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HomeUmbrella Insurance AgentsMinnesota › West St Paul

Find Umbrella Insurance Agents Near You in West St Paul, MN

Browse umbrella insurance agents serving West St Paul, Minnesota. Updated 2026-07-14.

The top-rated umbrella insurance agent in West St Paul, Minnesota is Sonja Lhotka - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Tom Stremski - State Farm Insurance Agent, Turitto Insurance Agency, Paul Weinberg - State Farm Insurance Agent. This directory lists 10 umbrella insurance agents serving West St Paul.

Showing 10 umbrella insurance agents in West St Paul, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sonja Lhotka - State Farm Insurance Agent1201 S Robert St Suite M3B(651) 454-6555
2Tom Stremski - State Farm Insurance Agent1560 Livingston Ave Ste 101(651) 457-6348
3Turitto Insurance Agency1349 S Robert St Ste 103(651) 455-4808
4Paul Weinberg - State Farm Insurance Agent1635 S Robert St(651) 457-7119
5Insurance Advisors Ann-Marie Underhill Agency1074 S Robert St #109(651) 855-8484
6Farmers Insurance - Christine Smith433 Mendota Rd E Ste G(612) 808-9908
7Wolfgram Tritt & Associates Inc Insurance1633 Oakdale Ave(651) 451-9565
8Fairway Insurance Brokers252 Marie Ave E Suite D(952) 210-9631
9All County Agency Inc.1549 Livingston Ave STE 102(651) 484-1661
10Central Insurance Services1549 Livingston Ave #106(651) 455-5450
SL
1201 S Robert St Suite M3B
Sonja Lhotka - State Farm Insurance Agent
Umbrella Insurance Agent · West St Paul, MN

Sonja Lhotka - State Farm Insurance Agent serves the West St Paul, Minnesota area. The agency provides umbrella insurance coverage, which offers additional liability protection beyond standard policies. This type of insurance is vital for local residents who want extra financial security against major claims. The company works with clients to evaluate their assets and potential risks. It handles umbrella insurance to help safeguard homes, vehicles, and future earnings. It also offers related personal liability services for the community.

TS
1560 Livingston Ave Ste 101
Tom Stremski - State Farm Insurance Agent
Umbrella Insurance Agent · West St Paul, MN

Tom Stremski - State Farm Insurance Agent in West St Paul, MN, provides umbrella insurance coverage along with related personal and business policies. The agency offers personalized service, helping clients assess their liability exposure and select appropriate coverage limits. Account review appointments assist in maintaining policies to match changing needs. The office services single-family homes, apartments, retail locations, and restaurants.

TI
1349 S Robert St Ste 103
Turitto Insurance Agency
Umbrella Insurance Agent · West St Paul, MN

Serving West St Paul and the surrounding communities in the greater Twin Cities area, Turitto Insurance Agency handles umbrella insurance coverage. This type of policy provides an extra layer of liability protection that extends beyond the limits of a standard home or auto policy. It can help safeguard personal assets against major claims and lawsuits. To arrange an appropriate policy, the agency typically reviews a client’s existing coverage and lifestyle risks in order to recommend a suitable additional amount of liability protection.

PW
1635 S Robert St
Paul Weinberg - State Farm Insurance Agent
Umbrella Insurance Agent · West St Paul, MN

Homeowners, businesses, and property managers in West St Paul, MN seeking extra liability protection beyond standard policies can turn to Paul Weinberg - State Farm Insurance Agent for umbrella insurance coverage. This agency helps clients safeguard their assets by offering policies that extend personal and commercial liability limits. The agent assists with tailoring coverage to address risks like rental properties or local small-business exposures. Services also include advising on appropriate liability amounts for those with significant assets. Coverage areas extend to neighboring Mendota Heights and the greater South St Paul metro.

IA
1074 S Robert St #109
Insurance Advisors Ann-Marie Underhill Agency
Umbrella Insurance Agent · West St Paul, MN

Insurance Advisors Ann-Marie Underhill Agency in West St Paul, MN, provides umbrella insurance coverage, typically chosen as either a standalone policy for a single term or as an ongoing annual addition to existing homeowners and auto policies. This coverage extends liability protection beyond standard policy limits, safeguarding assets against major claims or lawsuits. Service consultations and policy renewals are available on a one-time or scheduled basis, depending on client preferences for ongoing coverage management.

