ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Cary, NC

Browse umbrella insurance agents serving Cary, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Cary, North Carolina is Globe Life Liberty National Division: Lomenick Agency, rated 4.9 stars across 726 reviews. Other highly rated options include Brandon Skyler Pajunen - State Farm Insurance Agent, AAA Insurance - The Morrison Group, Wooten Agency. This directory lists 20 umbrella insurance agents serving Cary.

Showing 20 umbrella insurance agents in Cary, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life Liberty National Division: Lomenick Agency206 High House Rd STE 100(919) 977-4697
2Brandon Skyler Pajunen - State Farm Insurance Agent2454 SW Cary Pkwy(919) 238-4439
3AAA Insurance - The Morrison Group2424 SW Cary Pkwy(919) 651-3522
4Wooten Agency150 Iowa Ln STE 104(919) 380-9700
5Lipstone Insurance Group208 New Edition Ct(919) 463-5300
6NC Insurance Guy1051 Monmouth Loop(919) 332-2383
7Inspro Professionals of NC, Inc.919 Kildaire Farm Rd(919) 467-5555
8Fairway Insurance and Risk Management1149 Executive Cir STE A(919) 373-5800
9All About Insurance - Cary590 E Chatham St STE 100(919) 460-9996
10Triangle Insurance Center1143-G Executive Cir(919) 653-4705
GL
206 High House Rd STE 100
Globe Life Liberty National Division: Lomenick Agency
Umbrella Insurance Agent · Cary, NC

Globe Life Liberty National Division: Lomenick Agency serves the Cary, North Carolina metro area, offering umbrella insurance agent services to help clients obtain additional liability coverage beyond standard policies. This firm assists residents with securing protection against major claims and lawsuits that could exceed underlying policy limits. It handles both personal umbrella policies for homeowners and auto policyholders as well as excess liability coverage tailored to local property owners.

BS
2454 SW Cary Pkwy
Brandon Skyler Pajunen - State Farm Insurance Agent
Umbrella Insurance Agent · Cary, NC

Brandon Skyler Pajunen, a State Farm Insurance agent in Cary, NC, provides umbrella insurance services to increase personal liability coverage beyond standard policies. The agency regularly reviews client account details and adjusts policy limits to align with changing asset exposure. It also handles consolidated coverage plans that bridge gaps in underlying homeowners and auto protection. This agent serves single‑family homes, apartments, retail establishments, and restaurants in the Cary area.

AI
2424 SW Cary Pkwy
AAA Insurance - The Morrison Group
Umbrella Insurance Agent · Cary, NC

AAA Insurance - The Morrison Group serves homeowners, businesses, and property managers seeking liability coverage beyond standard policy limits. As an umbrella insurance agent in Cary, North Carolina, the company helps clients secure additional protection against major claims and lawsuits. This coverage can extend across multiple properties and vehicles, offering a broader safety net for financial assets. The agency also serves clients in the surrounding Cary community and frequently works with residents in the nearby Apex area.

WA
150 Iowa Ln STE 104
Wooten Agency
Umbrella Insurance Agent · Cary, NC

Wooten Agency in Cary, North Carolina offers clients a choice between one-time protection assessments and recurring coverage reviews. Umbrella liability insurance provides additional coverage beyond standard home and auto policies. It helps protect personal assets from large claims and lawsuits. Policies extend liability limits, ensuring financial security against unforeseen incidents. Agent consultations explain how umbrella coverage integrates with existing insurance. This local office serves clients on either a one-time consultation basis or through scheduled annual policy updates as needs evolve.

LI
208 New Edition Ct
Lipstone Insurance Group
Umbrella Insurance Agent · Cary, NC

Lipstone Insurance Group serves Cary, North Carolina, and the surrounding communities of the Triangle region. As an umbrella insurance agent, it handles excess liability coverage that extends beyond the limits of a client's primary auto, home, or watercraft policies. This provides an additional layer of financial protection against major claims or lawsuits. For a typical job, the company first reviews the client's existing policies to identify coverage gaps before recommending an appropriate excess liability policy to fill them.

NI
1051 Monmouth Loop
NC Insurance Guy
Umbrella Insurance Agent · Cary, NC

NC Insurance Guy specializes in umbrella insurance, providing supplementary liability coverage that extends beyond standard homeowner or auto policies. The agent serves clients throughout Cary, North Carolina, assessing individual risk exposures to recommend appropriate policy limits. General services include reviewing existing coverage gaps and simplifying the application process with major carriers. This protection becomes especially important during hurricane season, when increased property damage claims could trigger costly lawsuits easier to avoid with an active umbrella policy in place.

