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Compare Umbrella Insurance Agents in Bountiful, UT

Directory of umbrella insurance agents in Bountiful, Utah. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Bountiful, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Utah before hiring.
Showing 17 umbrella insurance agents in Bountiful, UT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Mason Crapo
106 W 500 S Suite 100, Bountiful, UT 84010
(801) 683-3668 agents.farmers.com
John Henry Smith Insurance
563 W 2600 S, Bountiful, UT 84010
(801) 683-3200 johnhenrysmithinsurance.com
Chad Bangerter: Allstate Insurance
48 400 S, Bountiful, UT 84010
(801) 797-2799 agents.allstate.com
Curtis J. Vernon Insurance
46 W 200 S, Bountiful, UT 84010
(801) 292-5529 vernoninsuranceutah.com
CLEAR Insurance Solutions
110 N Main St, Bountiful, UT 84010
(801) 292-5327 clearinsurance.net
Goosehead Insurance - Patrick Packer
74 500 S # 110, Bountiful, UT 84010
(801) 889-1395 goosehead.com
Axcess Insurance Group
3263 US-89 #400, Bountiful, UT 84010
(801) 295-0754 axcessutah.com
Jone Olson - State Farm Insurance
94 W 200 N, Bountiful, UT 84010
(801) 292-8413 joneolson.com
Tovar Ramirez & Associates, INC. American Family Insurance
420 W 1500 S ste 205, Bountiful, UT 84010
(385) 300-7562 amfam.com
The Leavitt Agency
207 500 S, Bountiful, UT 84010
(801) 292-8819 aaiutah.com
Farmers Insurance - Lee Meeks
431 S Main St, Bountiful, UT 84010
(801) 295-4305 agents.farmers.com
Wall Agency Insurance
465 S 200 W #1A, Bountiful, UT 84010
(385) 458-8992 wallagencyonline.com
Garner Insurance Concepts
506 S Main St #300, Bountiful, UT 84010
(801) 298-5977 garnerinsurance.net
B&A Insurance Producers
1075 S 500 W STE 100, Bountiful, UT 84010
(801) 487-2300 bowthorpeinsurance.com
Farmers Insurance - Hugh Cowley
431 S Main St, Bountiful, UT 84010
(801) 295-4305 agents.farmers.com
City 1st Insurance
750 S Main St #6371, Bountiful, UT 84010
(801) 960-3705 city1stinsurance.com
Rollo Insurance
21 S 200 W, Bountiful, UT 84010
(385) 340-3225 rolloinsurance.com

An umbrella insurance agent in Bountiful Utah helps you secure extra liability coverage that goes beyond the limits of your auto and homeowners policies. Utah law requires minimum auto liability coverage of 25/65/15, but umbrella policies can provide an additional 1 million dollars or more in protection. This is especially valuable for Bountiful residents with property or savings to safeguard.

What Does a Umbrella Insurance Agent in Bountiful Cost?

Typical umbrella insurance costs in Utah range from 150 to 300 dollars per year for 1 million dollars in coverage. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors like your driving record, number of properties, and number of vehicles affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Bountiful do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your standard insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount. In Utah, umbrella policies often cover legal defense costs and certain liabilities not included in base policies.
Who needs umbrella insurance in Bountiful Utah?
Homeowners with significant equity, rental property owners, and individuals with high net worth often need umbrella insurance. Utah law does not require umbrella coverage, but it is recommended for anyone with assets that could be targeted in a lawsuit. Even a single auto accident can exceed standard policy limits.
How much umbrella coverage should I get in Bountiful?
Most agents recommend at least 1 million dollars in umbrella coverage, with higher limits for those with substantial assets. In Utah, the average cost for a 1 million dollar policy ranges from 150 to 300 dollars per year. Your agent will help you choose a limit based on your personal exposure.