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Find Umbrella Insurance Agents Near You in West St Paul, MN
Compare umbrella insurance agents in West St Paul. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
West St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 umbrella insurance agents in West St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sonja Lhotka - State Farm Insurance Agent
1201 S Robert St Suite M3B, West St Paul, MN 55118
(651) 454-6555
insuredbysonja.com
Tom Stremski - State Farm Insurance Agent
1560 Livingston Ave Ste 101, West St Paul, MN 55118
(651) 457-6348
tomstremski.com
Paul Weinberg - State Farm Insurance Agent
1635 S Robert St, West St Paul, MN 55118
(651) 457-7119
paulweinberg.com
Turitto Insurance Agency
1349 S Robert St Ste 103, West St Paul, MN 55118
(651) 455-4808
turittoinsuranceagency.com
Insurance Advisors Ann-Marie Underhill Agency
1074 S Robert St #109, West St Paul, MN 55118
(651) 855-8484
Farmers Insurance - Christine Smith
433 Mendota Rd E Ste G, West St Paul, MN 55118
(612) 808-9908
agents.farmers.com
Wolfgram Tritt & Associates Inc Insurance
1633 Oakdale Ave, West St Paul, MN 55118
(651) 451-9565
Fairway Insurance Brokers
252 Marie Ave E Suite D, West St Paul, MN 55118
(952) 210-9631
fairwayib.com
All County Agency Inc.
1549 Livingston Ave STE 102, West St Paul, MN 55118
(651) 484-1661
all-countyinsurance.com
Central Insurance Services
1549 Livingston Ave #106, West St Paul, MN 55118
(651) 455-5450
centralinsurance-services.com
Umbrella insurance agents in West St Paul, Minnesota help you secure extra liability coverage that goes beyond your auto or homeowners policy. Minnesota law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. A local agent can explain how Minnesota liability limits may leave you exposed without this added layer of protection.
What Does a Umbrella Insurance Agent in West St Paul Cost?
The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on factors like the number of vehicles, properties, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West St Paul do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that kicks in after your underlying insurance limits are used up. They assess your assets and risk factors to recommend a coverage amount. In Minnesota, umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Minnesota?
The amount you need depends on your assets, income, and potential lawsuit risks. Many Minnesota agents suggest coverage equal to your net worth plus a buffer for future earnings. A common starting point is one to two million dollars in umbrella coverage.
Can I get umbrella insurance if I have a rental property in West St Paul?
Yes, you can add umbrella coverage to protect against liability claims from tenants or visitors on your rental property. Minnesota landlords often face slip and fall or dog bite claims. An umbrella policy can cover legal costs and settlements beyond your rental property insurance limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.