The top-rated umbrella insurance agent in Brunswick, Ohio is Globe Life American Income Division: Surace Smith & Partners Organization, rated 4.9 stars across 3,116 reviews. Other highly rated options include Patrick Bruno: Allstate Insurance, Paul Gnall - State Farm Insurance Agent, Greg Zolton - State Farm Insurance Agent. This directory lists 13 umbrella insurance agents serving Brunswick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Surace Smith & Partners Organization | 1152 Pearl Rd | (440) 582-0040 |
| 2 | Patrick Bruno: Allstate Insurance | 4293 Manhattan Ave | (330) 220-1800 |
| 3 | Paul Gnall - State Farm Insurance Agent | 4336 Grafton Rd | (330) 273-2550 |
| 4 | Greg Zolton - State Farm Insurance Agent | 50 Pearl Rd Ste 103 | (330) 225-3800 |
| 5 | Brenda States: Allstate Insurance | 4098 Center Rd Ste B | (330) 220-0503 |
| 6 | Homestead Insurance Agency Inc. | 1324 Pearl Rd | (330) 225-3100 |
| 7 | OH Insurance, LLC | 1940 Coventry Dr | (330) 220-8700 |
| 8 | Arbutina Insurance Group | 989 Pearl Rd | (216) 226-9400 |
| 9 | KD Insurance Group | 4456 Patricia Dr | (330) 662-1009 |
| 10 | Letts-Lazor Agency | 1575 Pearl Rd | (330) 225-5605 |
Globe Life American Income Division: Surace Smith & Partners Organization serves the Brunswick, Ohio area and surrounding communities as an umbrella insurance agent. The agency helps clients obtain additional liability coverage beyond standard homeowners and auto policies. Umbrella insurance provides an extra layer of protection against major claims and lawsuits. This firm assists with evaluating personal risk exposure and securing appropriate policy limits. It handles excess liability coverage for both residential property owners and automobile operators in the region.
Patrick Bruno: Allstate Insurance offers umbrella insurance coverage to protect local asset owners from significant liability claims beyond standard policy limits. Their service includes reviewing existing policies to identify coverage gaps and explaining how additional layers of protection work for various personal and commercial exposures. Maintenance involves annual policy reviews and updates as property values or liability risks change. They service single-family homes, apartments, retail locations, and restaurants.
Paul Gnall - State Farm Insurance Agent serves homeowners, businesses, and property managers in Brunswick, Ohio, who need umbrella insurance to add an extra layer of liability protection beyond standard policies. This coverage steps in when a claim exceeds underlying limits, offering essential financial security against major lawsuits or property damage claims. These policies help policyholders safeguard their assets from unexpected legal expenses or large settlements. The agent also serves clients in surrounding communities throughout Medina County and the broader Greater Cleveland metro area.
Serving Brunswick, OH, and the surrounding Medina County communities, Greg Zolton - State Farm Insurance Agent handles personal umbrella liability policies that extend coverage beyond standard home and auto limits. These policies protect residents by providing additional layers of financial security against major claims or lawsuits. For each client, the agency begins with a thorough review of existing assets and underlying policies to identify specific exposure risks. It then recommends an appropriate umbrella limit that fits the client’s needs, ensuring straightforward, tailored protection is in place to close potential coverage gaps.
Brenda States: Allstate Insurance in Brunswick, OH offers umbrella insurance services that can be selected as a one-time policy purchase for immediate added liability protection beyond standard coverage, or as a recurring annual service option that renews automatically to maintain continuous financial safeguards against major claims. These policies provide an extra layer of security for significant assets and future earnings, common for clients with property or vehicles in the area. All policy servicing and adjustments run on an as-needed basis, arranged directly when clients require upgrades or management of their existing coverage.
Homestead Insurance Agency Inc. in Brunswick, OH specializes in excess liability coverage that extends beyond standard auto and home policies. The agency serves local clients by providing protection against major claims and lawsuits that threaten personal assets. Umbrella insurance helps safeguard savings and future earnings when primary limits are exhausted. With winter ice and snow creating hazardous conditions on area roads, a timely policy from Homestead can offer crucial financial defense against catastrophic accident-related liabilities.
When winter storms and sudden spring downpours leave Brunswick properties vulnerable to unexpected damage, OH Insurance, LLC acts directly as an umbrella insurance agent serving area homeowners and drivers. The agent reviews individual liability gaps that standard policies often leave uncovered, tailoring protection limits against major claims and lawsuits. This process begins with a thorough, no-cost inspection of personal assets, household risks, and current coverage limits before the agent recommends an appropriate umbrella policy adjustment.
Arbutina Insurance Group in Brunswick, OH assists clients with general risk management for property and liability concerns. It emphasizes adding umbrella insurance policies to provide extended coverage beyond standard policy limits when claims exceed typical caps. This specialty helps protect personal assets and future earnings in the event of a severe incident. The agency can support the insurance needs of commercial sectors including offices, warehouses, and food service operations, where higher liability risks often demand broader protection layers.
KD Insurance Group provides residential umbrella insurance solutions in Brunswick, Ohio, helping homeowners extend liability protection beyond standard policy limits. Commercial coverage is also available for local businesses seeking additional asset safeguarding throughout the greater Brunswick area. Policyholders receive personalized consultation to assess their exposure and determine appropriate coverage levels. The company ensures clear communication during annual policy reviews, facilitating adjustments as personal or business circumstances change. Clients value the attentive follow-up service provided between regular visits, maintaining continuous protection with updated coverage boundaries.
Letts-Lazor Agency in Brunswick, OH, is known for providing personal umbrella insurance policies that extend liability coverage beyond standard auto and homeowners limits. Its service range supports clients in protecting assets from major claims and lawsuits common in the region. Policies offered by the agency help cover legal defense costs in accidents or incidents that exceed primary insurance payouts. A specialty service it can add on is coverage for recreational vehicles like boats or snowmobiles not always covered by base policies.
What Does an a Umbrella Insurance Agent in Brunswick Cost?
In Ohio, an umbrella insurance policy generally costs between 150 and 400 dollars annually for one million dollars in liability coverage. Higher coverage limits, such as two million or five million dollars, may cost more. Your actual premium depends on factors like your credit score, claims history, and number of vehicles or properties. This is general information and not insurance advice.
About umbrella insurance agents in Brunswick
An umbrella insurance agent in Brunswick, Ohio can help you secure additional liability protection above your standard auto and homeowners policies. Ohio law does not require umbrella insurance, but it can protect your assets in case of a major accident or lawsuit. Local agents understand the specific risks for homeowners and drivers in Medina County.
Frequently Asked Questions
What does an umbrella insurance agent in Brunswick do?
An umbrella insurance agent reviews your existing auto and home policies to recommend a personal umbrella liability policy. This policy provides extra coverage limits, typically starting at one million dollars. The agent helps you choose the right amount based on your assets and risk factors.
Do I need umbrella insurance in Ohio?
Umbrella insurance is not required by Ohio law, but it is recommended if you have significant assets or face higher liability risks. Ohio follows a comparative negligence rule, so you could be held partially liable for an accident. An umbrella policy can cover legal costs and judgments beyond your primary insurance limits.
How much does umbrella insurance cost in Brunswick Ohio?
The cost of an umbrella policy in Ohio typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Your premium depends on your driving record, home value, and number of properties. Many insurers require you to carry minimum underlying limits on your auto and home policies.
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