ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a umbrella insurance agent in Mechanicsville? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Mechanicsville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 18 umbrella insurance agents in Mechanicsville, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julie Whitaker - State Farm Insurance Agent
6016 Mechanicsville Tpke, Mechanicsville, VA 23111
(804) 746-5211
juliewhitaker.com
Atkinson Insurance Agency -Mechanicsville
6039 Mechanicsville Tpke, Mechanicsville, VA 23111
(804) 789-0795
atkinsoninsuranceagency.com
Julie Whitaker - State Farm Insurance Agent
8250 Jupiter Dr Suite A, Mechanicsville, VA 23116
(804) 746-3499
juliewhitakerinsurance.com
Eric Bannon - State Farm Insurance Agent
6372 Mechanicsville Tpke Ste 104, Mechanicsville, VA 23111
(804) 569-3800
bannoninsuranceagency.com
GHT Insurance Services
8253 Crown Colony Pkwy SUITE 101 (2ND FLOOR, Mechanicsville, VA 23116
(804) 789-5525
ghtinsurance.com
Insurance Doctor of Hanover VA
7230 Bell Creek Rd J, Mechanicsville, VA 23111
(804) 723-6815
myinsurancedoctor.com
Tom Pearson - State Farm Insurance Agent
9125 Dickey Dr, Mechanicsville, VA 23116
(804) 427-6804
insurance-virginia-quotes.com
The Yorke Agency, Inc.
9127 Dickey Dr, Mechanicsville, VA 23116
(804) 569-6033
yorkeagency.com
Virginia Farm Bureau Insurance Company
8319 Bell Creek Rd D, Mechanicsville, VA 23116
(804) 730-8730
vafb.com
Rodney Cole Insurance
8052 Elm Dr # D, Mechanicsville, VA 23111
(804) 569-6208
rodneycoleinsuranceagency.com
Lin Campbell - State Farm Insurance Agent
7280 Hanover Green Dr, Mechanicsville, VA 23111
(804) 746-5709
lincampbell.com
Wendy Carter: Allstate Insurance
9200 Center Oak Ct D, Mechanicsville, VA 23116
(804) 730-1688
agents.allstate.com
Tucker Franklin Insurance Group
7374 Creighton Pkwy Ste 200, Mechanicsville, VA 23111
(804) 559-9178
tuckerfranklininsgrp.com
Halls of Insurance Inc
7277 Hanover Green Dr # G2, Mechanicsville, VA 23111
(804) 746-2008
thehallsofinsurance.com
Cornerstone Insurance
8052 Elm Dr suite c, Mechanicsville, VA 23111
(804) 746-0950
cornerstoneinsuranceva.com
Benefits Insurance VA
9206 Stephens Manor Dr, Mechanicsville, VA 23116
(804) 587-0093
Smart Choice Insurance VA
6546 US-360, Mechanicsville, VA 23111
(804) 529-3980
Riverland Insurers
6372 Mechanicsville Tpke #102, Mechanicsville, VA 23111
(804) 723-4952
riverlandinsurers.com
An umbrella insurance agent in Mechanicsville, Virginia helps you secure additional liability coverage beyond your auto, home, or boat policies. Virginia law requires minimum auto liability limits, but umbrella policies can provide extra protection for assets and future earnings. Local agents understand the specific liability risks in Hanover County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Mechanicsville Cost?
In Virginia, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Premiums vary based on your risk profile, number of vehicles, and property value. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Mechanicsville do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above the limits of your existing home and auto insurance. They assess your personal risk factors, such as property value and driving history, to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Virginia?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Virginia courts can award large judgments, so many residents choose 2 to 5 million dollars in coverage to protect savings and future earnings.
Do I need umbrella insurance if I have a home in Mechanicsville?
Yes, if you have significant assets or a higher risk of liability claims. A home with a pool, trampoline, or dog increases your exposure. Umbrella insurance can cover legal defense costs and settlements that exceed your homeowners policy limits.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Mechanicsville who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.