IP
919 Kildaire Farm Rd
Inspro Professionals of NC, Inc.
Umbrella Insurance Agent · Cary, NC

As the seasons change in the Raleigh area, homeowners and drivers often seek extra liability protection beyond their standard policies. Inspro Professionals of NC, Inc., located in Cary, responds by offering umbrella insurance coverage that provides an additional layer of security for personal assets. This type of policy helps safeguard against costly lawsuits or claims that exceed the limits of auto or home insurance. To get started, a client typically schedules an initial consultation to review current coverage and discuss personal risk exposure.

FI
1149 Executive Cir STE A
Fairway Insurance and Risk Management
Umbrella Insurance Agent · Cary, NC

Fairway Insurance and Risk Management assists clients in Cary, North Carolina, with their general liability and property coverage needs, then specializes in providing umbrella insurance policies for extra protection beyond standard limits. This added layer of coverage helps safeguard personal and business assets against major claims and lawsuits. The company serves commercial sectors that include offices, warehouses, and food service establishments.

AA
590 E Chatham St STE 100
All About Insurance - Cary
Umbrella Insurance Agent · Cary, NC

All About Insurance - Cary serves the Cary, North Carolina area as an umbrella insurance agent. This agency helps local homeowners and auto policyholders obtain extra liability protection beyond their standard coverage. Umbrella insurance policies are designed to cover major claims and legal expenses that exceed underlying policy limits. Clients can benefit from broader coverage that protects assets in the event of serious accidents or lawsuits. The agency can also advise on adding personal liability protection for recreational vehicles and watercraft exposures.

TI
1143-G Executive Cir
Triangle Insurance Center
Umbrella Insurance Agent · Cary, NC
JI
5000 Old Raleigh Rd
Johnson Insurance Center
Umbrella Insurance Agent · Cary, NC
(919) 228-2250
getjohnsoninsurance.com
BI
1223 Walnut St
Barcenas Insurance Agency, LLC
Umbrella Insurance Agent · Cary, NC
(919) 378-9454
barcenasins.com
MA
112 Towerview Ct
The Mair Agency
Umbrella Insurance Agent · Cary, NC
(919) 459-2683
mairagency.com
BL
125 Edinburgh S Dr Ste 306
Bankers Life
Umbrella Insurance Agent · Cary, NC
(919) 466-9706
branches.bankerslife.com/nc/cary/125-edinburgh-s-drive
SI
120 New Edition Ct
Simpson Insurance Agency, Inc.
Umbrella Insurance Agent · Cary, NC
(919) 481-9015
simpson-insurance.com
IA
1135 Kildaire Farm Rd # 200
Insurance agency
Umbrella Insurance Agent · Cary, NC
(919) 759-6809
TH
805 W Chatham St
Triangle Home Insurance Solutions
Umbrella Insurance Agent · Cary, NC
(919) 849-3830
home-insurance-cary.com
GI
1750 NW Maynard Rd suite 100 office 107
Goosehead Insurance - Goss Agency
Umbrella Insurance Agent · Cary, NC
(919) 535-9388
JI
1003 High House Rd suite 103
Joyner Insurance Agency
Umbrella Insurance Agent · Cary, NC
(919) 380-4080
joynerinsuranceagency.com
EI
15000 Weston Pkwy
Elite Insurance Services
Umbrella Insurance Agent · Cary, NC
(910) 444-4804
insure-elite.com

What Does an a Umbrella Insurance Agent in Cary Cost?

The cost for umbrella insurance in North Carolina typically ranges from 150 to 350 dollars per year for one million dollars of coverage. Higher limits may cost 200 to 500 dollars annually. Factors like your driving record, home value, and number of properties affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Cary

Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Cary, North Carolina, agents can help you meet state requirements for underlying coverage limits. This policy is useful for protecting assets like your home or savings from large lawsuits.

Frequently Asked Questions

What is umbrella insurance and why do I need it in Cary?

Umbrella insurance gives you additional liability protection after your home or auto policy limits are used. In Cary, it helps cover costs from accidents or incidents where you are sued. It can also cover legal defense fees not included in standard policies.

How much umbrella insurance coverage do I need in North Carolina?

Common coverage amounts start at one million dollars and go up to five million or more. Your agent will help you decide based on your assets like your home, car, and savings. North Carolina does not set a minimum amount but your underlying policies must meet certain limits.

What are the underlying coverage requirements for umbrella insurance in North Carolina?

You must have a base auto liability policy of at least 250,000 dollars per person and 500,000 dollars per accident. Your homeowners liability coverage should be at least 300,000 dollars. These requirements ensure the umbrella policy only kicks in after those limits are used.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.