FI
433 Mendota Rd E Ste G
Farmers Insurance - Christine Smith
Umbrella Insurance Agent · West St Paul, MN

Farmers Insurance - Christine Smith offers umbrella insurance agent services in West St Paul, MN. This specialty work provides additional liability coverage beyond standard policies, protecting clients from major claims and lawsuits. The agency also manages general insurance needs, including auto, home, and life policies, helping area residents evaluate their overall risk exposure. During the hazardous winter months in Minnesota, when slippery sidewalks and icy roads can lead to unexpected accidents, the agency helps customers reinforce their financial protection against such seasonal liabilities.

WT
1633 Oakdale Ave
Wolfgram Tritt & Associates Inc Insurance
Umbrella Insurance Agent · West St Paul, MN

As winter approaches in West St Paul, unexpected liability claims from icy driveways and snow-covered walkways become a real concern. Wolfgram Tritt & Associates Inc Insurance offers umbrella insurance to extend personal liability coverage beyond standard home or auto policies, helping clients protect assets from major lawsuits. These agents help residents assess risks tied to dog ownership, rental properties, or recreational vehicles often found in the metro area. A typical initial step includes a review of existing policies to identify gaps and determine necessary coverage limits.

FI
252 Marie Ave E Suite D
Fairway Insurance Brokers
Umbrella Insurance Agent · West St Paul, MN

Fairway Insurance Brokers, located in West St Paul, MN, helps clients address their general liability exposure through insurance solutions. The company specializes in umbrella insurance, which provides additional coverage above standard policy limits to protect against large claims or lawsuits. This extra layer can safeguard personal assets and business investments from unexpected financial loss. Serving a range of commercial sectors, Fairway Insurance Brokers works with clients operating offices, managing warehouses, and running food service establishments.

AC
1549 Livingston Ave STE 102
All County Agency Inc.
Umbrella Insurance Agent · West St Paul, MN

All County Agency Inc. serves homeowners in West St Paul, Minnesota, by securing umbrella insurance policies that extend liability protection beyond standard residential coverage. The agency also assists local businesses with similar commercial risk solutions throughout the surrounding region. Clients can expect clear guidance on coordinating supplementary liability limits with existing auto or property policies. The office encourages follow-up service to adjust coverage after life changes or between regular policy reviews, ensuring continued alignment with current assets and exposures.

CI
1549 Livingston Ave #106
Central Insurance Services
Umbrella Insurance Agent · West St Paul, MN

Central Insurance Services in West St Paul, MN, is known for providing umbrella insurance policies that extend liability protection beyond standard home and auto coverage in the greater metropolitan area. Serving local homeowners and drivers, it helps safeguard assets against major claims and lawsuits. The agency focuses on evaluating individual risk profiles to recommend appropriate coverage limits for peace of mind. As a specialty service, it can also coordinate excess liability policies with existing insurance.

What Does an a Umbrella Insurance Agent in West St Paul Cost?

The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on factors like the number of vehicles, properties, and your claims history. This is general information, not insurance advice.

About umbrella insurance agents in West St Paul

Umbrella insurance agents in West St Paul, Minnesota help you secure extra liability coverage that goes beyond your auto or homeowners policy. Minnesota law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. A local agent can explain how Minnesota liability limits may leave you exposed without this added layer of protection.

Frequently Asked Questions

What does an umbrella insurance agent in West St Paul do?

An umbrella insurance agent helps you buy a personal liability umbrella policy that kicks in after your underlying insurance limits are used up. They assess your assets and risk factors to recommend a coverage amount. In Minnesota, umbrella policies typically start at one million dollars in coverage.

How much umbrella insurance do I need in Minnesota?

The amount you need depends on your assets, income, and potential lawsuit risks. Many Minnesota agents suggest coverage equal to your net worth plus a buffer for future earnings. A common starting point is one to two million dollars in umbrella coverage.

Can I get umbrella insurance if I have a rental property in West St Paul?

Yes, you can add umbrella coverage to protect against liability claims from tenants or visitors on your rental property. Minnesota landlords often face slip and fall or dog bite claims. An umbrella policy can cover legal costs and settlements beyond your rental property insurance limits.

Umbrella Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.