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Browse umbrella insurance agents serving Durham, North Carolina. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Durham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 18 umbrella insurance agents in Durham, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Salazar Insurance Agency & Latino Tax Corporation
1231 University Dr, Durham, NC 27707
(919) 797-0135
latinotaxinsurance.com
Superior Insurance of Durham
1314 Broad St, Durham, NC 27705
(919) 224-8034
superior-ins.com
Mike Embree Insurance Agency
3813 University Dr, Durham, NC 27707
(919) 489-7336
embreeins.com
The Insurance Pros
1210 Cole Mill Rd STE 101, Durham, NC 27705
(919) 294-6613
insuranceprosonline.com
All About Insurance - Durham
2605 Guess Rd, Durham, NC 27705
(919) 479-8200
allaboutinsurance.com
Bowen Agency, Inc.
2530 Meridian Pkwy Suite 300, Durham, NC 27713
(919) 929-4222
bowen-agency.com
Herring & Bickers Insurance
2344 Operations Dr #101, Durham, NC 27705
(919) 479-9900
herringbickers.com
Insurance People of North Carolina
1920 Front St, Durham, NC 27705
(919) 383-0442
inspeopleofnc.com
George Stevens Insurance Inc
1320 Hill St, Durham, NC 27707
(919) 403-3611
georgestevensinsurance.com
Protective Agency
1414 Avondale Dr #11, Durham, NC 27701
(919) 688-8289
protectiveagency.com
First Insurance Services
5007 Southpark Dr STE 230, Durham, NC 27713
(919) 941-0549
firstins.net
McClintock Insurance Agency
1210 Cole Mill Rd STE 101, Durham, NC 27705
(919) 484-4822
mcclintockinsuranceagency.com
Protective Agency
4215 University Dr #1, Durham, NC 27707
(919) 416-4900
protectiveagency.com
Diversified Insurance Solutions
2609 N Duke St #102, Durham, NC 27704
(919) 471-8222
diverseins.com
Sure Drive Insurance NC
1410 Christian Ave, Durham, NC 27705
(919) 421-4505
insuranceprosonline.com
Insurance Center of Durham
1920 Front St STE 710, Durham, NC 27705
(919) 471-2541
Embree Insurance Agency
3813 University Dr, Durham, NC 27707
(919) 489-7336
embreeins.com
Insurance People: Ross Howard W
1920 Front St STE 750, Durham, NC 27705
(919) 383-0442
inspeopleofnc.com
An umbrella insurance agent in Durham North Carolina helps you secure extra liability coverage beyond standard home and auto policies. North Carolina law requires minimum auto liability limits of 30/60/25 but umbrella policies provide additional protection for major claims or lawsuits. Working with a local agent ensures your policy aligns with state regulations and your specific risk profile.
What Does a Umbrella Insurance Agent in Durham Cost?
In North Carolina umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your driving record number of properties and other risk factors. Higher coverage limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Durham do?
An umbrella insurance agent helps you assess your liability risks and obtain a policy that covers claims exceeding your primary insurance limits. They review your assets and recommend appropriate coverage levels based on your financial situation.
Do I need umbrella insurance in North Carolina?
Umbrella insurance is not required by North Carolina law but is recommended if you have significant assets or face higher liability risks. Common triggers include owning a pool having a teenage driver or renting out property.
How much umbrella coverage do I need in Durham?
Most agents recommend at least 1 million dollars in umbrella coverage but the right amount depends on your net worth and potential exposure. A local agent can help calculate a suitable limit based on your home value savings and income.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.