Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 umbrella insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118
curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543
ncautopolicy.com
Pegram Insurance
6824 Albemarle Rd E, Charlotte, NC 28212
(704) 536-1919
insurancecharlottenc.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495
pegramonline.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016
hutchhaminsure.com
Latorre Insurance
124 N McDowell St, Charlotte, NC 28204
(704) 566-8181
latorreinsurance.com
Howard Hanna Insurance Services
6207 Park S Dr #201, Charlotte, NC 28210
(704) 547-5656
insurance.allentate.com
A B Insurance
818 E Arrowood Rd, Charlotte, NC 28217
(704) 552-1043
abinsuranceauto.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483
capstoneinsuranceagency.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171
thesuperiorinsurance.com
Mark McDuffie Insurance Agency
6101 Carnegie Blvd #415, Charlotte, NC 28209
(704) 364-9227
mcduffieinsurance.com
H B Cantrell & Co
1501 E 7th St, Charlotte, NC 28204
(704) 954-9000
erieinsurance.com
A1 Insurance Agency
537 W Sugar Creek Rd Ste 104B, Charlotte, NC 28213
(704) 598-4442
a1insurancepros.com
Piedmont Insurance Associates
233 S Sharon Amity Rd #103, Charlotte, NC 28211
(866) 308-4704
piedmont-ins.com
O H Walker Insurance Agency
2210 Crownpoint Executive Dr, Charlotte, NC 28227
(704) 814-4343
ohwalkerins.com
All Graham Insurance Solutions
7520 E Independence Blvd Ste 180, Charlotte, NC 28227
(704) 780-1469
allgrahaminsurance.com
Charlotte Insurance Group
7130 Matthews-Mint Hill Rd, Charlotte, NC 28227
(704) 545-6700
charlotteinsurancegroup.com
Compare Insurance & Services
6301 N Tryon St #109, Charlotte, NC 28213
(704) 598-8627
mycompareinsurance.com
What Does a Umbrella Insurance Agent in Charlotte Cost?
The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Factors like your driving record, number of properties, and existing insurance limits affect the premium. For higher limits, such as 2 million or 5 million dollars, annual costs may increase to 500 to 1,500 dollars. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Charlotte do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing auto and home insurance. They assess your assets and risks to recommend appropriate coverage limits. In North Carolina, this policy can protect you from lawsuits related to accidents on your property or while driving.
How much umbrella insurance do I need in North Carolina?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. North Carolina has a statute of limitations for personal injury claims of three years, so having sufficient coverage is important. Your agent can help calculate a suitable limit based on your financial situation.
Is umbrella insurance required in North Carolina?
Umbrella insurance is not required by North Carolina law, but it is often recommended for homeowners, car owners, or those with significant assets. North Carolina requires minimum auto liability coverage of 30,000 dollars per person and 60,000 dollars per accident, which may not be enough for a serious accident. An umbrella policy fills that gap.