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Directory of umbrella insurance agents in Cleveland, Ohio. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Cleveland, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 15 umbrella insurance agents in Cleveland, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Fabert - State Farm Insurance Agent
Hts, 2491 Lee Blvd, Cleveland, OH 44118
(216) 932-6900
myfabertagent.com
Ralph P. Sills Insurance Agency
13854 Cedar Rd, Cleveland, OH 44118
(216) 321-8033
ralphpsillsinsurance.com
Four Point Insurance Agency, Inc.
750 Prospect Ave E APT 706, Cleveland, OH 44114
(216) 704-6307
ohioins.net
Evarts Tremaine
1111 Superior Ave Suite 1650, Cleveland, OH 44114
(216) 621-7183
evartstremaine.com
Gluckle Insurance Agency
4768 Broadview Rd, Cleveland, OH 44109
(216) 404-7511
gluckleinsuranceagency.com
Insurance Systems Group, Inc.
3 Summit Park Dr #525, Cleveland, OH 44131
(216) 236-7760
insurancesystemsgroup.com
Oswald Companies
Oswald Tower, 950 Main Ave Suite 1800, Cleveland, OH 44113
(216) 367-8787
oswaldcompanies.com
Brooks & Stafford Company
55 Public Square #1650, Cleveland, OH 44113
(216) 696-3000
brooks-stafford.com
Smart Insurance Cleveland
4421 W 150th St, Cleveland, OH 44135
(216) 220-6691
Cleveland Insurance Inc
5851 Twin Lakes Dr, Cleveland, OH 44129
(216) 354-2036
Washington & Co Insurance Agency
10535 St Clair Ave., Cleveland, OH 44108
(216) 761-1500
ohioinsurancequote.net
Kelle N Smith Agency LLC
1481 Warrensville Center Rd, Cleveland, OH 44121
(216) 291-0100
United Agencies
1422 Euclid Ave #510, Cleveland, OH 44115
(216) 696-8044
uainc.com
Anthony Galati Insurance
10147 Royalton Rd # B, Cleveland, OH 44133
(440) 230-5385
Insurance Consultants Agency
23980 Chagrin Blvd #200, Cleveland, OH 44122
(216) 766-6300
Umbrella insurance agents in Cleveland Ohio help residents and businesses add an extra layer of liability coverage beyond standard policies. Ohio law does not require umbrella insurance but it can protect assets in lawsuits. Agents can explain how Ohio's comparative negligence rules affect claims and coverage needs.
What Does a Umbrella Insurance Agent in Cleveland Cost?
The cost of an umbrella insurance policy in Ohio typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million can cost 300 to 1000 dollars annually. Premiums vary based on your driving record home value number of properties and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cleveland do?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy that provides additional liability limits. They review your existing auto home or business policies to find the right coverage amount. The agent also explains how the policy responds after underlying limits are exhausted.
How much umbrella coverage should I get in Ohio?
Common coverage limits in Ohio start at 1 million dollars and go up to 5 million or more. The right amount depends on your assets income and risk factors. An agent can help you calculate a suitable limit based on your net worth and potential lawsuit exposure.
Does Ohio law affect umbrella insurance policies?
Ohio follows a comparative fault rule which means your compensation can be reduced by your percentage of fault. This makes umbrella coverage important for protecting assets if you are found partially liable. Ohio also has a statute of limitations for personal injury lawsuits of two years from the date of injury.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.