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Umbrella Insurance Agents in Providence, RI

Looking for a umbrella insurance agent in Providence? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Providence, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 12 umbrella insurance agents in Providence, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cross Insurance
291 Promenade St, Providence, RI 02908
(401) 431-9200 crossagency.com
AAA Providence Headquarters
110 Royal Little Dr, Providence, RI 02904
(401) 868-2010 aaa.com
Podmaska Insurance Agency Inc
1309 Chalkstone Ave, Providence, RI 02908
(401) 272-5444 podmaska.com
Wilson Insurance Agency
723 Atwells Ave, Providence, RI 02909
(401) 453-6659 wilsoninsuranceagencyri.com
World Insurance Associates LLC
477 Elmwood Ave, Providence, RI 02907
(401) 572-3303 locations.worldinsurance.com
Gilbane Insurance Agency Inc.
515 Elmwood Ave, Providence, RI 02907
(401) 781-8680 gilbaneinsuranceri.com
Atwood And Palazzo Insurance Agency
565 Broadway, Providence, RI 02909
(401) 272-4340
Lefebvre Insurance Agency, Inc.
839 N Main St, Providence, RI 02904
(401) 273-0022 lefebvreins.com
Premier Insurance Rhode Island
15 Bath St, Providence, RI 02908
(401) 213-9354
Vital Insurance RI
151 Broadway, Providence, RI 02903
(401) 655-2190
Pro Rhode Island Insurance Co
36 Exchange Ter, Providence, RI 02903
(401) 424-4690
National Insurance Agency RI
197 Pine St, Providence, RI 02903
(401) 246-7251

What Does a Umbrella Insurance Agent in Providence Cost?

In Rhode Island umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Costs increase for higher limits such as 2 million or 5 million dollars. Your premium depends on factors like your driving record number of properties and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Providence do?
An agent helps you assess your liability risks and find an umbrella policy that extends coverage above your existing home and auto policies. They explain policy terms and ensure you meet Rhode Island specific requirements for underlying coverage limits.
How much umbrella coverage do I need in Rhode Island?
Most agents recommend at least 1 million dollars in umbrella coverage to protect assets like a home or savings. Your agent can help you calculate the right amount based on your net worth and potential lawsuit risks in Providence.
Do I need umbrella insurance if I rent in Providence?
Yes renters can benefit from umbrella insurance if you face a liability claim that exceeds your renters policy limits. An agent can help you bundle umbrella coverage with your renters insurance for better rates.