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Find Umbrella Insurance Agents Near You in Providence, RI

Browse umbrella insurance agents serving Providence, Rhode Island. Updated 2026-07-14.

The top-rated umbrella insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, AAA Providence Headquarters, Wilson Insurance Agency. This directory lists 12 umbrella insurance agents serving Providence.

Showing 12 umbrella insurance agents in Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cross Insurance291 Promenade St(401) 431-9200
2Podmaska Insurance Agency Inc1309 Chalkstone Ave(401) 272-5444
3AAA Providence Headquarters110 Royal Little Dr(401) 868-2010
4Wilson Insurance Agency723 Atwells Ave(401) 453-6659
5World Insurance Associates LLC477 Elmwood Ave(401) 572-3303
6Gilbane Insurance Agency Inc.515 Elmwood Ave(401) 781-8680
7Lefebvre Insurance Agency, Inc.839 N Main St(401) 273-0022
8Atwood And Palazzo Insurance Agency565 Broadway(401) 272-4340
9Premier Insurance Rhode Island15 Bath St(401) 213-9354
10Vital Insurance RI151 Broadway(401) 655-2190
CI
291 Promenade St
Cross Insurance
Umbrella Insurance Agent · Providence, RI

Cross Insurance serves the Providence, Rhode Island metro area as a local umbrella insurance agent. It offers personal liability coverage that extends beyond the limits of a standard homeowners or auto policy, protecting clients from major claims and lawsuits. Cross Insurance assists residents with obtaining additional liability protection for their assets and future earnings. The agency also helps manage excess liability risks associated with rental properties in the greater Providence area.

PI
1309 Chalkstone Ave
Podmaska Insurance Agency Inc
Umbrella Insurance Agent · Providence, RI

Podmaska Insurance Agency Inc serves homeowners, businesses, and property managers in Providence, Rhode Island, by arranging umbrella insurance policies that provide additional liability coverage beyond standard limits. This coverage helps protect assets and future income from major claims or lawsuits. The agency works with clients to assess their individual risk exposure and secure appropriate liability protection for their circumstances. Podmaska Insurance Agency Inc also covers surrounding communities throughout the greater Providence metropolitan area, including Cranston.

AP
110 Royal Little Dr
AAA Providence Headquarters
Umbrella Insurance Agent · Providence, RI

AAA Providence Headquarters provides umbrella insurance agency services designed to extend liability coverage beyond standard auto or homeowners policies. Its service and maintenance plans include reviewing client exposures to help identify gaps in protection and offering adjustments as personal or business circumstances change. Agents also assist with policy documentation and coordination with underlying insurers to ensure seamless coverage continuity. This agency serves a variety of properties in the Providence area, including single-family homes, apartments, retail establishments, and restaurants requiring additional liability safeguards.

WI
723 Atwells Ave
Wilson Insurance Agency
Umbrella Insurance Agent · Providence, RI

Wilson Insurance Agency serves Providence, Rhode Island and the surrounding communities, handling umbrella insurance policies for local residents. It provides additional liability coverage that extend beyond the limits of standard home and auto policies. This helps protect clients from major claims and lawsuits that might otherwise exhaust their existing assets. For a typical client, the agency first reviews their underlying insurance policies to assess coverage gaps and liability risks. It then recommends a specific umbrella policy limit that aligns with the client's overall financial exposure and lifestyle needs.

WI
477 Elmwood Ave
World Insurance Associates LLC
Umbrella Insurance Agent · Providence, RI

Located in Providence, RI, World Insurance Associates LLC provides umbrella insurance, offering both one-time policies tailored to a single event and recurring annual coverage for ongoing liability protection. Umbrella insurance extends beyond standard home and auto policies, safeguarding assets against major claims and lawsuits. Claims services are designed to be flexible, operating on either a scheduled basis for regular policyholder reviews or an as-needed basis for filing large liability claims outside existing coverage limits.

