19950 Dodd Blvd STE 104(952) 985-9800
7Radle Insurance Services10609 165th St W(952) 435-3622
8Lakeville Insurance Agency9202 202nd St W #200(952) 469-4644
9Kohlnhofer Agency20730 Holyoke Ave(952) 469-4968
10Korba Insurance Group Inc20686 Holyoke Ave(952) 469-2228
IM
20960 Holyoke Ave
Insuring Minnesota
Umbrella Insurance Agent · Lakeville, MN

Insuring Minnesota serves the Lakeville area and the surrounding Dakota County region as an umbrella insurance agent. The company focuses on providing additional liability protection that goes beyond the limits of standard homeowners or auto policies. This extra coverage helps safeguard clients against major claims and lawsuits. Insuring Minnesota assists residents and local businesses with evaluating their current policies to determine appropriate blanket liability limits. The agent handles new policy acquisition and also manages coverage adjustments for existing umbrella insurance accounts.

RJ
20838 Holyoke Ave
Robert Joswiak - State Farm Insurance Agent
Umbrella Insurance Agent · Lakeville, MN

Robert Joswiak - State Farm Insurance Agent in Lakeville, MN provides umbrella insurance coverage, offering policies that extend additional liability protection beyond standard homeowners and auto policies. It assists clients in understanding how an umbrella policy can safeguard personal assets against major claims and lawsuits. The agency helps evaluate individual risk profiles to tailor appropriate coverage limits. It services single-family homes, apartments, retail locations, and restaurants.

MH
20960 Holyoke Ave
Miller-Hartwig Insurance
Umbrella Insurance Agent · Lakeville, MN

Miller-Hartwig Insurance serves homeowners, businesses, and property managers in Lakeville, Minnesota, by offering umbrella insurance agent services that provide additional liability coverage beyond standard policies. This helps protect assets from major claims or lawsuits. The agency helps clients assess their exposure risks and obtain tailored coverage limits to match their financial needs. Miller-Hartwig Insurance also serves clients throughout Dakota County and the southern Twin Cities metro area.

RF
20960 Holyoke Ave
Randy Fulsaas Insurance
Umbrella Insurance Agent · Lakeville, MN

Randy Fulsaas Insurance provides umbrella insurance services in Lakeville, Minnesota, and its surrounding communities in Dakota County. The agency handles personal liability coverage that extends beyond the limits of standard home and auto policies. This type of protection helps safeguard policyholders against large claims and lawsuits. For a typical client, the agent first reviews existing underlying policies to assess gaps in coverage. It then customizes an umbrella plan that matches the individual’s specific asset and risk profile, ensuring a comprehensive shield against major financial loss.

FI
20520 Keokuk Ave Ste Ll50
Farmers Insurance - John Yoder
Umbrella Insurance Agent · Lakeville, MN

Farmers Insurance - John Yoder, located in Lakeville, Minnesota, offers both one-time policy purchases for specific liability coverage needs and scheduled, ongoing service options for renewing umbrella protection. An umbrella insurance agent provides an extra layer of liability coverage above standard home and auto policies, helping to shield assets from major claims or lawsuits. This agent’s service runs on an as-needed basis for new policies, with scheduled annual reviews for existing clients.

FI
19950 Dodd Blvd STE 104
Farmers Insurance - Robert Curtis
Umbrella Insurance Agent · Lakeville, MN

Farmers Insurance - Robert Curtis in Lakeville, MN provides umbrella insurance agent services, offering extended liability coverage that goes beyond standard home and auto policies. It also assists clients with general insurance needs, helping to protect assets and manage risk through appropriate policy options. Located in the local community, the agency helps residents address concerns during severe weather seasons, such as storms that can lead to costly liability claims from accidents or property damage on one’s premises.

RI
10609 165th St W
Radle Insurance Services
Umbrella Insurance Agent · Lakeville, MN

Winter storms in Lakeville can bring heavy snow loads that cause ice dams or collapse risk, and Radle Insurance Services helps residents assess their need for extra liability protection beyond standard homeowners policies. This umbrella insurance agent works with local property owners to review current coverage limits and identify gaps that might leave assets exposed. They also explain how umbrella policies defend against costly claims from accidents on your property. An initial consultation begins with reviewing your existing insurance declarations.

