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HomeUmbrella Insurance AgentsRhode Island › East Providence

Find Umbrella Insurance Agents Near You in East Providence, RI

Browse umbrella insurance agents serving East Providence, Rhode Island. Updated 2026-07-14.

The top-rated umbrella insurance agent in East Providence, Rhode Island is Thompson Insurance Group, rated 4.9 stars across 98 reviews. Other highly rated options include The Agency Paiva, Carey, Richmond & Viking, The Platinum Organization, Inc.. This directory lists 12 umbrella insurance agents serving East Providence.

Showing 12 umbrella insurance agents in East Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Thompson Insurance Group940 Waterman Ave(401) 434-7203
2The Agency Paiva501 Warren Ave E(401) 438-0111
3Carey, Richmond & Viking1009 Waterman Ave(401) 728-6800
4The Platinum Organization, Inc.1990 Pawtucket Ave(401) 272-5900
5Starkweather & Shepley Insurance Brokerage, Inc60 Catamore Blvd(800) 854-4625
6Contractors Insurance Services73 Taunton Ave(401) 434-4004
7Sales Financial Services Inc.520 N Broadway(401) 438-1238
8Shannon Agency Inc400 Massasoit Ave STE 104(401) 431-0065
9Beaudoin Insurance73 Taunton Ave(401) 434-4000
10Peaceful Insurance Providence17 Grove Ave Unit 14126(401) 560-6613
TI
940 Waterman Ave
Thompson Insurance Group
Umbrella Insurance Agent · East Providence, RI

Thompson Insurance Group serves East Providence and the surrounding Rhode Island area as an umbrella insurance agent. Umbrella insurance provides extra liability coverage that extends beyond the limits of standard homeowners and auto policies. This added layer of protection helps safeguard personal assets against major claims and lawsuits. The agency guides clients in selecting appropriate coverage levels tailored to their individual risk exposure. Thompson Insurance Group specifically handles umbrella policy reviews and personal liability consultations.

AP
501 Warren Ave E
The Agency Paiva
Umbrella Insurance Agent · East Providence, RI

The Agency Paiva provides umbrella insurance agent services in East Providence, Rhode Island, offering supplemental liability coverage that extends beyond standard policy limits. It helps clients protect personal assets from major claims and lawsuits, addressing broader risk exposure for homeowners and business operators. The company develops plans that integrate with existing auto, property, or commercial policies to fill coverage gaps. Its services support single-family homes, apartments, retail locations, and restaurants, ensuring these properties have an extra layer of financial protection.

CR
1009 Waterman Ave
Carey, Richmond & Viking
Umbrella Insurance Agent · East Providence, RI

Homeowners, businesses, and property managers in East Providence, Rhode Island, rely on Carey, Richmond & Viking for comprehensive umbrella insurance agent services. These policies extend liability coverage beyond the limits of standard home or auto insurance, providing crucial financial protection for assets and future earnings. The agency works with local clients to assess their unique risk exposures and recommends appropriate coverage levels. This service also offers peace of mind for those with rental properties or significant personal assets. They further serve clients throughout the greater Providence metro area, including nearby Cranston.

PO
1990 Pawtucket Ave
The Platinum Organization, Inc.
Umbrella Insurance Agent · East Providence, RI

Serving East Providence and surrounding Rhode Island communities, The Platinum Organization, Inc. handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. These policies protect clients against significant claims and lawsuits that could otherwise threaten personal assets. For a typical job, the agency reviews an individual’s existing coverage and potential risk exposure to recommend an appropriate supplemental limit. It then coordinates with primary insurers to ensure seamless policy integration.

SS
60 Catamore Blvd
Starkweather & Shepley Insurance Brokerage, Inc
Umbrella Insurance Agent · East Providence, RI

Starkweather & Shepley Insurance Brokerage, Inc in East Providence, RI helps individuals and businesses differentiate between one-time single liability scenarios and recurring umbrella coverage needs that require annual renewal. This agency provides umbrella insurance policies offering extra liability protection above standard homeowners or auto policy limits, safeguarding assets against major claims. Service arrangements are available on an as-needed basis for those seeking targeted advice or policy review upon request.

