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Umbrella Insurance Agents in Centerville, OH

Browse umbrella insurance agents serving Centerville, Ohio. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Centerville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 11 umbrella insurance agents in Centerville, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg Fay Insurance Agency
207 W Franklin St, Centerville, OH 45459
(937) 619-9705 gregfayinsurance.com
Shawn Thacker - State Farm Insurance Agent
156 Spring Valley Pike, Centerville, OH 45458
(937) 610-3276 shawnthacker.com
Carr Insurance Agency, Inc.
255 N Main St, Centerville, OH 45459
(937) 435-9000 carragency.com
Tinnerman Insurance Agency - Centerville
5 Iron Gate Park Dr, Centerville, OH 45459
(937) 439-0212 tinnermaninsurance.com
American Insurance Strategies
76 Marco Ln, Centerville, OH 45458
(937) 886-6454 aiscorporate.com
Tony Peh: Allstate Insurance
16 Elmwood Dr, Centerville, OH 45459
(937) 438-0004 agents.allstate.com
Brandelyn Blair American Family Insurance
872 E Franklin St STE B, Centerville, OH 45459
(937) 374-0855 amfam.com
Centerville Insurance Agency
55 W Franklin St, Centerville, OH 45459
(937) 433-0874 centervilleinsurance.com
Southern Ohio Insurance LLC
255 N Main St Suite B, Centerville, OH 45459
(937) 424-1041 southernohioins.com
Salyers Financial Group
190 E Spring Valley Pike Ste A, Centerville, OH 45458
(937) 550-0111 salyersfinancialgroup.com
Expert Protection Services
207 W Franklin St, Centerville, OH 45459
(937) 619-9705 expertprotectionsvcs.com

An umbrella insurance agent in Centerville, Ohio can help you secure extra liability coverage that goes beyond your auto, home, or boat policies. Ohio law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide additional protection for major claims or lawsuits. Centerville residents often seek this coverage to safeguard their savings and future earnings.

What Does a Umbrella Insurance Agent in Centerville Cost?

The cost of an umbrella insurance policy in Ohio typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits cost more but are still relatively affordable. Your premium depends on your risk factors, claims history, and the number of vehicles or properties you own. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Centerville do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your underlying insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. This agent can also explain how Ohio law affects policy terms and limits.
Who needs umbrella insurance in Centerville Ohio?
Anyone with significant assets, a high income, or potential liability risks should consider umbrella insurance. This includes homeowners with a swimming pool, dog owners, landlords, or those who frequently host guests. Ohio courts can award large judgments, making extra coverage valuable.
How much umbrella insurance do I need in Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and lifestyle. Ohio does not set a specific minimum for umbrella policies, but your underlying auto and home insurance must meet certain liability limits first.