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Compare Umbrella Insurance Agents in Middletown, RI
Compare umbrella insurance agents in Middletown. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 12 umbrella insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000
branches.northeast.aaa.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
Anthony Kutsaftis - Prudential Financial
702 Aquidneck Ave, Middletown, RI 02842
(401) 842-0260
prudential.com
Umbrella insurance agents in Middletown Rhode Island help residents secure extra liability coverage that goes beyond standard home and auto policies. Rhode Island law requires minimum auto liability limits of 25/50/25 but an umbrella policy can provide an additional layer of protection. Local agents understand the coastal risks in Middletown and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Middletown Cost?
Umbrella insurance in Rhode Island typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and vary based on your risk profile such as number of vehicles or property features. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Middletown do?
An umbrella insurance agent in Middletown helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing home and auto insurance limits. The agent assesses your assets and risks to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Rhode Island?
The amount of umbrella insurance you need depends on your assets and potential liability risks. Many Rhode Island residents choose coverage between 1 million and 5 million dollars. Your agent can help you calculate a suitable limit based on your net worth and lifestyle.
Is umbrella insurance required by law in Rhode Island?
No, Rhode Island does not require umbrella insurance by law. However, it is often recommended for individuals with significant assets or high liability risks. The state requires minimum auto liability coverage but umbrella insurance is optional and provides extra protection.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.