The top-rated umbrella insurance agent in Draper, Utah is Insure Pro, LLC, rated 4.8 stars across 600 reviews. Other highly rated options include Compass Insurance Advisors LLC, Farmers Insurance - The McGarrell Agency, One Stop Insurance LLC. This directory lists 18 umbrella insurance agents serving Draper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insure Pro, LLC | 178 W 13490 S Suite 201 | (801) 505-9960 |
| 2 | Compass Insurance Advisors LLC | 38 E Scenic Pointe Dr Ste 140 | (801) 901-3519 |
| 3 | Farmers Insurance - The McGarrell Agency | 254 E 12200 S #200 | (801) 553-1173 |
| 4 | One Stop Insurance LLC | 13084 S 150 E | (801) 900-5223 |
| 5 | Banasky Insurance, Inc. | 13693 S 200 W Suite 300 | (801) 748-1009 |
| 6 | Rocky Mountain Insurance | 11931 S 700 E | (801) 613-7447 |
| 7 | Millstone Insurance Group | 12012 S 700 E #205 | (801) 683-3939 |
| 8 | PDR Insurance Agency | 11639 S 700 E #100 | (801) 316-1390 |
| 9 | Preferred Insurance Services | 38 W 13800 S Ste 300 | (801) 762-8456 |
| 10 | Farmers Insurance - Sloan Ellison | 13961 Minuteman Dr #125 | (801) 307-4038 |
Insure Pro, LLC serves homeowners and businesses throughout the Salt Lake County area, including Draper, Utah, as a dedicated umbrella insurance agent. This agency specializes in providing extra liability coverage that extends beyond the limits of standard home and auto policies. The team helps clients protect their assets by offering personalized advice on appropriate coverage levels. It handles insurance needs for both personal umbrella policies and commercial excess liability protection in this region.
Compass Insurance Advisors LLC provides umbrella insurance agent services for clients in Draper, UT, offering liability coverage that extends beyond standard policies. Their service plans involve assessing personal risk levels and tailoring additional protection for clients. They assist with adjusting coverage limits and exploring options for broader asset safeguarding. The company services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance – The McGarrell Agency serves Draper, Utah, and the surrounding communities of Salt Lake and Utah Valleys, handling personal umbrella insurance policies. This agent works to provide an extra layer of liability protection beyond standard auto and homeowners coverage, helping clients safeguard their assets from major claims or lawsuits. For a typical job, the agent begins by reviewing the client’s existing policies and personal risk exposure, then customizes an umbrella limit to match their specific financial needs and lifestyle.
One Stop Insurance LLC in Draper, Utah offers umbrella insurance agents either one-time policy placement or recurring annual service to adjust existing coverage limits. These policies provide extra liability protection beyond standard homeowners or auto policies, helping safeguard personal assets against major claims or lawsuits. The agent evaluates each client’s unique risk exposure and recommends tailored liability levels. Service operates on a one-time, scheduled, or as-needed basis depending on whether the client needs an initial policy review or ongoing coverage updates.
Banasky Insurance, Inc. serves homeowners, businesses, and property managers in Draper, Utah, by providing umbrella insurance coverage that extends liability protection beyond standard policies. This agent works to help clients safeguard assets against major claims or lawsuits, offering an extra layer of security for personal and commercial exposures. Residents and operators in the area rely on these services to address risks that exceed primary policy limits. The agency also covers clients in Sandy and other nearby parts of the Salt Lake City metropolitan area.
Rocky Mountain Insurance in Draper, UT specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It generally assists clients in protecting their assets against major claims or lawsuits, offering a layer of financial security for individuals and families in the surrounding area. This agent works to address concerns common to Utah homeowners, such as the increased risks during winter months from icy driveways and slip-and-fall incidents on residential property.
As the snow melts and spring runoff swells in Draper, homeowners and small businesses often discover gaps in their standard liability coverage. Millstone Insurance Group provides umbrella insurance that extends protection beyond basic policies, offering a crucial buffer against major claims and lawsuits that can arise from unexpected accidents on your property or during daily activities. Their process begins with a thorough review of your existing coverage to identify potential vulnerabilities. An initial assessment of your current liabilities and assets starts the conversation toward building broader financial security.
PDR Insurance Agency in Draper, Utah provides comprehensive liability coverage tailored to protect personal assets. Its specific focus on umbrella insurance offers extended policy limits that activate when underlying home or auto policies are exhausted. This additional layer of financial safety addresses potential risks from accidents or unforeseen claims in residential contexts. The agency serves a variety of local commercial sectors, including offices, warehouses, and food service establishments, where broader liability protection is essential.
Preferred Insurance Services provides residential umbrella coverage for homeowners in Draper, Utah, extending liability protection beyond a standard policy. Commercial umbrella insurance is also available, serving businesses throughout the Salt Lake Valley region. Agents work with clients to structure additional coverage limits that address personal and professional risks. After initial placement, the agency follows up between regular review intervals to adjust policy terms as life changes occur.
Farmers Insurance - Sloan Ellison in Draper, Utah, is known for providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. This service appeals to homeowners and drivers seeking extra protection against major claims or lawsuits. The agency assists clients in assessing their risk levels and coverage needs in the local area. It also specializes in integrating umbrella coverage with existing policies for a cohesive, comprehensive insurance solution such as personal liability umbrella protection.
What Does an a Umbrella Insurance Agent in Draper Cost?
The cost of umbrella insurance in Utah typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors that affect the premium include your driving record, number of properties, and claims history. Higher coverage limits of two to five million dollars may cost 300 to 1,000 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in Draper
Umbrella insurance agents in Draper, Utah help you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. Utah law requires minimum auto liability coverage of 25,000 per person and 65,000 per accident, but an umbrella policy can provide one million dollars or more in extra protection. Draper residents often seek this coverage to safeguard assets like homes and savings from large lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent do in Draper Utah?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. In Utah, this can protect you from lawsuits related to auto accidents, property damage, or personal injury. The agent evaluates your risk profile and recommends appropriate coverage amounts.
How much umbrella insurance do I need in Utah?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. Utah courts can award large judgments, especially in cases involving serious injury or death. Your agent can help you calculate a limit that covers your net worth and future earnings.
Can I get umbrella insurance if I have a rental property in Draper?
Yes, umbrella insurance can cover liability from rental properties you own in Utah. This includes claims from tenants or visitors who are injured on the property. Your agent will need details about your rental units to ensure proper coverage.
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