The top-rated umbrella insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Marcus Alves at Comparion Insurance Agency, Jennifer Bergeron at Comparion Insurance Agency, Performance Adjusting. This directory lists 21 umbrella insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Marcus Alves at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1105 |
| 3 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 4 | Performance Adjusting | 95 Sockanosset Cross Rd | (401) 753-3546 |
| 5 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 6 | Celia Blanco Insurance | 1277 Cranston St | (401) 946-7678 |
| 7 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 8 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 9 | Weaver Agency INC | 51 Sockanosset Cross Rd #205 | (508) 372-9534 |
| 10 | A. Ricciotti Insurance Associates, LLC | 100 Midway Rd Suite 20 | (401) 654-6711 |
After a heavy New England winter often reveals unexpected property liabilities, residents need dependable extra protection. Christopher Chappell at Comparion Insurance Agency in Cranston, RI, helps homeowners and drivers secure umbrella policies to cover gaps beyond standard limits. This agent focuses on identifying specific risks common to the local landscape, such as steep driveways or large trees. In every initial assessment, they review existing primary policies to determine the necessary coverage layer before recommending a customized umbrella solution.
Based in Cranston, Marcus Alves at Comparion Insurance Agency serves local homeowners by providing umbrella insurance to extend liability protection beyond standard policies. This added coverage is also valuable for local businesses facing higher operational risks. Services are available throughout the Cranston area and surrounding communities. The agency supports clients in building responsible coverage layers. Between regular policy reviews, clients may return for adjustments following major purchases or changes in their property, ensuring their protection remains continuously effective.
Jennifer Bergeron at Comparion Insurance Agency in Cranston, Rhode Island, is known for helping clients secure liability protection that goes beyond standard policy limits. Serving the local area, the agency offers umbrella insurance designed to cover lawsuits and major claims arising from personal or rental property ownership. These policies can safeguard assets and future earnings from unexpected financial exposure. For added risk management, the agency specializes in linking umbrella coverage to auto and homeowners insurance for seamless, comprehensive protection.
Performance Adjusting provides insurance solutions for individuals and businesses, focusing on liability coverage. As an umbrella insurance agent in Cranston, Rhode Island, the company helps clients extend their liability limits beyond standard policies for additional financial protection. This specialty service offers a second layer of security against large claims or lawsuits. The firm can address the coverage needs of commercial sectors such as offices, warehouses, and food service operations.
Gaulin Insurance Agency serves the Cranston, Rhode Island metro area and provides umbrella insurance coverage to local residents and businesses. This type of policy extends liability protection beyond standard home and auto limits, helping safeguard assets against large claims or lawsuits. The agency assists clients in selecting appropriate coverage amounts to address specific personal and commercial risk exposures. They handle both personal umbrella policies for individual homeowners and commercial umbrella insurance for local business owners in the Cranston community.
Celia Blanco Insurance in Cranston, Rhode Island, provides liability coverage through umbrella insurance policies that extend protection beyond standard homeowners and auto limits. Its service approach focuses on assessing individual risk factors to tailor higher coverage amounts, while offering straightforward policy reviews to match evolving needs with appropriate liability layers. The company serves properties that include single-family homes, apartments, retail spaces, and local restaurants.
Rhode Island Insurance Agency in Cranston serves homeowners, businesses, and property managers in need of extra liability protection beyond standard policies. The agency helps local clients secure umbrella insurance that adds a critical layer of financial safety for unforeseen accidents or claims. Policies are designed to shield personal assets and business holdings from major lawsuits that could otherwise cause severe loss. The agency also extends its umbrella insurance services to clients in nearby Warwick and throughout the greater Providence metropolitan area.
Serving Cranston and the surrounding communities of Providence County, Lathrop Insurance handles comprehensive umbrella liability coverage for local residents and businesses. The agency works to extend personal and commercial policy limits, providing an extra layer of protection against major claims and lawsuits. Its typical job begins with a thorough review of existing underlying policies, allowing it to recommend the appropriate coverage that closes potential gaps and safeguards personal assets.
Weaver Agency INC in Cranston, Rhode Island distinguishes between one-time and recurring service options for umbrella insurance, offering tailored coverage that extends liability protection beyond standard homeowners and auto policies. This added layer safeguards personal assets from major claims or lawsuits. Service operates on either a scheduled or as-needed basis depending on the client's request for a policy review or adjustment.
A. Ricciotti Insurance Associates, LLC in Cranston, Rhode Island specializes in providing umbrella insurance coverage, which extends liability protection beyond standard auto, home, or watercraft policies. It also assists clients with general insurance consultations and policy evaluations. This additional layer of coverage helps protect personal assets against major claims or lawsuits. As spring storms and rising water levels affect the region, the agency can help safeguard Rhode Island residents against potential flood-related liability exposures not covered by basic policies.
What Does an a Umbrella Insurance Agent in Cranston Cost?
The cost for an umbrella insurance policy in Rhode Island typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher coverage limits, such as 2 million dollars, may cost between 250 and 500 dollars annually. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Cranston
Umbrella insurance agents in Cranston, Rhode Island help residents secure additional liability coverage that goes beyond the limits of auto and homeowners policies. Rhode Island law requires minimum auto liability limits of 25/50/25, but an umbrella policy can provide an extra layer of protection for assets and future earnings. Working with a local agent ensures your policy aligns with state regulations and your personal risk profile.
Frequently Asked Questions
What does an umbrella insurance agent in Cranston do?
An umbrella insurance agent in Cranston helps you obtain a personal liability umbrella policy that covers claims exceeding your underlying insurance limits. The agent assesses your assets and liability risks to recommend an appropriate coverage amount. They also ensure the policy complies with Rhode Island insurance laws and coordinates with your existing auto and homeowners policies.
How much umbrella insurance do I need in Rhode Island?
The amount of umbrella insurance you need depends on your total net worth and future income potential. Many agents recommend at least 1 million dollars in coverage for homeowners with significant assets. In Rhode Island, umbrella policies typically require underlying auto and homeowners liability limits of 300,000 dollars or more.
Is umbrella insurance required by law in Rhode Island?
Umbrella insurance is not required by Rhode Island law. However, it is a common recommendation for individuals with substantial assets or high liability risks. Rhode Island courts allow judgments to attach to personal assets, making umbrella coverage a practical safeguard for many residents.
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