ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Orem, UT

Browse umbrella insurance agents serving Orem, Utah. Updated 2026-07-14.

The top-rated umbrella insurance agent in Orem, Utah is Advance Insurance, rated 4.8 stars across 1,319 reviews. Other highly rated options include Bear River Mutual Insurance - Keystone Insurance Services, L.A. Bowen Insurance Agency, Inc., Englund Insurance Group. This directory lists 19 umbrella insurance agents serving Orem.

Showing 19 umbrella insurance agents in Orem, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Advance Insurance248 S State St(801) 226-1100
2Bear River Mutual Insurance - Keystone Insurance Services980 E 800 N # 204(801) 406-3953
3L.A. Bowen Insurance Agency, Inc.1345 W 1600 N St(801) 226-7283
4Englund Insurance Group350 W Center St(385) 406-8886
5Hill Insurance & Investments LLC183 E 840 S(801) 226-0606
6Mr. Insurance LLC251 E 930 S(801) 375-5735
7Andre Solorzano Agency, Inc. - American Family Insurance1143 S Orem Blvd(801) 960-2288
8The Happy Health Insurance Guy - USHealth Advisors701 Technology Way Bldg E, Ste 2100(801) 687-9191
9Salmon Insurance LLC1391 740 E(801) 223-3200
10Nosso Insurance175 S Orem Blvd Suite A(385) 505-4602
AI
248 S State St
Advance Insurance
Umbrella Insurance Agent · Orem, UT

Advance Insurance serves clients throughout Utah County, operating from its office in Orem, Utah, as an umbrella insurance agent. The company assists individuals and businesses in obtaining extra liability coverage that extends beyond the limits of standard home and auto policies. This additional layer of protection helps safeguard assets against major claims and lawsuits. Advance Insurance handles policy evaluations to determine appropriate coverage amounts for local residents and coordinates with primary insurers to ensure seamless integration of umbrella policies.

BR
980 E 800 N # 204
Bear River Mutual Insurance - Keystone Insurance Services
Umbrella Insurance Agent · Orem, UT

Bear River Mutual Insurance - Keystone Insurance Services in Orem, UT, provides personal and commercial umbrella insurance coverage that extends liability protection beyond standard policy limits. It offers ongoing policy management services, including annual coverage reviews to ensure appropriate liability thresholds for clients. The agency serves a range of property types, including single-family homes, apartments, retail locations, and restaurants.

LB
1345 W 1600 N St
L.A. Bowen Insurance Agency, Inc.
Umbrella Insurance Agent · Orem, UT

Homeowners, businesses, and property managers in Orem, UT rely on L.A. Bowen Insurance Agency, Inc. for personalized umbrella insurance policies. These layers of extra liability coverage protect assets above standard home and auto limits, offering essential risk management for local clients. The agency carefully assesses each customer’s unique exposure to recommend appropriate additional coverage limits. Its professional guidance helps safeguard savings and future earnings from potential major claims. L.A. Bowen Insurance Agency, Inc. also serves clients throughout the broader Utah Valley region, including the nearby community of Provo.

EI
350 W Center St
Englund Insurance Group
Umbrella Insurance Agent · Orem, UT

Englund Insurance Group, located in Orem, UT, provides umbrella insurance agency services in which clients may choose either a one-time policy purchase for immediate added liability protection or a recurring annual plan for continuous coverage. Umbrella policies served here extend beyond standard homeowners and auto limits to guard against larger claims and lawsuits. Including legal defense costs, this coverage helps shield personal assets from catastrophic financial exposure. Service operates on a one-time or scheduled renewal basis.

HI
183 E 840 S
Hill Insurance & Investments LLC
Umbrella Insurance Agent · Orem, UT

Serving Orem, Utah, and surrounding communities in Utah County, Hill Insurance & Investments LLC handles umbrella insurance policies for individuals and families. As an agent in this region, it helps clients extend their liability coverage beyond what standard home and auto policies provide. The company focuses on assessing each client’s unique exposure to risks such as personal lawsuits or property damage claims. To manage a typical job, it reviews existing insurance portfolios to identify potential gaps in coverage and then customizes an umbrella policy that adds a necessary layer of financial protection.

MI
251 E 930 S
Mr. Insurance LLC
Umbrella Insurance Agent · Orem, UT

Mr. Insurance LLC in Orem, UT specializes in umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits, offering financial protection against major claims and lawsuits. This agency works with clients across the region to build comprehensive personal liability strategies, addressing the gaps that primary policies leave uncovered. It particularly helps homeowners and vehicle owners prepare for the increased exposure resulting from winter weather accidents, which can quickly exceed basic policy caps and require broader safeguarding.

