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Find Umbrella Insurance Agents Near You in Concord, NC

Browse umbrella insurance agents serving Concord, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Concord, North Carolina is Byrd Agency Inc, rated 5.0 stars across 383 reviews. Other highly rated options include Trey Siner Insurance Group, The Compass Agency LLC, LogRock Inc.. This directory lists 17 umbrella insurance agents serving Concord.

Showing 17 umbrella insurance agents in Concord, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Byrd Agency Inc797 Davidson Dr NW(704) 786-2108
2Trey Siner Insurance Group247 Church St NE(704) 795-6878
3The Compass Agency LLC638 Concord Pkwy N(704) 933-8080
4LogRock Inc.9 Union St N STE 400(980) 580-6010
5Allen & Ballard Insurance Associates732 Kannapolis Pkwy(704) 795-7801
6Madison Insurance Group3775 NC-73(704) 782-2073
7Ralph or "Britt" Brittain - State Farm Insurance Agent280 Concord Pkwy S The Village, #117(704) 786-5417
8Insurance Concord9900 Poplar Tent Rd Ste 115 #312(980) 306-5355
9Jason Bentley Agency646 Church St N(704) 784-3300
10S & D Insurance148 Church St NE(704) 786-7412
BA
797 Davidson Dr NW
Byrd Agency Inc
Umbrella Insurance Agent · Concord, NC

Byrd Agency Inc serves Concord and Cabarrus County, North Carolina, as an umbrella insurance agent. It provides personal umbrella liability policies that extend coverage beyond standard auto and homeowners limits. The agency also advises clients on excess liability protection for rental properties and recreational vehicles. Its services address common local needs, such as safeguarding assets from lawsuits arising from boating accidents or dog bites on residential property. Byrd Agency Inc handles both personal umbrella insurance and commercial umbrella coverage for small businesses in the Concord area.

TS
247 Church St NE
Trey Siner Insurance Group
Umbrella Insurance Agent · Concord, NC

Trey Siner Insurance Group provides comprehensive umbrella insurance coverage designed to extend liability protection beyond standard homeowners, auto, and business policies. The company assists clients in assessing personal risk exposure, advising on appropriate policy limits, and integrating umbrella coverage with existing insurance portfolios for seamless protection. Trey Siner Insurance Group services a diverse range of properties including single-family homes, apartments, retail locations, and restaurants.

CA
638 Concord Pkwy N
The Compass Agency LLC
Umbrella Insurance Agent · Concord, NC

Homeowners, businesses, and property managers in Concord, North Carolina turn to The Compass Agency LLC for umbrella insurance policies that extend beyond standard liability limits. The agency provides advisory services to help clients assess potential financial exposure from personal or commercial risks. Coverage is tailored to protect assets against major claims or lawsuits, offering an extra layer of security for individuals and operations in the region. Its service area includes nearby Kannapolis as well.

LI
9 Union St N STE 400
LogRock Inc.
Umbrella Insurance Agent · Concord, NC

LogRock Inc. serves Concord, North Carolina, and the surrounding communities in Cabarrus County. The company functions as an umbrella insurance agent, handling policies that provide additional liability coverage beyond standard homeowners and auto insurance limits. This extra layer of protection helps clients manage substantial financial risks from major accidents or lawsuits. For a typical job, the agency evaluates a client's existing insurance policies and personal assets to recommend an appropriate amount of added liability coverage, then arranges the policy through its network of carriers.

AB
732 Kannapolis Pkwy
Allen & Ballard Insurance Associates
Umbrella Insurance Agent · Concord, NC

Allen & Ballard Insurance Associates in Concord, NC, distinguishes between single-purchase umbrella liability policies and renewal-based ongoing coverage, each expanding a client’s primary insurance limits. Regular umbrella policies provide broad protection against lawsuits and major claims that exceed standard homeowners or auto coverage. This local firm helps individuals and families select the appropriate tier of liability shielding to safeguard their assets. Service at Allen & Ballard typically proceeds on an as-needed basis, with policyholders requesting quotes or adjustments when their circumstances change.

MI
3775 NC-73
Madison Insurance Group
Umbrella Insurance Agent · Concord, NC

Madison Insurance Group specializes in connecting residents of Concord, North Carolina, with umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. The agency generally assists clients with evaluating their asset exposure and selecting appropriate supplementary protection. It serves homeowners, drivers, and landlords wanting an extra layer of financial security. When a local golf cart accident or a dog bite incident results in legal costs that exceed a primary policy ceiling, the agent helps a Concord family pay for those added expenses.

