The top-rated umbrella insurance agent in Dublin, Ohio is Mission Insurance Agency, rated 5.0 stars across 465 reviews. Other highly rated options include ProtectALL Insurance, McGlothin Insurance & Financial Services, Griffin-Lantz Insurance Agency. This directory lists 20 umbrella insurance agents serving Dublin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mission Insurance Agency | 55 S High St Suite 208 | (614) 368-9333 |
| 2 | ProtectALL Insurance | 545 Metro Pl S # 250 | (833) 377-6832 |
| 3 | McGlothin Insurance & Financial Services | 6059 Frantz Rd Suite 106 | (614) 274-0112 |
| 4 | Griffin-Lantz Insurance Agency | 6047 Frantz Rd #206 | (614) 799-1217 |
| 5 | The Keenan Agency | 6805 Avery-Muirfield Dr STE 200 | (614) 764-7000 |
| 6 | Dean Insurance Group | 37 W Bridge St | (614) 881-1616 |
| 7 | John Ren Insurance Agency | 6457 Reflections Dr #270 | (614) 923-7783 |
| 8 | Insuredly | 55 S High St #206 | (888) 977-1274 |
| 9 | Hosket Ulen Insurance Solutions | 6640 Riverside Dr Ste 400 | (614) 339-1771 |
| 10 | Goosehead Insurance - Julie Light | 5650 Blazer Pkwy Suite 143 | (614) 401-2999 |
Mission Insurance Agency serves the Dublin, OH area and the surrounding Franklin County region as an umbrella insurance agent. Umbrella insurance provides an extra layer of liability coverage beyond standard home and auto policies, helping to protect personal assets in the event of a major accident or lawsuit. This agent assists local residents in evaluating their existing liability limits to determine appropriate additional coverage. The agency specifically handles policy assessments that coordinate with homeowners insurance and auto insurance to ensure comprehensive protection.
ProtectALL Insurance, based in Dublin, OH, provides a comprehensive range of umbrella insurance agent services for individuals and businesses, including personal liability protection and excess coverage. The company offers ongoing policy management and review services to maintain adequate coverage limits as clients' assets grow. Standard maintenance includes annual policy evaluations to adjust liability thresholds in response to changing risk exposures. ProtectALL Insurance serves a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
McGlothin Insurance & Financial Services in Dublin, OH serves homeowners, businesses, and property managers needing umbrella liability coverage. The agency helps clients secure extra protection beyond standard policies, guarding assets against major claims or lawsuits. Policies typically cover legal defense costs and settlements up to policy limits. This service is valuable for those with substantial property, rental units, or commercial operations. The company also provides umbrella insurance for clients in nearby Worthington and throughout the greater Columbus metropolitan area.
Griffin-Lantz Insurance Agency serves Dublin, Ohio, and the surrounding communities of Columbus and central Ohio. This firm handles personal umbrella insurance, which provides extra liability coverage for major claims that exceed standard home and auto policies. Such protection can apply to accidents on the property, car-related incidents, or legal defense costs. To handle a typical job, the agency first reviews a client’s existing underlying policies in detail and then recommends a coverage limit that fills any major gaps in their current protection.
The Keenan Agency in Dublin, Ohio, offers umbrella insurance on a one-time policy purchase or with scheduled premium payments, providing liability coverage beyond standard auto or home policies. This extra layer of protection shields clients from major claims and lawsuits. As an agency serving the local area, it assesses individual risk to recommend appropriate coverage limits. Services typically run on an as-needed basis when clients seek policy adjustments or new quotes.
As Dublin’s autumn storms arrive and local homeowners seek additional liability protection beyond their standard policies, Dean Insurance Group offers dedicated umbrella insurance agent services in their Dublin, OH office. The company helps clients assess personal risk exposure from auto accidents or property injuries. They explain how umbrella policies extend existing liability limits, safeguarding savings and future earnings without creating separate coverage gaps. Every engagement begins with a thorough personal risk and policy review, followed by a consultation to explore available umbrella options.
John Ren Insurance Agency offers general liability and property coverage for businesses and individuals in Dublin, Ohio, and expands client protection by arranging umbrella insurance policies for added liability layers. This coverage provides extra limits when underlying policies are exhausted through a single claim or incident. The agency assists with risk management for various commercial sectors including offices, warehouses, and food service operations.
Insuredly, based in Dublin, OH, helps homeowners protect their assets with residential umbrella insurance extending beyond standard policy limits. For local businesses, the agency also provides commercial umbrella coverage to guard against larger liability claims. Residents and business owners throughout Dublin and the surrounding areas rely on this agency for supplemental liability protection. After an initial policy is in place, clients may contact Insuredly for adjustments or to arrange annual reviews that coincide with regular insurance check-ins.
As a specialty agent, Hosket Ulen Insurance Solutions offers liability protection that extends beyond standard homeowners and auto policies. It serves clients throughout Dublin, Ohio, by advising on excessive lawsuit risks and covering claims that surpass primary insurance limits. Each policy review focuses on preventing financial loss from accidental injuries or property damage. The firm helps homeowners mitigate exposure from dog bites, pool accidents, or slip-and-fall incidents, which become more common during summer gatherings and outdoor activities.
Goosehead Insurance - Julie Light in Dublin, OH is known for providing personalized umbrella insurance agent services to local residents. The agency helps clients secure additional liability coverage that extends beyond standard home and auto policies. It serves individuals seeking to protect their assets from unforeseen lawsuits or major claims. As a specialty add-on, the agency can structure excess liability policies to cover unique risks like rental properties or recreational vehicles.
What Does an a Umbrella Insurance Agent in Dublin Cost?
The cost of an umbrella insurance policy in Ohio typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your home value number of vehicles and driving record. Higher coverage limits like 2 million dollars may cost 200 to 600 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in Dublin
An umbrella insurance agent in Dublin Ohio helps you secure extra liability coverage beyond your auto and home policies. Ohio law does not require umbrella insurance but it can protect your savings and future income from large lawsuits. Local agents understand central Ohio risks like winter slip and fall claims and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Dublin Ohio do?
An umbrella insurance agent reviews your existing auto and home policies to recommend an additional layer of liability coverage. They help you choose a policy limit that matches your assets and risk profile. The agent also explains how Ohio law affects coverage for incidents on your property or while driving.
How much umbrella coverage do I need in Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets or rental properties. Ohio courts can award large judgments in personal injury cases so coverage should match your net worth. Your agent can run a personal liability analysis to suggest a specific limit.
Does Ohio law affect umbrella insurance claims?
Yes Ohio has a two year statute of limitations for personal injury lawsuits which influences claim timing. Ohio also follows a modified comparative fault rule meaning you can recover damages only if you are less than 50 percent at fault. These legal details can impact how an umbrella policy responds to a claim.
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