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HomeUmbrella Insurance AgentsOhio › Cincinnati

Find Umbrella Insurance Agents Near You in Cincinnati, OH

Browse umbrella insurance agents serving Cincinnati, Ohio. Updated 2026-07-14.

The top-rated umbrella insurance agent in Cincinnati, Ohio is Ohio Insurance Center Agency, rated 4.9 stars across 905 reviews. Other highly rated options include Cincinnatus Insurance LLC, Camargo Insurance, DG Insurance Agency. This directory lists 32 umbrella insurance agents serving Cincinnati.

Showing 32 umbrella insurance agents in Cincinnati, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ohio Insurance Center Agency7404 Hamilton Ave(513) 522-6300
2Cincinnatus Insurance LLC4790 Red Bank Expy Ste 102(513) 587-3553
3Camargo Insurance615 Elsinore Pl #310(513) 561-5311
4DG Insurance Agency3825 Edwards Rd Suite 620(513) 818-1923
5Ohio's Best Insurance Agency llc.10954 Hamilton Ave(513) 851-9700
6Lauber & Will Insurance7012 Harrison Ave #5(513) 661-8300
7Greater Choice Insurance10700 Montgomery Rd Suite 326(859) 838-4333
8Hauser Insurance4009 Erie Ct(513) 271-5070
9McCluskey Insurance Services, LLC9162 Union Cemetery Rd(513) 999-5411
10Dwyer Insurance Agency3356 N Bend Rd(513) 389-4100
OI
7404 Hamilton Ave
Ohio Insurance Center Agency
Umbrella Insurance Agent · Cincinnati, OH

Ohio Insurance Center Agency serves the Cincinnati metropolitan area as an umbrella insurance agent. Professional liability coverage is one of its primary service categories. This type of policy provides extra protection beyond the limits of standard home or auto insurance. Lawsuits and large claims in the region often exceed basic policy limits. The agency helps clients assess their personal liability exposure and secure appropriate supplementary coverage. Umbrella policies managed here typically cover legal defense costs for incidents like dog bites or guest injuries on the property.

CI
4790 Red Bank Expy Ste 102
Cincinnatus Insurance LLC
Umbrella Insurance Agent · Cincinnati, OH

Cincinnatus Insurance LLC in Cincinnati, Ohio provides umbrella insurance agent services offered on either a one-time policy review or a recurring plan to ensure ongoing liability protection. This local agency helps clients secure extra coverage beyond standard home and auto policies to guard against major claims and lawsuits. Umbrella insurance here serves as a critical financial safety net for personal assets. Service is provided on an as-needed basis, with no requirement to schedule recurring consultations unless the client chooses.

CI
615 Elsinore Pl #310
Camargo Insurance
Umbrella Insurance Agent · Cincinnati, OH

Camargo Insurance provides risk management solutions for businesses and individuals in Cincinnati, Ohio. As a specialty service, the agency focuses on umbrella insurance policies that offer extended liability coverage beyond standard commercial or personal plans. This additional layer of protection helps policyholders safeguard assets against major claims or lawsuits. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.

DI
3825 Edwards Rd Suite 620
DG Insurance Agency
Umbrella Insurance Agent · Cincinnati, OH

DG Insurance Agency in Cincinnati is known for providing umbrella insurance coverage that extends liability protection beyond standard policy limits for local residents and businesses. With a focus on serving clients in the Greater Cincinnati area, the agency helps ensure financial security against major claims and lawsuits. Its services include assessing individual liability exposures and customizing affordable policies to address potential gaps in auto, home, or watercraft coverage. For added protection, the agency also can structure personal excess liability coverage for high-net-worth clients with multiple assets.

OS
10954 Hamilton Ave
Ohio's Best Insurance Agency llc.
Umbrella Insurance Agent · Cincinnati, OH

Ohio's Best Insurance Agency Llc. in Cincinnati, Ohio provides umbrella insurance designed to extend liability coverage beyond the limits of standard auto, homeowners, or watercraft policies, covering both one-time incident losses and recurring protection for ongoing personal risk. This additional layer safeguards assets against major claims and lawsuits, such as those resulting from a serious accident on your property or a severe car collision. Service runs strictly on an as-needed basis, available whenever a client seeks to reassess or purchase a supplementary liability policy.