LI
9202 202nd St W #200
Lakeville Insurance Agency
Umbrella Insurance Agent · Lakeville, MN

Lakeville Insurance Agency assists clients in Lakeville, Minnesota, with their general insurance needs and specializes in providing umbrella liability coverage that extends beyond standard policy limits. This additional layer of protection helps safeguard personal assets against major claims or lawsuits. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, offering tailored solutions for their unique risk exposures.

KA
20730 Holyoke Ave
Kohlnhofer Agency
Umbrella Insurance Agent · Lakeville, MN

Kohlnhofer Agency in Lakeville, MN provides residential umbrella insurance to protect local homeowners from major liability claims. The agency also offers commercial umbrella coverage for businesses needing extra protection above primary policies. They serve clients throughout Lakeville and the surrounding communities in Minnesota. Umbrella policies fill gaps left by standard home and auto insurance to cover substantial lawsuit expenses. For homeowners and business owners satisfied with initial coverage, the agency assists with annual policy reviews to ensure continued adequate limits between regular service visits.

KI
20686 Holyoke Ave
Korba Insurance Group Inc
Umbrella Insurance Agent · Lakeville, MN

Korba Insurance Group Inc is known for helping clients in Lakeville, Minnesota secure extra liability coverage that goes beyond their standard home or auto policies. This local agency assesses individual risk factors to recommend appropriate personal umbrella insurance, protecting assets and future earnings. Services include adding higher liability limits for homeowners and automobile policies. The company can also arrange coverage for recreational vehicles, offering additional peace of mind for those with boats or snowmobiles.

LE
20765 Holyoke Ave
Larry Engstrom American Family Insurance
Umbrella Insurance Agent · Lakeville, MN
(952) 431-6390
amfam.com/agents/minnesota/lakeville/larry-engstrom
MI
9020 230th St E
Mutual Insurance Agency MN
Umbrella Insurance Agent · Lakeville, MN
(952) 377-8326
PG
17850 Kenwood Trail #216
The Preserve Group
Umbrella Insurance Agent · Lakeville, MN
(651) 728-4334
mypreservegroup.com
FI
17595 Kenwood Trail Ste 210
Farmers Insurance - Alexander Allen
Umbrella Insurance Agent · Lakeville, MN
(952) 224-8817
agents.farmers.com/mn/lakeville/26006653-alexander-allen
AA
20686 Holyoke Ave
Advantage Agency Group, Independent Insurance Agency
Umbrella Insurance Agent · Lakeville, MN
(952) 469-1050
aagins.com
SI
18660 Irenic Ave
Sirona Insurance Brokers
Umbrella Insurance Agent · Lakeville, MN
(612) 419-0679
mninsurebrokers.com

What Does an a Umbrella Insurance Agent in Lakeville Cost?

In Minnesota, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts, such as 2 to 5 million dollars, may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors, number of vehicles, and property values. This is general information and not insurance advice.

About umbrella insurance agents in Lakeville

Umbrella insurance agents in Lakeville, Minnesota help you secure extra liability coverage that goes beyond your auto and homeowners policies. Minnesota law requires minimum liability limits for auto insurance, but an umbrella policy can provide additional protection for major claims or lawsuits. Local agents can tailor coverage to fit your Lakeville home and lifestyle needs.

Frequently Asked Questions

What does an umbrella insurance agent in Lakeville do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that adds coverage above your existing auto and home insurance limits. In Minnesota, this extra layer can protect your savings and future wages from large lawsuits or judgments.

How much umbrella coverage do I need in Minnesota?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Minnesota courts can award damages that exceed standard policy limits, so higher coverage may be wise for homeowners or business owners.

Can I get umbrella insurance if I have a rental property in Lakeville?

Yes, many Lakeville residents with rental properties purchase umbrella insurance to cover liability risks from tenants or visitors. An agent can help you bundle coverage for your primary home and rental units under one umbrella policy.

Umbrella Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.