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Find Umbrella Insurance Agents Near You in St Paul, MN
Looking for a umbrella insurance agent in St Paul? Review the directory below to compare your options.
20 agents listed
Updated May 2026
St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 20 umbrella insurance agents in St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HomeServices Insurance, Inc.
119 14th St NW Suite 150, St Paul, MN 55112
(800) 277-0013
homeservicesinsurance.com
Theisen Escobar Agency
428 Minnesota St UNIT 500, St Paul, MN 55101
(651) 309-6040
theisenescobaragency.com
Garry Insurancenter
2555 7th Ave E, St Paul, MN 55109
(651) 777-8361
garryinsurance.com
Krog Insurance
637 Snelling Ave N, St Paul, MN 55104
(651) 483-2919
kroginsurance.com
Farmers Insurance - Patrick Loucks
991 Smith Ave S W, St Paul, MN 55118
(651) 714-7979
agents.farmers.com
Wilebski Insurance Agency
101 5th St E suite 202 a, St Paul, MN 55101
(651) 283-9371
wilebski-ins.com
Insurance Group™
445 Minnesota St #1500, St Paul, MN 55101
(763) 233-6405
insurancegroupusa.com
Cox Insurance Associates, Inc
1639 Larpenteur Ave W, St Paul, MN 55113
(651) 647-0001
coxins.net
Wiessner Insurance
250 Hamline Ave S, St Paul, MN 55105
(651) 698-0771
wiessneragency.com
Quality Insurance Service
236 Larpenteur Ave W, St Paul, MN 55113
(651) 489-1347
qualityinsuranceservice.com
NSI Agency
322 County Rd D E, St Paul, MN 55117
(763) 296-1010
insuremeez.com
Champion Insurance Services Inc
821 Raymond Ave Bldg, St Paul, MN 55114
(651) 644-6464
championinsuranceusa.com
East Metro Insurance Agency, LLC Bill Runck
1901 Minnehaha Ave E, St Paul, MN 55119
(651) 323-2021
eastmetroinsurance.com
Gallagher Insurance, Risk Management & Consulting
2685 Long Lake Rd, St Paul, MN 55113
(651) 644-7200
assuredpartners.com
Farmers Insurance - Ana Espinoza Merlos
1299 Arcade St Ste 204b, St Paul, MN 55106
(651) 340-1840
agents.farmers.com
Wheeler Agency Inc
4535 Hodgson Rd #600, St Paul, MN 55126
(651) 765-0935
wheeleragencyinc.com
ONE Insurance Agency
3001 White Bear Ave, St Paul, MN 55109
(763) 888-8837
myoneinsuranceagency.com
Boom Affordable Car Insurance - St Paul MN
506 E Kenny Rd #130, St Paul, MN 55130
(216) 616-9252
Lisa Boone Agency Inc American Family Insurance
1560 7th St W, St Paul, MN 55102
(651) 770-6994
amfam.com
Hughes Insurance Agency
1437 Marshall Ave #100, St Paul, MN 55104
(651) 645-1096
hughesinsuranceagency.com
An umbrella insurance agent in St Paul Minnesota helps you secure extra liability coverage beyond your standard auto or home policy. Minnesota law requires minimum auto liability limits of 30/60/10 but a single lawsuit can exceed those amounts. An agent can explain how an umbrella policy protects your savings and future earnings.
What Does a Umbrella Insurance Agent in St Paul Cost?
The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors including driving record, property values, and number of vehicles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in St Paul do?
An umbrella insurance agent reviews your existing policies and recommends a personal liability umbrella policy. This policy provides additional coverage if you face a lawsuit that exceeds your auto or home insurance limits. The agent helps you choose the right coverage amount based on your assets and risk profile.
How much umbrella coverage do I need in Minnesota?
Common umbrella policy limits start at 1 million dollars and go up to 5 million dollars or more. Your agent will consider your net worth, income, and potential liability risks such as a home swimming pool or teenage driver. Minnesota courts can award large judgments so many residents choose at least 1 million in umbrella coverage.
Can I get umbrella insurance if I have a rental property in St Paul?
Yes, umbrella insurance can cover liability from rental properties you own in Minnesota. Your agent will need details about each property to ensure proper coverage. Landlords in St Paul face specific risks like slip and fall claims so umbrella insurance is a common recommendation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.