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HomeUmbrella Insurance AgentsUtah › Farmington

Find Umbrella Insurance Agents Near You in Farmington, UT

Browse umbrella insurance agents serving Farmington, Utah. Updated 2026-07-14.

The top-rated umbrella insurance agent in Farmington, Utah is Top Horizon Insurance Services - Medicare Agency, rated 5.0 stars across 192 reviews. Other highly rated options include Justin Zlotnick - State Farm Insurance Agent, AAA Farmington Branch, Bear River Insurance - Rob Jackson Insurance Davis County. This directory lists 16 umbrella insurance agents serving Farmington.

Showing 16 umbrella insurance agents in Farmington, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Top Horizon Insurance Services - Medicare Agency121 W 200 S(801) 608-4608
2Justin Zlotnick - State Farm Insurance Agent1466 US-89 #240(801) 451-2997
3AAA Farmington Branch1067w Grand Avenue Suite 101(801) 683-4900
4Bear River Insurance - Rob Jackson Insurance Davis County1353 N 1075 W #206(801) 406-1144
5Insurance4utah Since 19681361 US-89 #14(385) 350-6400
6Insur-West, Inc286 S 200 W #140(801) 451-8300
7Farmers Insurance - Tanner Naylor352 S 200 W #4(801) 447-8742
8Burkholz Insurance Agency1361 N 1075 W #14(801) 882-3276
9Stephen Burkholz: Allstate Insurance1361 N 1075 W Ste 16(801) 451-8880
10Farmers Insurance - Kyle Fadel184 W State St(801) 451-7156
TH
121 W 200 S
Top Horizon Insurance Services - Medicare Agency
Umbrella Insurance Agent · Farmington, UT

Top Horizon Insurance Services - Medicare Agency serves Farmington, Utah, and the surrounding Davis County area as a provider of umbrella insurance coverage. This type of liability policy offers added protection beyond standard home and auto limits for local residents. The agency helps clients secure additional layers of coverage to safeguard assets and future earnings against major claims. Its services include assessing personal liability risks for homeowners and drivers, then matching them with appropriate umbrella policies for broader security in the region.

JZ
1466 US-89 #240
Justin Zlotnick - State Farm Insurance Agent
Umbrella Insurance Agent · Farmington, UT

Homeowners, businesses, and property managers in Farmington, Utah, turn to Justin Zlotnick - State Farm Insurance Agent for umbrella insurance solutions tailored to their liability exposure. This agency helps clients protect their assets by providing coverage beyond standard home or auto policy limits, ensuring comprehensive personal or commercial liability protection. Operating from Farmington, the agency also serves residents and business owners in the surrounding Davis County communities and the greater Salt Lake City metro area.

AF
1067w Grand Avenue Suite 101
AAA Farmington Branch
Umbrella Insurance Agent · Farmington, UT

AAA Farmington Branch provides umbrella insurance coverage for clients in Farmington, UT, offering policies that extend liability protection beyond standard home and auto limits. Its service approach includes assisting with policy adjustments to meet individual risk exposures and coordinating excess liability plans with existing insurance. Routine plan reviews are offered to help clients maintain adequate coverage amid changing circumstances. The branch services properties such as single-family homes, apartments, retail locations, and restaurants.

BR
1353 N 1075 W #206
Bear River Insurance - Rob Jackson Insurance Davis County
Umbrella Insurance Agent · Farmington, UT

Serving Farmington and the surrounding communities in Davis County, Bear River Insurance - Rob Jackson Insurance Davis County handles umbrella insurance policies for local residents and property owners. This agency helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. The coverage helps protect assets and future earnings from large claims or lawsuits. To manage each policy request, the agent generally reviews the client's existing coverage and then identifies an appropriate umbrella limit based on individual risk exposures.

IS
1361 US-89 #14
Insurance4utah Since 1968
Umbrella Insurance Agent · Farmington, UT

Insurance4utah Since 1968 provides umbrella insurance agent services in Farmington, UT, distinguishing between one-time policy placements for immediate liability protection and recurring coverage review options for ongoing risk management. Their work assists local clients in securing excess liability coverage that extends beyond standard home or auto policy limits, addressing unique regional exposure factors. Service runs on an as-needed basis, with consultations available when clients require updated policy evaluations or claims support.

IW
286 S 200 W #140
Insur-West, Inc
Umbrella Insurance Agent · Farmington, UT

Insur-West, Inc in Farmington, UT offers umbrella insurance agent services, specializing in extending liability coverage beyond standard home and auto policies. Its general service work helps local clients obtain broader protection against major claims and lawsuits. The agency focuses on customizing policies to provide additional layers of financial security for personal assets. It assists homeowners, renters, and vehicle owners in accessing increased coverage limits during the high-claim winter season when slippery roads and property damage from snow removal lead to greater liability risks.