RO
280 Concord Pkwy S The Village, #117
Ralph or "Britt" Brittain - State Farm Insurance Agent
Umbrella Insurance Agent · Concord, NC
IC
9900 Poplar Tent Rd Ste 115 #312
Insurance Concord
Umbrella Insurance Agent · Concord, NC

Insurance Concord specializes in residential umbrella insurance, providing extra liability coverage that extends beyond standard homeowner policies for clients in Concord. The agency also addresses commercial umbrella needs, offering an additional layer of protection for local business owners operating within the surrounding region. Their service covers Carabellas County and nearby areas, ensuring consistent oversight for policyholders. Clients can expect thorough follow-up for policy adjustments or claims, with repeat service coordinated between regular visits to maintain continuous coverage.

JB
646 Church St N
Jason Bentley Agency
Umbrella Insurance Agent · Concord, NC

The Jason Bentley Agency handles personal and commercial liability risks for clients in Concord, North Carolina. Umbrella insurance adds an extra layer of protection beyond standard policy limits. This coverage can guard against large claims or lawsuits arising from unforeseen accidents or property damage. It also provides broader liability protection not always found within primary policies. The agency works with diverse commercial sectors including offices, warehouses, and food service establishments.

SD
148 Church St NE
S & D Insurance
Umbrella Insurance Agent · Concord, NC

S & D Insurance is known for providing personal umbrella liability coverage to residents of Concord, NC. Its standard service range includes layering additional liability protection over existing homeowners and auto policies. This local agency assists clients in evaluating how much extra coverage suits their individual assets and risk exposure. Acquiring an umbrella policy often helps safeguard future earnings and personal savings from major claims. S & D Insurance can add on coverage for incidents like slander or libel related to personal online activity.

PI
481 Concord Pkwy N
Promise Insurance Agency
Umbrella Insurance Agent · Concord, NC
(704) 793-1040
promiseinsagency.com
UC
950 Lee-Ann Dr NE
United Cabarrus Insurance (an SIA Group Partner)
Umbrella Insurance Agent · Concord, NC
(704) 788-1233
ucins.com
BI
9280 Davidson Hwy
Beach Insurance
Umbrella Insurance Agent · Concord, NC
(704) 554-5701
beachinsurancellc.com
NF
210 Branchview Dr SE
NC Farm Bureau Insurance
Umbrella Insurance Agent · Concord, NC
(704) 788-1119
ncfbins.com/concord
BI
60 Union St S
Burchfield Insurance Group
Umbrella Insurance Agent · Concord, NC
(704) 785-8493
burchfieldinsurance.com
MA
167 Church St NE
The Morrison Agency
Umbrella Insurance Agent · Concord, NC
(704) 706-2325
morrisoninsagency.com
CC
832 Arbor St NE
Central Carolina Insurance Agency
Umbrella Insurance Agent · Concord, NC
(704) 885-2688
centralcarolina.com

What Does an a Umbrella Insurance Agent in Concord Cost?

Typical annual premiums for a one million dollar umbrella policy in North Carolina range from 150 to 300 dollars. Higher coverage limits, such as two million dollars, may cost 250 to 500 dollars per year. Factors like your driving record, number of properties, and underlying policy limits affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Concord

Umbrella insurance provides an extra layer of liability protection beyond your home and auto policies. In Concord, North Carolina, agents can help you secure coverage that responds after your underlying limits are exhausted. North Carolina law requires minimum liability limits for auto insurance, and an umbrella policy can help fill gaps for major claims or lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Concord do?

An umbrella insurance agent in Concord helps you assess your personal liability risks and find a policy that extends coverage above your existing home and auto limits. They guide you through policy options from multiple carriers and explain how North Carolina liability laws affect your coverage needs.

Do I need umbrella insurance in North Carolina?

Umbrella insurance is not required by law in North Carolina, but it is recommended if you have significant assets, own a business, or engage in activities that increase your risk of being sued. North Carolina follows a contributory negligence rule, which can limit recovery in some cases, but large claims still pose a financial threat.

How much umbrella insurance coverage should I get in Concord?

Most agents recommend starting with at least one million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability exposure. Your Concord agent can run a risk assessment and quote coverage levels from one million to five million or more.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.