GI
515 Elmwood Ave
Gilbane Insurance Agency Inc.
Umbrella Insurance Agent · Providence, RI

Gilbane Insurance Agency Inc. in Providence, RI specializes in providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This agency regularly assists clients in securing higher policy limits to safeguard assets against major claims or lawsuits. Understanding the elevated risks in coastal New England, it helps homeowners and vehicle owners address exposure from unpredictable weather events like nor’easters, which can lead to costly liability disputes from property damage or accidents on icy roads.

LI
839 N Main St
Lefebvre Insurance Agency, Inc.
Umbrella Insurance Agent · Providence, RI

Lefebvre Insurance Agency, Inc. located in Providence, RI brokers personal and commercial coverage to safeguard policyholders from catastrophic liability claims that exceed standard policy limits. As an umbrella insurance specialist, the agency fortifies primary policies with extra layers of defense against major lawsuits and property loss judgments. The company evaluates assets and risk profiles to match clients with appropriate additional liability capacity. It assists small and medium-sized businesses including local offices, retail warehouses, and independent food service establishments throughout the greater Providence area.

AP
565 Broadway
Atwood And Palazzo Insurance Agency
Umbrella Insurance Agent · Providence, RI

When heavy winter storms or nor’easters threaten coastal Rhode Island neighborhoods, residents often evaluate their financial safeguards against liability. Atwood And Palazzo Insurance Agency in Providence specializes in umbrella insurance, which provides extra coverage beyond standard home and auto policies. This protection can shield assets from costly claims arising from accidents on a property or at fault in a collision. The team guides local clients through policy limits and typical exclusions to ensure suitable gap coverage. An initial assessment reviews existing insurance binders to match each person’s risk exposure.

PI
15 Bath St
Premier Insurance Rhode Island
Umbrella Insurance Agent · Providence, RI

Residential umbrella insurance needs in Providence are addressed by Premier Insurance Rhode Island. Commercial clients are also served, providing added liability limits across personal and business policies. The agency operates by guiding clients through coverage options from established carriers without promotional claims. Their focus remains on careful evaluation of individual risk profiles from Providence onward. Following an initial policy setup, agents provide proactive renewal reviews to adjust limits as needed between regular visits.

VI
151 Broadway
Vital Insurance RI
Umbrella Insurance Agent · Providence, RI

Vital Insurance RI in Providence, Rhode Island, is known for providing umbrella insurance agents who help clients obtain extra liability coverage beyond standard policies. These professionals assess individual risk factors to supplement homeowners and auto insurance, offering a broader safety net against unexpected lawsuits. By securing higher liability limits, they protect savings and future assets. Agents also assist with evaluating coverage needs for rental properties or recreational vehicles, ensuring comprehensive risk management through an additional policy layer.

PR
36 Exchange Ter
Pro Rhode Island Insurance Co
Umbrella Insurance Agent · Providence, RI
(401) 424-4690
NI
197 Pine St
National Insurance Agency RI
Umbrella Insurance Agent · Providence, RI
(401) 246-7251

What Does an a Umbrella Insurance Agent in Providence Cost?

In Rhode Island umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Costs increase for higher limits such as 2 million or 5 million dollars. Your premium depends on factors like your driving record number of properties and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Providence

Umbrella insurance provides extra liability coverage that kicks in after your auto or homeowners policy limits are reached. In Providence Rhode Island, agents can help you secure this additional protection to guard against large claims or lawsuits. Rhode Island law requires minimum auto liability limits of 25/50/25 but umbrella policies often require higher underlying limits.

Frequently Asked Questions

What does an umbrella insurance agent in Providence do?

An agent helps you assess your liability risks and find an umbrella policy that extends coverage above your existing home and auto policies. They explain policy terms and ensure you meet Rhode Island specific requirements for underlying coverage limits.

How much umbrella coverage do I need in Rhode Island?

Most agents recommend at least 1 million dollars in umbrella coverage to protect assets like a home or savings. Your agent can help you calculate the right amount based on your net worth and potential lawsuit risks in Providence.

Do I need umbrella insurance if I rent in Providence?

Yes renters can benefit from umbrella insurance if you face a liability claim that exceeds your renters policy limits. An agent can help you bundle umbrella coverage with your renters insurance for better rates.

Umbrella Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.