CI
73 Taunton Ave
Contractors Insurance Services
Umbrella Insurance Agent · East Providence, RI

As the New England storm season brings heavy rain and coastal winds to East Providence, homeowners and contractors seek reliable protection against liability gaps. Contractors Insurance Services provides umbrella insurance as an extra safety layer beyond standard homeowner or business policies. Their agents understand the specific risks of Rhode Island construction and property work, offering coverage that extends to lawsuits or medical claims. To begin, clients schedule a consultation where the agent reviews current policies and calculates needed coverage limits.

SF
520 N Broadway
Sales Financial Services Inc.
Umbrella Insurance Agent · East Providence, RI

Sales Financial Services Inc. in East Providence, RI offers tailored umbrella liability policies that extend coverage beyond standard home and auto limits. It serves local clients by providing additional protection against major claims or lawsuits, ensuring broader security for both personal and financial assets. An umbrella insurance agent assesses individual exposure and secures policy layers to cover gaps that primary policies may leave. Many homeowners and drivers turn to this agency when preparing for the increased risk of ice-related accidents or holiday visitor incidents during a Rhode Island winter.

SA
400 Massasoit Ave STE 104
Shannon Agency Inc
Umbrella Insurance Agent · East Providence, RI

Shannon Agency Inc provides business owners with essential liability protection, including specialized umbrella insurance policies that extend coverage beyond standard limits. The company helps its clients secure additional layers of financial security against major claims and lawsuits that could otherwise threaten their assets. Operating in East Providence and the surrounding Rhode Island area, the firm focuses on addressing the specific risk exposures faced by local commercial operations. It typically works with a range of enterprises, including offices, warehouses, and food service establishments.

BI
73 Taunton Ave
Beaudoin Insurance
Umbrella Insurance Agent · East Providence, RI

Beaudoin Insurance provides umbrella liability coverage for residential properties in East Providence, Rhode Island, offering an extra layer of protection beyond standard homeowners policies. The agency also assists commercial clients in the same service area with broader liability needs. Policies typically cover major claims and legal defense costs. Beaudoin Insurance works to ensure clients receive consistent coverage, and they coordinate renewals and policy updates between regular annual visits.

PI
17 Grove Ave Unit 14126
Peaceful Insurance Providence
Umbrella Insurance Agent · East Providence, RI

Peaceful Insurance Providence is known for providing umbrella insurance coverage in East Providence, Rhode Island, serving clients who seek extra liability protection beyond standard policies. Its service range includes personal and commercial umbrella policies designed to safeguard assets against unforeseen claims. The agency helps local residents and businesses evaluate their risk exposure and select appropriate coverage limits. For those needing supplemental protection, it can add on excess liability coverage for high-value property owners or those with recreational vehicles.

BI
450 Veterans Memorial Pkwy #300a
Builders Insurance Group
Umbrella Insurance Agent · East Providence, RI
(401) 438-4244
builderinsgroup.com
TI
940 Waterman Ave
Trusted Insurance Alliance LLC
Umbrella Insurance Agent · East Providence, RI
(401) 434-7203
tialliance.com

What Does an a Umbrella Insurance Agent in East Providence Cost?

Typical annual premiums for a one million dollar umbrella policy in Rhode Island range from 150 to 300 dollars. Costs increase with higher coverage limits and additional risk factors like multiple drivers or a teenage driver. Your specific rate depends on your insurance score claims history and the underlying policies. This is general information and not insurance advice.

About umbrella insurance agents in East Providence

An umbrella insurance agent in East Providence Rhode Island helps you secure additional liability coverage that goes beyond your auto home or boat policies. Rhode Island law requires minimum auto liability limits of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. An umbrella policy provides an extra layer of protection for major claims or lawsuits common in coastal areas like East Providence.

Frequently Asked Questions

What does an umbrella insurance agent in East Providence do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing homeowners and auto insurance limits. They assess your assets and risk factors such as owning a pool or a rental property. The agent then finds a policy from a carrier licensed in Rhode Island to match your needs.

How much umbrella coverage do I need in Rhode Island?

Most agents recommend at least one million dollars in umbrella coverage for homeowners with significant assets. Higher limits of two to five million dollars may be appropriate for those with rental properties or higher risk hobbies. Your agent will review your net worth and exposure to suggest an appropriate amount.

Does Rhode Island have specific laws about umbrella insurance?

Rhode Island does not require umbrella insurance by statute but it can protect you from lawsuits that exceed your primary policy limits. The state follows a modified comparative fault rule which means you can recover damages even if you are partially at fault. An umbrella policy helps cover legal costs and judgments in such cases.

Umbrella Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.