The top-rated umbrella insurance agent in Roseville, Minnesota is Chris Ahles - State Farm Insurance Agent, rated 4.9 stars across 274 reviews. Other highly rated options include PJ Hangartner - State Farm Insurance Agent, Dick Petkoff - State Farm Insurance Agent, Square Choice Insurance Services LLC. This directory lists 14 umbrella insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Ahles - State Farm Insurance Agent | 2201 Lexington Ave N | (651) 487-4204 |
| 2 | PJ Hangartner - State Farm Insurance Agent | 1751 County B Rd W Ste 330 | (651) 429-7725 |
| 3 | Dick Petkoff - State Farm Insurance Agent | 2049 Snelling Ave | (651) 631-0505 |
| 4 | Square Choice Insurance Services LLC | 2489 Rice St # 160 | (651) 243-8987 |
| 5 | Breitenfeldt Group | 2575 Hamline Ave N STE C | (877) 732-9800 |
| 6 | AAA Roseville | 2483 Fairview Ave N | (651) 631-3388 |
| 7 | Hal Tiffany Agency Inc | 2573 B Hamline Ave N | (651) 484-4002 |
| 8 | Safeway Insurance Agency LLC | 2353 Rice St #139 | (651) 292-9090 |
| 9 | Maguire Agency Inc | 1970 Oakcrest Ave #300 | (651) 638-9100 |
| 10 | Expert Insurance MN | 2168 Snelling Ave | (651) 237-3980 |
Chris Ahles - State Farm Insurance Agent serves the Roseville, Minnesota area, offering umbrella insurance policies to local residents and businesses. An umbrella insurance agent provides additional liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. This service helps protect clients from major claims and lawsuits that could otherwise deplete personal assets. The agency handles policy consultation to explain coverage gaps and limits, and also assists with policy adjustments following major life events that may require increased liability protection in the Roseville region.
PJ Hangartner - State Farm Insurance Agent in Roseville, MN, provides comprehensive umbrella insurance coverage to protect clients against major liability claims that exceed standard policy limits. Its service approach includes helping customers evaluate their existing auto and homeowners policies to determine appropriate additional coverage levels, then issuing umbrella policies that coordinate with those underlying plans. Management of these policies typically involves annual review and adjustment as assets or risk factors change. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Dick Petkoff - State Farm Insurance Agent serves Roseville, Minnesota, and the surrounding Twin Cities metro communities. It handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This local agency works closely with clients to identify potential gaps in existing protection. For a typical job, the agent assesses a customer’s current assets and risk exposure to recommend an appropriate level of excess liability coverage.
Square Choice Insurance Services LLC in Roseville, MN distinguishes between one-time policy purchases and recurring annual coverage renewals. As an umbrella insurance agent, the company provides liability protection that extends beyond standard home and auto policies. This extra layer helps safeguard personal assets against major claims or lawsuits. Service options include scheduled consultations for policy setup and annual updates. Assistance is available on an as-needed basis for claims or policy changes, with both one-time and scheduled service options offered.
Breitenfeldt Group offers specialized umbrella insurance agency services in Roseville, MN, focusing on providing an extra layer of liability protection beyond standard home or auto policies. Its general service work involves advising clients on that extended coverage to safeguard assets from major claims or lawsuits. Common situations addressed include accidents on residential property or incidents involving vehicles. In Roseville, the agency particularly aids clients with risks heightened during the winter season, such as slip-and-fall injuries on icy walkways.
AAA Roseville serves homeowners, businesses, and property managers in Roseville, Minnesota, by connecting them with umbrella insurance policies that extend liability protection beyond standard coverage limits. As an insurance agent, it helps clients assess their risk exposure and secure added financial security against major claims or lawsuits. This includes advising on coverage that protects assets such as savings, investments, and future earnings. The agency also assists customers in nearby communities throughout the northern Twin Cities metro area, including Shoreview, Arden Hills, and Little Canada.
As snowmelt and spring storms arrive in Roseville, water damage from ice dams or basement seepage often leads to unexpected liability claims. Hal Tiffany Agency Inc addresses this local risk with umbrella insurance coverage, which extends protection beyond a standard homeowner policy for costly incidents like a guest’s slip on a wet walkway. Residents seeking higher liability limits without restructuring existing policies receive guidance on layered coverage. Filing an umbrella policy here begins with a personal review of your current home and auto policies to identify coverage gaps.
Safeway Insurance Agency LLC in Roseville, MN assists clients in obtaining general liability coverage to protect everyday risks. It then specializes in offering umbrella insurance, which extends additional liability limits beyond underlying policies for greater financial security. This protection is valuable for businesses or individuals facing higher exposure to lawsuits or large claims. The agency serves commercial sectors including offices, warehouses, and food service operations.
Maguire Agency Inc in Roseville, MN provides residential umbrella insurance service designed to extend liability protection beyond standard homeowners policies. Commercial coverage is also available, serving clients throughout the greater metro area and surrounding communities. Policies are tailored to defend assets against major claims that could threaten personal or business finances. Follow-up service is offered after each policy issuance, and repeat coverage updates are made during regular client visits to ensure ongoing adequacy.
Expert Insurance MN in Roseville, MN, is recognized for advising individuals on personal umbrella liability policies that extend coverage beyond standard auto and homeowners plans. Serving the greater Twin Cities area, the agency helps clients assess their asset exposure to determine appropriate policy limits. It typically works with homeowners, vehicle owners, and landlords concerned with lawsuit risk. Additional specialty service includes reviewing existing underlying policy gaps for complete coordination of protection.
What Does an a Umbrella Insurance Agent in Roseville Cost?
In Minnesota, umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs vary based on your assets, driving record, and number of properties. Premiums may be higher for higher coverage limits or if you have multiple vehicles or rental properties. This is general information, not insurance advice.
About umbrella insurance agents in Roseville
Umbrella insurance agents in Roseville, Minnesota help you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. Minnesota law requires minimum liability coverage for drivers, but an umbrella policy can protect your savings and future earnings from large claims. Local agents can tailor a policy to your specific risk profile and assets.
Frequently Asked Questions
What does an umbrella insurance agent in Roseville do?
An umbrella insurance agent helps you assess your liability risks and find a policy that provides extra coverage above your existing insurance. They guide you through coverage limits and exclusions specific to Minnesota.
How much umbrella coverage do I need in Minnesota?
The amount of umbrella coverage you need depends on your assets and potential liability exposure. Many agents recommend at least one million dollars in coverage, but a thorough review of your net worth and risk factors is necessary.
Is umbrella insurance required by Minnesota law?
No, Minnesota law does not require umbrella insurance. However, it is a wise option for anyone who wants extra protection against lawsuits or large claims that exceed standard policy limits.
Umbrella Insurance Agents in Other Minnesota Cities
Andover · Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Coon Rapids · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato · Maple Grove