AS
1143 S Orem Blvd
Andre Solorzano Agency, Inc. - American Family Insurance
Umbrella Insurance Agent · Orem, UT

When winter storms or unexpected liability arise in Orem, homeowners and drivers often seek an extra layer of protection beyond standard policies. Andre Solorzano Agency, Inc. - American Family Insurance provides umbrella insurance coverage to help safeguard personal assets against major claims or lawsuits. The agency reviews existing home and auto policies from providers in the area to identify gaps in liability limits. A potential client can arrange a consultation for a policy inspection or to begin a coverage needs assessment.

HH
701 Technology Way Bldg E, Ste 2100
The Happy Health Insurance Guy - USHealth Advisors
Umbrella Insurance Agent · Orem, UT

The Happy Health Insurance Guy - USHealth Advisors provides umbrella insurance coverage, which extends liability protection beyond standard policies for individuals and businesses in Orem, Utah. Their specialty includes additional layers of liability insurance for homes and vehicles to safeguard assets against major claims or lawsuits. This agent works with clients to assess risk exposure and secure appropriate extra coverage limits. The company can serve local commercial sectors such as offices, warehouses, and food service operations requiring elevated liability protection.

SI
1391 740 E
Salmon Insurance LLC
Umbrella Insurance Agent · Orem, UT

Salmon Insurance LLC provides residential umbrella insurance coverage for homeowners in Orem, Utah, helping protect personal assets beyond standard policy limits. The agency also arranges commercial umbrella policies for local businesses seeking additional liability protection throughout Utah County. Clients rely on Salmon Insurance for clear explanations of coverage options and straightforward policy management. Many customers return for annual policy reviews or schedule follow-up appointments between regular service visits to adjust coverage as their needs change.

NI
175 S Orem Blvd Suite A
Nosso Insurance
Umbrella Insurance Agent · Orem, UT
ND
825 E 800 N
Neal Dastrup Insurance
Umbrella Insurance Agent · Orem, UT
(801) 225-8008
dastrupinsurance.com
LI
382 W Center St
Lender Insurance
Umbrella Insurance Agent · Orem, UT
(801) 224-5151
lenderins.com
FI
252 W 540 N
Farmers Insurance - Kyle Fuller
Umbrella Insurance Agent · Orem, UT
agents.farmers.com/ut/orem/kyle-fuller
BR
248 S State St Suite 103
Bear River Mutual Agent | Tyler Parcell
Umbrella Insurance Agent · Orem, UT
(385) 265-2615
bearriverinsurance.net
CW
222 N Orem Blvd
C & W Premier Insurance Agency, Inc.
Umbrella Insurance Agent · Orem, UT
(801) 225-8523
cwpremierinsurance.com/home.html
BI
875 S Orem Blvd #1
Best Insurance
Umbrella Insurance Agent · Orem, UT
(801) 221-4767
DI
520 E 770 N
Dean Insurance Agency, Inc
Umbrella Insurance Agent · Orem, UT
(801) 763-1313
deanins.net
AI
558 N State St
Aspire Insurance Agency
Umbrella Insurance Agent · Orem, UT
(801) 997-8112
CI
1116 S State St
Choice Insurance Service UT
Umbrella Insurance Agent · Orem, UT
(801) 917-6904

What Does an a Umbrella Insurance Agent in Orem Cost?

The cost of an umbrella insurance policy in Utah typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 million dollars may cost 250 to 600 dollars annually. Your actual premium depends on factors like the number of vehicles you own and your claims history. This is general information and not insurance advice.

About umbrella insurance agents in Orem

Umbrella insurance agents in Orem Utah help you secure extra liability coverage beyond standard home and auto policies. Utah requires minimum auto liability limits of 25/65/15 but an umbrella policy can provide an additional 1 million dollars or more in protection. Local agents understand Utahs specific liability risks including winter driving accidents and recreational activities in the nearby mountains.

Frequently Asked Questions

What does an umbrella insurance agent in Orem do?

An umbrella insurance agent in Orem helps you evaluate your current liability risks and recommends a policy that adds extra coverage above your home and auto limits. They review your assets and lifestyle to determine the right amount of protection for your situation.

How much umbrella coverage do I need in Utah?

Most agents recommend at least 1 million dollars in umbrella coverage for Utah homeowners. Higher limits of 2 to 5 million dollars may be wise if you own rental properties or have significant savings. Your agent will help you calculate a suitable amount based on your personal assets.

Does Utah law require umbrella insurance?

Utah does not legally require umbrella insurance. However Utah courts allow large judgments in liability cases and an umbrella policy can protect your assets if you are sued for an accident on your property or in your vehicle. It is a voluntary but valuable layer of protection.

Umbrella Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.