ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsUtah › Cottonwood Heights

Find Umbrella Insurance Agents Near You in Cottonwood Heights, UT

Browse umbrella insurance agents serving Cottonwood Heights, Utah. Updated 2026-07-14.

The top-rated umbrella insurance agent in Cottonwood Heights, Utah is Cottonwood Insurance Inc., rated 4.9 stars across 692 reviews. Other highly rated options include Lance Paulson Insurance Agency, Inc. American Family Insurance, Tony Evans at Comparion Insurance Agency, David Johnson at Comparion Insurance Agency. This directory lists 15 umbrella insurance agents serving Cottonwood Heights.

Showing 15 umbrella insurance agents in Cottonwood Heights, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cottonwood Insurance Inc.2028 Fort Union Blvd(801) 943-5700
2Lance Paulson Insurance Agency, Inc. American Family Insurance2751 Fort Union Blvd(801) 878-6300
3Tony Evans at Comparion Insurance Agency6965 S Union Park Center Suite 270(801) 849-2304
4David Johnson at Comparion Insurance Agency6965 S Union Park Center Suite 270(801) 849-2308
5Comparion Insurance Agency6965 S Union Park Center Suite 270(801) 685-0515
6Farmers Insurance - David Kim2044 East Fort Union Blvd(801) 944-9600
7Insurance Concepts Inc1770 Fort Union Blvd #100(801) 942-0412
8Raul Perez at Comparion Insurance Agency6965 S Union Park Center Suite 270(801) 217-5468
9Ben Bagley Insurance Agency2028 Fort Union Blvd #150(801) 943-5700
10Evergreen Insurance Group7351 Union Park Ave #125(801) 980-2381
CI
2028 Fort Union Blvd
Cottonwood Insurance Inc.
Umbrella Insurance Agent · Cottonwood Heights, UT

Cottonwood Insurance Inc. serves the Salt Lake County area from its base in Cottonwood Heights, Utah, offering specialized umbrella insurance agent services. This company helps local residents and businesses assess their liability risks and select appropriate excess liability coverage. By working with multiple carriers, the agent can compare options to extend protection beyond standard auto and homeowners policies. The firm regularly provides guidance on safeguarding assets from major claims and lawsuits. Its handled services include coordinating extended personal liability coverage and commercial umbrella policies for area clients.

LP
2751 Fort Union Blvd
Lance Paulson Insurance Agency, Inc. American Family Insurance
Umbrella Insurance Agent · Cottonwood Heights, UT

When the heavy snowmelt in Cottonwood Heights raises the risk of a liability claim from a slip on an icy walkway, many homeowners seek added protection. Lance Paulson Insurance Agency, Inc. American Family Insurance provides umbrella coverage that extends beyond standard policy limits. This agent works to match each client with a policy tailored to the local terrain and common property hazards. The process typically starts with a review of existing auto and home policies to determine the appropriate level of extra coverage. A quick, no-obligation initial assessment can clarify potential gaps.

TE
6965 S Union Park Center Suite 270
Tony Evans at Comparion Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT

Homeowners, businesses, and property managers in Cottonwood Heights, UT, turn to Tony Evans at Comparion Insurance Agency for umbrella liability coverage that extends protection beyond standard policies. This agency helps clients safeguard assets against major claims or lawsuits by offering higher policy limits. The tailored coverage addresses financial risks unique to property owners and local enterprises in the area. The agency also services clients across the greater Salt Lake City metro, including nearby communities like Holladay and Murray.

DJ
6965 S Union Park Center Suite 270
David Johnson at Comparion Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT

Serving Cottonwood Heights and the surrounding Salt Lake Valley communities, David Johnson at Comparion Insurance Agency handles umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. These policies provide an additional layer of financial protection against major claims and lawsuits that could otherwise threaten personal assets. Using a clear consultation process, the agent reviews an individual’s existing coverage to identify potential exposure gaps and recommends an appropriate policy to bridge those needs. This method ensures clients understand their expanded protection before any paperwork begins.

CI
6965 S Union Park Center Suite 270
Comparion Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT

Comparion Insurance Agency provides umbrella insurance agent services to clients in Cottonwood Heights, UT, offering additional liability coverage that extends beyond standard home and auto policies. It helps customers protect their assets by securing higher policy limits and broader protection. Its service includes reviewing existing coverage to identify gaps and tailoring policy options to meet individual needs. It services single-family homes, apartments, retail locations, and restaurants.

FI
2044 East Fort Union Blvd
Farmers Insurance - David Kim
Umbrella Insurance Agent · Cottonwood Heights, UT

Farmers Insurance - David Kim in Cottonwood Heights, UT offers umbrella insurance on either a one-time policy setup or as a scheduled annual renewal for ongoing liability protection. As an umbrella insurance agent, the agency provides coverage that extends beyond standard home and auto policy limits, safeguarding assets against major claims. This type of policy addresses gaps in existing coverage for incidents such as severe accidents or property damage. All services run on a scheduled, annual renewal basis to maintain continuous protection.