FI
352 S 200 W #4
Farmers Insurance - Tanner Naylor
Umbrella Insurance Agent · Farmington, UT

With the spring runoff and sudden storms common in Farmington, property owners often discover the need for additional liability coverage. Farmers Insurance - Tanner Naylor assists local residents who require umbrella insurance to protect assets beyond standard policy limits. The agency evaluates each client's current auto, home, and watercraft coverage to identify gaps where extra protection is prudent. Following the initial consultation, the agent typically schedules an inspection of the residence or rental property to verify risk factors before proposing a tailored umbrella policy.

BI
1361 N 1075 W #14
Burkholz Insurance Agency
Umbrella Insurance Agent · Farmington, UT

Burkholz Insurance Agency provides personal and commercial insurance coverage to clients throughout the Farmington, Utah area. Its core proficiency includes general liability policies, and the firm specializes in umbrella insurance products for added liability protection. Umbrella policies extend coverage limits beyond standard auto, home, or business policies, protecting assets against major claims and lawsuits. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.

SB
1361 N 1075 W Ste 16
Stephen Burkholz: Allstate Insurance
Umbrella Insurance Agent · Farmington, UT

Stephen Burkholz's Allstate Insurance provides residential umbrella insurance for homeowners in Farmington, Utah, extending liability protection beyond standard policy limits. Commercial umbrella coverage is also offered to local businesses seeking additional asset safeguarding. Serving clients throughout the Farmington area, the agency evaluates individual risk profiles to recommend appropriate liability layers. Regular policy reviews help ensure coverage keeps pace with changing circumstances, allowing for seamless follow-up adjustments between scheduled service visits.

FI
184 W State St
Farmers Insurance - Kyle Fadel
Umbrella Insurance Agent · Farmington, UT

Farmers Insurance - Kyle Fadel in Farmington, UT, is known for providing personal umbrella liability coverage that extends beyond standard policy limits. Its service range includes protecting clients from major claims and lawsuits while offering additional liability for auto, home, and watercraft exposures. The agent helps area residents secure broad protection against unforeseen financial risks without high upfront costs. An umbrella policy from this office can serve as a vital supplement to existing coverage. This agency also specializes in adding identity theft restoration services as an optional policy enhancement.

KF
23 N Main St
Key Financial Group
Umbrella Insurance Agent · Farmington, UT
(801) 451-2172
keyfingroup.com
ES
1067 Grand Avenue
Ever Sure Insurance UT
Umbrella Insurance Agent · Farmington, UT
(801) 406-1585
advisoragency.com
CH
1353 N 1075 W Suite 202
Carter Hatch American Family Insurance
Umbrella Insurance Agent · Farmington, UT
(801) 776-9745
amfam.com/agents/utah/farmington/Carter-Hatch
KL
1371 N 1075 W Suite #1
K. Livingston & Associates, L.L.C. American Family Insurance
Umbrella Insurance Agent · Farmington, UT
(801) 825-1567
amfam.com/agents/utah/farmington/kayden-livingston
FI
184 W State St APT 2
Farmers Insurance - Calvin Fadel
Umbrella Insurance Agent · Farmington, UT
(801) 451-7156
agents.farmers.com/index.html
BI
1361 N 1075 W Suite 16B
Burkholz Insurance Group, LLC
Umbrella Insurance Agent · Farmington, UT
(385) 350-6400
insurance4utah.com

What Does an a Umbrella Insurance Agent in Farmington Cost?

In Utah, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars can range from 300 to 800 dollars annually. Costs depend on your underlying insurance, driving record, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Farmington

An umbrella insurance agent in Farmington Utah can help you add a layer of personal liability coverage that goes beyond your auto or home policy limits. Utah law requires minimum auto liability coverage of 25/65/15, but a lawsuit can quickly exceed those amounts. A local agent can explain how an umbrella policy can cover legal costs and judgments, giving you more financial protection.

Frequently Asked Questions

What does an umbrella insurance policy cover in Utah?

An umbrella policy provides extra liability coverage after your auto or home policy limits are used. It can cover claims like bodily injury, property damage, and personal injury lawsuits. In Utah, it also may cover legal defense costs for certain claims not covered by underlying policies.

How much umbrella coverage do I need in Farmington?

The amount depends on your assets and risk profile. Many agents recommend at least 1 million dollars in coverage. If you own a home, have a boat, or have significant savings, higher limits may be wise. Your agent can help you assess your specific situation.

Can I get umbrella insurance if I have a teen driver in Utah?

Yes, but your rates may be higher because teen drivers are considered higher risk. Utah law requires all drivers to carry minimum liability insurance, and an umbrella policy can provide extra protection if your teen causes a serious accident. Your agent can explain how this affects your premium.

Umbrella Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.