The top-rated umbrella insurance agent in Savage, Minnesota is Connell Insurance, Inc., rated 4.5 stars across 14 reviews. Other highly rated options include Rachel Malec Agency, LLC American Family Insurance, Farmers Insurance - Daniel Enger, Brothers Wood Agency. This directory lists 10 umbrella insurance agents serving Savage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Connell Insurance, Inc. | 4819 123rd St W | (952) 895-9700 |
| 2 | Rachel Malec Agency, LLC American Family Insurance | 12931 Eagle Creek Pkwy | (952) 226-6006 |
| 3 | Farmers Insurance - Daniel Enger | 8710 Co Rd 42 | (952) 469-3188 |
| 4 | Brothers Wood Agency | 6100 McColl Dr | (888) 379-1531 |
| 5 | Prior Lake State Agency Home & Car Insurance Savage by Nick Cauley | 14944 Virginia Ave S | (612) 432-4005 |
| 6 | MIDWEST INSURANCE LLC | 4078 Egan Dr | (612) 216-4900 |
| 7 | Tippi Goodwin American Family Insurance | 14141 Glendale Rd #210 | (952) 345-7213 |
| 8 | Professional Insurance Agents of Minnesota | 8646 Eagle Creek Cir #202 | (866) 694-7070 |
| 9 | William Meyers Insurance Agency LLC | 8646 Eagle Creek Pkwy STE 209 | (952) 746-5971 |
| 10 | LK Okindo Agency LLC | 6001 Egan Dr #260 | (952) 687-7571 |
Connell Insurance, Inc. offers umbrella insurance coverage to clients throughout the Savage, Minnesota area, extending liability protection beyond standard policies. The company helps property owners manage their overall risk profile by providing additional layers of personal and commercial liability limits tailored to specific exposures. Its service approach includes assessing individual insurance needs to identify appropriate umbrella coverage strategies. Connell Insurance regularly reviews existing policies to ensure limits remain adequate as circumstances change. The agency serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Rachel Malec Agency, LLC American Family Insurance serves the Savage, Minnesota, area and surrounding communities as an umbrella insurance agent. This agency provides coverage that extends liability protection beyond the limits of standard homeowners, auto, and watercraft policies. Additional personal umbrella policies help safeguard assets from major claims or lawsuits that could exceed primary insurance. Umbrella coverage offers an extra layer of financial security for residents in this region. Handling both personal umbrella policies and business liability extensions, the agency assists local clients with managing significant liability risks.
Homeowners, businesses, and property managers in Savage, Minnesota turn to Farmers Insurance - Daniel Enger for personalized umbrella insurance solutions that extend liability coverage beyond standard policy limits. This agency helps clients protect their assets from major claims and lawsuits by providing an extra layer of financial security. Serving the local community, the agent also covers neighboring areas throughout the southwest metro, including Shakopee and Burnsville.
Serving Savage, Minnesota, and the surrounding communities, Brothers Wood Agency assists clients with obtaining umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It handles the process of evaluating a client's existing coverage to recommend suitable policy layers for added protection against major claims. The agency generally begins with a comprehensive review of a client's current insurance portfolio to identify potential gaps and determine the appropriate amount of additional liability coverage needed.
Prior Lake State Agency Home & Car Insurance Savage by Nick Cauley provides umbrella insurance to clients in Savage, MN, covering expenses that exceed standard policy limits after a major claim. This service may be arranged as a one-time policy add-on for immediate protection or as a recurring annual plan to maintain ongoing liability coverage. Such policies typically safeguard assets against lawsuits from accidents or property damage. The office operates on an as-needed basis for new policy inquiries and scheduled renewals for existing clients.
MIDWEST INSURANCE LLC specializes in offering umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits in Savage, MN. The agency works with local homeowners and drivers to assess their risk exposure and secure broader protection for unexpected financial claims. Its general service approach includes evaluating existing policies to recommend supplemental layers of coverage. This service is particularly helpful during severe Minnesota winters, when increased slip-and-fall accidents on icy driveways and sidewalks can lead to significant personal liability claims.
When the spring thaw in Savage threatens basements or a sudden hailstorm damages a neighbor’s roof, homeowners often realize their existing liability limits might not be enough. Tippi Goodwin American Family Insurance provides umbrella policies that offer an extra layer of protection above standard auto and home coverage, helping to shield personal assets from major claims. These policies are designed for residents who want to address gaps in their current insurance plans. The initial assessment typically begins with a review of existing policies to identify appropriate coverage limits.
Professional Insurance Agents of Minnesota in Savage works primarily with property and liability coverage, then layers in umbrella insurance to extend policy limits above standard protection. This added coverage helps clients safeguard assets when a claim exceeds underlying policies, providing vital financial stability. The agency’s umbrella solutions serve commercial sectors such as local offices, warehouses, and food service operations, ensuring businesses remain covered against substantial losses that could otherwise disrupt operations.
William Meyers Insurance Agency LLC serves Savage, Minnesota, residents with residential umbrella insurance coverage to help protect personal assets beyond standard policies. They also offer this layer of commercial coverage for local small businesses in the same area, addressing broader liability risks. Clients can expect clear guidance on policy limits and exclusions during each consultation. For those who have previously purchased a policy, the agency provides follow-up service between regular visits to adjust coverage as personal or business circumstances evolve.
LK Okindo Agency LLC in Savage, Minnesota provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency serves local residents and businesses seeking additional financial safeguards against large claims or lawsuits. Its policies help fill gaps in existing coverage, offering clients a broader safety net for unexpected incidents. For those needing extra security, the firm also offers tailored add-on services such as personal liability umbrella policies for high-net-worth households.
What Does an a Umbrella Insurance Agent in Savage Cost?
The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits may cost 200 to 500 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Savage
Umbrella insurance agents in Savage Minnesota help you secure a personal umbrella policy that provides additional liability coverage above your auto and homeowners insurance. This extra layer of protection is especially valuable given Minnesota's legal environment where lawsuits can result in large judgments. An agent can assess your assets and risks to recommend an appropriate coverage limit.
Frequently Asked Questions
What does an umbrella insurance agent in Savage do?
An umbrella insurance agent in Savage helps you purchase a personal umbrella policy that extends liability coverage beyond your underlying home and auto policies. They evaluate your assets and potential risks to determine the right amount of extra protection for your situation.
How much umbrella coverage do I need in Minnesota?
The amount of umbrella coverage you need depends on your total assets and future income potential. Many agents recommend at least 1 million dollars in coverage, but higher limits may be wise if you own a business or have significant savings. Minnesota law does not set a specific minimum for umbrella policies.
Is umbrella insurance required by law in Minnesota?
No, umbrella insurance is not required by Minnesota law. However, it is a common recommendation for individuals with substantial assets or high liability risks. An agent can explain how it works with your existing policies to fill coverage gaps.
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