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Find Umbrella Insurance Agents Near You in Minnetonka, MN
Directory of umbrella insurance agents in Minnetonka, Minnesota. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Minnetonka, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 14 umbrella insurance agents in Minnetonka, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Breen - State Farm Insurance Agent
6001 Shady Oak Rd Suite 260, Minnetonka, MN 55343
(612) 255-1923
joebreensf.com
Nesbit Agencies
5900 Rowland Rd, Minnetonka, MN 55343
(952) 941-9418
nesbitagencies.com
Melinda Bialke: Allstate Insurance
14525 MN-7 Ste 260, Minnetonka, MN 55345
(952) 473-2110
agents.allstate.com
Trusted Insurance Agency
5100 Thimsen Ave Ste 228, Minnetonka, MN 55345
(612) 861-4868
trustedinsurance.com
Marty Mjelleli - State Farm Insurance Agent
10501 Wayzata Blvd #7, Minnetonka, MN 55305
(952) 546-6111
lakeminnetonkainsurance.net
The Canopy Group
18001 MN-7, Minnetonka, MN 55345
(800) 967-3389
thecanopygroup.com
Valley Insurance
11812 Wayzata Blvd, Minnetonka, MN 55305
(952) 500-0956
valleyinsurancemn.com
D Winters Insurance Services
13312 Inverness Rd, Minnetonka, MN 55305
(612) 430-9170
dwintersinsurance.com
Manhart Insurance Group, INC. American Family Insurance
13911 Ridgedale Dr #310, Minnetonka, MN 55305
(763) 614-5040
amfam.com
Ideal Insurance Agency Inc
601 Carlson Pkwy # 1050, Minnetonka, MN 55305
(952) 479-0047
siginsgroup.com
Ryynanen Insurance Agency
12800 Whitewater Dr Suite 100 - 2010, Minnetonka, MN 55343
(612) 816-4756
ryynaneninsuranceagency.com
Dean Burrington Agency Inc American Family Insurance
16190 MN-7, Minnetonka, MN 55345
(952) 474-5252
amfam.com
North Star Insurance Services LLC- Chad Pietila
601 Carlson Pkwy # 1050, Minnetonka, MN 55305
(952) 856-6244
thenorthstaragency.com
Schmidt-Andrus Agency Inc.
5100 Thimsen Ave Ste 228, Minnetonka, MN 55345
(952) 474-5435
schmidtandrusagency.net
An umbrella insurance agent in Minnetonka helps you secure additional liability coverage that kicks in after your auto or home policy limits are exhausted. Minnesota law requires minimum liability coverage for auto insurance, but umbrella policies provide an extra layer of protection for lawsuits or large claims. Local agents understand the specific risks faced by Minnetonka residents, including lakefront property exposures and winter weather incidents.
What Does a Umbrella Insurance Agent in Minnetonka Cost?
The cost of umbrella insurance in Minnesota typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums depend on your risk profile, number of properties, and driving record. Costs are generally lower if you bundle with existing auto or home policies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Minnetonka do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that covers claims above your existing limits. They review your assets, such as home equity and savings, to determine the right coverage amount. The agent then shops among multiple carriers to find a suitable policy for your situation.
How much umbrella coverage do I need in Minnesota?
Most experts recommend at least 1 million dollars in umbrella coverage to protect your assets. Minnesota courts can award large judgments in personal injury cases, and medical costs from accidents can quickly exceed standard policy limits. Your agent will help calculate a coverage amount based on your net worth and future earnings potential.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.