IC
1770 Fort Union Blvd #100
Insurance Concepts Inc
Umbrella Insurance Agent · Cottonwood Heights, UT

Insurance Concepts Inc in Cottonwood Heights, UT specializes in umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. It also helps clients protect personal assets such as savings and future earnings from major lawsuits or accidental claims. The agency serves local homeowners, drivers, and property owners who seek broader financial protection. This service is especially valuable during the winter months, when snow removal accidents or slip-and-fall incidents on icy walkways can lead to unexpected liability costs.

RP
6965 S Union Park Center Suite 270
Raul Perez at Comparion Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT

As snow and ice give way to spring runoff in Cottonwood Heights, homeowners often re-evaluate their liability exposure, especially on sloped lots prone to drainage issues. Raul Perez at Comparion Insurance Agency provides umbrella coverage to augment standard homeowners and auto policies, addressing gaps left by basic limits. This includes protection against claims arising from dog bites, trampoline accidents, or snowblower mishaps on driveways. A typical first step is a property walk-around to photograph existing drainage and walkway conditions, which informs the initial risk-assessment meeting.

BB
2028 Fort Union Blvd #150
Ben Bagley Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT

Ben Bagley Insurance Agency provides general insurance services to clients in Cottonwood Heights, Utah, specializing in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This added layer of protection helps safeguard personal assets against major claims or lawsuits. The agency assists a variety of commercial sectors in managing risk, including offices, warehouses, and food service establishments.

EI
7351 Union Park Ave #125
Evergreen Insurance Group
Umbrella Insurance Agent · Cottonwood Heights, UT

Evergreen Insurance Group serves residential clients in Cottonwood Heights, Utah, offering umbrella policies that provide additional liability protection beyond standard home insurance. For commercial accounts, the agency delivers similar extended coverage, helping businesses manage larger risks with higher policy limits. Their services reach throughout the local area and surrounding communities. After an initial policy is placed, clients often return for annual reviews or when property changes occur, ensuring coverage remains appropriate between regular scheduled updates.

LL
6965 S Union Park Center Suite 270
Les Leber at Comparion Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT
(801) 849-2009
comparioninsurance.com/insurance-agent/pacific-region/les-leber
PC
2469e Fort Union Blvd
Peaceful Cover Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT
(801) 944-0470
HV
2469 Fort Union Blvd STE 200
Hidden Valley Insurance Inc
Umbrella Insurance Agent · Cottonwood Heights, UT
(801) 733-8500
hiddenvalleyinc.com
MI
7138 S Highland Dr #217
M8 Insurance Agency
Umbrella Insurance Agent · Cottonwood Heights, UT
(385) 274-2594
m8insurance.com
EI
6340 S 3000 E
Elevated Insurance Advisors
Umbrella Insurance Agent · Cottonwood Heights, UT
(801) 652-7114
elevatedia.com

What Does an a Umbrella Insurance Agent in Cottonwood Heights Cost?

The cost of umbrella insurance in Utah typically ranges from 150 to 400 per year for 1 million in coverage. Higher limits of 2 to 5 million can cost 300 to 800 per year. Premiums vary based on your driving record, number of properties, and number of vehicles. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About umbrella insurance agents in Cottonwood Heights

Umbrella insurance agents in Cottonwood Heights Utah help clients secure additional liability coverage that goes beyond the limits of home and auto policies. Utah law requires minimum auto liability coverage of 25,000 per person and 65,000 per accident, but an umbrella policy can provide 1 million or more in extra protection. Local agents understand the unique risks in the Salt Lake Valley, including winter driving hazards and high property values near the Wasatch Mountains.

Frequently Asked Questions

What does an umbrella insurance agent do in Cottonwood Heights?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage after your home or auto insurance limits are used up. The agent reviews your assets and risks to recommend an appropriate coverage amount. They also help you file claims if a lawsuit or accident exceeds your primary policy limits.

How much umbrella coverage do I need in Utah?

Most agents recommend at least 1 million in umbrella coverage, especially if you own a home or have significant savings. Utah courts can award large judgments in personal injury cases, and umbrella policies start at 1 million. Your agent will help you decide based on your net worth and potential risks like rental properties or teenage drivers.

Can I get umbrella insurance if I do not have a home or auto policy?

No, umbrella insurance requires you to have an underlying home or auto policy with certain minimum limits. In Utah, you typically need at least 300,000 in liability on your auto policy and 300,000 on your homeowners policy before you can add umbrella coverage. Your agent can help you adjust your existing policies to meet these requirements.

Umbrella Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.