LW
7012 Harrison Ave #5
Lauber & Will Insurance
Umbrella Insurance Agent · Cincinnati, OH

Lauber & Will Insurance provides specialized umbrella insurance services for clients in Cincinnati, Ohio. It offers liability coverage that extends beyond the limits of standard auto, homeowners, or renters policies. This agency helps protect residents from potential financial loss due to lawsuits or major claims. Its general work involves assessing personal risk profiles and securing appropriate additional shielding for assets and future income. As winter approaches, the company assists homeowners with concerns about liability from slip-and-fall accidents on icy driveways or unshoveled sidewalks.

GC
10700 Montgomery Rd Suite 326
Greater Choice Insurance
Umbrella Insurance Agent · Cincinnati, OH

When spring storms threaten the Ohio River Valley, homeowners in Cincinnati often worry about liability gaps not covered by standard policies. Greater Choice Insurance addresses this concern by offering umbrella insurance that provides additional coverage beyond auto and home limits. Their agents work to help clients understand how a single policy can protect savings and future earnings from major claims or lawsuits. The process begins with a personal consultation to review existing liabilities and recommend an appropriate coverage threshold.

HI
4009 Erie Ct
Hauser Insurance
Umbrella Insurance Agent · Cincinnati, OH

Hauser Insurance provides residential umbrella insurance coverage for clients in Cincinnati, Ohio. The agency extends commercial umbrella policies to businesses, offering additional liability protection beyond standard policies. Serving the greater Cincinnati area, Hauser Insurance helps residents and business owners secure broad liability coverage. Clients can expect thorough policy explanations during their initial service, with ongoing account reviews conducted between regular visits to ensure coverage remains aligned with evolving needs.

MI
9162 Union Cemetery Rd
McCluskey Insurance Services, LLC
Umbrella Insurance Agent · Cincinnati, OH

McCluskey Insurance Services, LLC assists clients in Cincinnati, Ohio, with securing general insurance coverage designed to protect against everyday risks. The company specializes in Umbrella Insurance Agent services, which provide additional liability limits beyond standard policies. These extended layers of protection help safeguard personal and business assets from major claims. McCluskey Insurance Services, LLC can serve commercial sectors including offices, warehouses, and food service operations, addressing their distinct liability exposures through tailored policy enhancements.

DI
3356 N Bend Rd
Dwyer Insurance Agency
Umbrella Insurance Agent · Cincinnati, OH

Dwyer Insurance Agency is known for providing personal umbrella liability coverage in Cincinnati, Ohio, extending protection beyond the limits of standard homeowners and auto policies. The agency serves local clients seeking an extra layer of financial security against major claims or lawsuits. It helps assess personal risk exposure and arranges appropriate policy limits. For those with substantial assets or higher liability risks, the agency can add on coverage for watercraft or recreational vehicle-related incidents.

