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Find Umbrella Insurance Agents in Warwick, RI

Compare umbrella insurance agents in Warwick. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 19 umbrella insurance agents in Warwick, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bankers Life
475 Kilvert St # 300, Warwick, RI 02886
(401) 732-5213 branches.bankerslife.com
Brook Insurance Associates LLC
1935 Elmwood Ave, Warwick, RI 02888
(401) 381-1350 ri-insurance.com
McLane Insurance Agency
2914 Post Rd #6, Warwick, RI 02886
(401) 773-7892 mclaneinsurance.com
DeGiulio Insurance Group, LLC
3590 W Shore Rd, Warwick, RI 02886
(401) 921-5690 degiulioinsurance.com
The Egis Group
120 Lavan St, Warwick, RI 02888
(401) 274-0303 egisgroup.com
Annarummo & Associates Insurance Agency
808 Main Ave, Warwick, RI 02886
(401) 732-2878 annarummoinsurance.com
State Insurance Rhode Island
179 Old Warwick Ave, Warwick, RI 02889
(401) 655-2829
Ordinary Insurance RI
733 Bald Hill Rd, Warwick, RI 02886
(401) 213-1937
Wisdom Insurance LLC
1 Service Ave, Warwick, RI 02886
(401) 859-5451
Graham Insurance, Inc. - Michael J Degiulio
569 Warwick Ave, Warwick, RI 02888
(401) 781-8121
Gallo|Thomas Insurance
125 Metro Center Blvd #3001, Warwick, RI 02886
(401) 732-9100 gallothomas.com
Freedom Insurance Service
109 RI-117, Warwick, RI 02889
(401) 859-5573
Greenfield Insurance RI
2308 US-1, Warwick, RI 02886
(401) 859-5620
Billeri & McGarry Insurance
2165 Warwick Ave, Warwick, RI 02889
(401) 738-2520 billerimcgarryinsurance.com
Annarummo & Associates Ins
120 Lambert Lind Hwy, Warwick, RI 02886
(401) 732-2878 annarummoinsurance.com
King Risk Partners
91 Toll Gate Rd # 100, Warwick, RI 02886
(401) 738-7250 king-insurance.com
USI Insurance Services
475 Kilvert St Ste 205, Warwick, RI 02886
(401) 558-3116 usi.com
HUB International
200 Crossings Blvd #110, Warwick, RI 02886
(401) 468-3400 hubinternational.com
Gateway Insurance Services, LLC
501 Centerville Rd, Warwick, RI 02886
(401) 739-1700 gatewayinsure.com

Umbrella insurance agents in Warwick Rhode Island help you secure additional liability coverage that goes beyond your home and auto policies. Rhode Island law requires minimum auto liability limits of 25/50/25 but a personal umbrella policy can provide an extra layer of protection for assets. Working with a local agent ensures you understand how Rhode Island liability laws affect your coverage needs.

What Does a Umbrella Insurance Agent in Warwick Cost?

Typical umbrella insurance costs in Rhode Island range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Your actual premium depends on your personal risk profile, number of vehicles, and property owned. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Warwick do?
An umbrella insurance agent in Warwick helps you assess your personal liability risks and recommends a policy that provides coverage above your existing home and auto insurance limits. They explain how umbrella policies can protect your savings and future income from large lawsuits.
How much umbrella coverage do I need in Rhode Island?
Most Rhode Island agents recommend at least one million dollars in umbrella coverage due to the state's high cost of living and potential for large liability claims. Your specific needs depend on your assets, income, and risk factors like owning a pool or a dog.
Can I get umbrella insurance if I have a rental property in Warwick?
Yes, umbrella insurance can cover liability from rental properties you own in Warwick. Agents will review your landlord policy limits and recommend umbrella coverage that extends protection to your rental activities.