GI
7710 Shawnee Run Rd # G2
Gibbs Insurance Associates, LLC
Umbrella Insurance Agent · Cincinnati, OH
(513) 561-5551
gibbsinsuranceassociates.com
SP
4520 Cooper Rd # 100
S P Agency, Inc.
Umbrella Insurance Agent · Cincinnati, OH
(513) 985-3600
spagency.com
MC
3985 Race Rd UNIT 13
Michael Cappel Insurance
Umbrella Insurance Agent · Cincinnati, OH
(513) 574-5353
agents.farmers.com/oh/cincinnati/michael-cappel
MD
9600 Colerain Ave #200
Matt Deck Insurance Agency
Umbrella Insurance Agent · Cincinnati, OH
(513) 385-5222
mattdeckagency.com
TM
1248 Springfield Pike
Ted Marty & Associates, Inc.
Umbrella Insurance Agent · Cincinnati, OH
(513) 761-4300
tedmarty.com
BI
5670 Cheviot Rd
Burkhart Insurance Agency
Umbrella Insurance Agent · Cincinnati, OH
(859) 292-8080
burkhartagency.com
II
820 Lincoln Ave
IBP Insurance
Umbrella Insurance Agent · Cincinnati, OH
(513) 620-0782
ibpinsurance.com
DI
7611 Cheviot Rd
Duffy Insurance Partners LLC
Umbrella Insurance Agent · Cincinnati, OH
(513) 861-5500
duffyagency.com
HI
3540 Blue Rock Rd # 6
Heister Insurance
Umbrella Insurance Agent · Cincinnati, OH
(513) 741-3244
heisterinsurance.com
MI
7713 Camargo Rd
MRW Insurance, Inc
Umbrella Insurance Agent · Cincinnati, OH
(513) 984-5565
mrwinsurance.com
SI
3914 Miami Rd Suite 207
Sanderson Insurance Agency
Umbrella Insurance Agent · Cincinnati, OH
(513) 831-0179
sandersonagency.com
CI
815 Central Ave
Cincinnati Insurance LLC.
Umbrella Insurance Agent · Cincinnati, OH
(216) 306-3093
CT
1010 OH-125
Cooper-Tarvin Insurance Inc
Umbrella Insurance Agent · Cincinnati, OH
(513) 752-9960
SI
4994 Glenway Ave
Superb Insurance Cincinnati
Umbrella Insurance Agent · Cincinnati, OH
(440) 696-0988
PI
2300 Montana Ave Suite 238
Pathway Insurance Services Inc.
Umbrella Insurance Agent · Cincinnati, OH
(513) 662-7000
pathwayinsurance.net
HS
5670 Cheviot Rd
Huesman Schmid Insurance Agency, Inc
Umbrella Insurance Agent · Cincinnati, OH
(513) 521-8590
huesmanschmid.com
AI
137 W 4th St
All Insurance OH
Umbrella Insurance Agent · Cincinnati, OH
(234) 349-8729
MH
9424 Main St
Morgan Hoffman Insurance Inc
Umbrella Insurance Agent · Cincinnati, OH
(513) 891-8338
morganhoffmanins.com
PT
1172 W Galbraith Rd #211
Post Time Insurance Agency
Umbrella Insurance Agent · Cincinnati, OH
(513) 260-8909
posttimeinsurance.com
NI
800 Compton Rd #33
Nationwide Insurance: Dino Costanzo
Umbrella Insurance Agent · Cincinnati, OH
(513) 522-3838
agency.nationwide.com/dino-costanzo-in-cincinnati-oh
CI
800 Compton Rd #33
Costanzo Insurance Agency
Umbrella Insurance Agent · Cincinnati, OH
(513) 522-3838
costanzoinsurance.com
SI
650 Springs Ln
Siemers Insurance Agency, LLC
Umbrella Insurance Agent · Cincinnati, OH
(513) 469-8877
siemersinsurance.com

What Does an a Umbrella Insurance Agent in Cincinnati Cost?

Umbrella insurance costs in Ohio typically range from 150 to 400 dollars per year for 1 million dollars of coverage. Factors like your driving record and property value affect the premium. Costs vary by case so compare quotes from multiple agents. This is general information and not insurance advice.

About umbrella insurance agents in Cincinnati

An umbrella insurance agent in Cincinnati helps you secure extra liability coverage beyond standard home and auto policies. Ohio law does not require umbrella insurance but it can protect your assets from large claims or lawsuits. Local agents understand Ohio liability limits and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent do in Cincinnati?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your base policy limits. They assess your risk and recommend appropriate coverage amounts for Ohio residents.

How much umbrella insurance do I need in Ohio?

Most Ohio agents suggest at least 1 million dollars in umbrella coverage. The amount depends on your assets and potential liability risks. Ohio does not set a minimum requirement for umbrella policies.

Can I get umbrella insurance if I have a Cincinnati auto policy?

Yes you can add umbrella coverage to your existing auto and home insurance policies. Your Cincinnati agent will coordinate the umbrella policy with your underlying coverage to ensure proper limits are met.

Umbrella Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.