The top-rated umbrella insurance agent in Suffolk, Virginia is Virginia Farm Bureau Insurance Company, rated 4.9 stars across 106 reviews. Other highly rated options include Direct Auto Insurance, Turntine Insurance Agency Inc., Warren Alexander - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Suffolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Virginia Farm Bureau Insurance Company | 607 W Washington St | (757) 934-2321 |
| 2 | Direct Auto Insurance | 841 W Constance Rd A | (757) 925-0795 |
| 3 | Turntine Insurance Agency Inc. | 101 Bosley Ave | (757) 923-4471 |
| 4 | Warren Alexander - State Farm Insurance Agent | 1024 Centerbrooke Ln E | (757) 484-1521 |
| 5 | AAA Suffolk Insurance and Member Services | 3529 Bridge Rd | (757) 397-5941 |
| 6 | Suffolk Insurance Corporation | 202 Market St | (757) 539-9988 |
| 7 | Ken DeLoach - State Farm Insurance Agent | 2437 Pruden Blvd | (757) 934-1329 |
| 8 | Bearing Insurance | 1035 Champions Way # 700 | (757) 397-2311 |
| 9 | Calvin Malone: Allstate Insurance | 6550 Hampton Roads Pkwy #103b | (757) 215-7005 |
| 10 | B J Willie - State Farm Insurance Agent | 816 W Constance Rd | (757) 539-2534 |
Virginia Farm Bureau Insurance Company in Suffolk, Virginia, provides liability coverage beyond standard policy limits, protecting clients from major claims and lawsuits. It offers personal umbrella policies that augment homeowners and auto insurance, along with general business liability extensions for commercial clients. Service includes policy review, risk assessment, and claims assistance to ensure adequate coverage levels are maintained. The company serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Direct Auto Insurance serves the Suffolk, Virginia, area as an umbrella insurance agent. This company helps residents secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella policies are designed to protect personal assets against major claims and lawsuits. Clients often rely on this agency for risk management consultation and policy bundling options that simplify coverage. Direct Auto Insurance handles comprehensive liability protection and commercial umbrella insurance in this region.
Turntine Insurance Agency Inc., located in Suffolk, VA, provides a range of umbrella insurance services that extend liability coverage beyond standard policy limits for clients seeking added financial protection. It offers ongoing management and risk consultation to help policyholders maintain appropriate coverage as their circumstances evolve. The agency frequently services single-family homes, apartments, retail establishments, and restaurants in the local area.
Warren Alexander - State Farm Insurance Agent in Suffolk, VA, assists local homeowners, businesses, and property managers in obtaining umbrella insurance coverage. This type of policy provides additional liability protection beyond standard home or auto policies, safeguarding assets from major claims or lawsuits. The agent helps clients understand how excess liability limits can shield personal savings and future earnings. In addition to serving Suffolk, Warren Alexander covers the nearby Chesapeake metropolitan area and surrounding communities in Hampton Roads.
AAA Suffolk Insurance and Member Services serves Suffolk, Virginia, and the surrounding Hampton Roads communities. The agency handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. Clients typically seek this extra layer of protection to guard against major claims or lawsuits. The company approaches each job by assessing the individual’s current coverage and recommending appropriate excess liability limits. It focuses on clearly explaining how the policy interacts with existing insurance for a straightforward, risk-aligned solution.
Offering either one-time coverage assessments or ongoing managed renewal services, Suffolk Insurance Corporation helps clients navigate umbrella insurance options in Suffolk, Virginia. These policies extend liability protection beyond standard home and auto limits, defending personal assets against serious claims. Coverage typically activates only after underlying policies are exhausted, addressing risks such as property damage or legal defense costs. Service runs on an as-needed basis, requested when clients anticipate a life change, acquire new assets, or require a policy review ahead of renewal deadlines.
Ken DeLoach - State Farm Insurance Agent in Suffolk, VA, offers umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto policies. It also serves clients with general insurance needs, helping secure financial protection for homes, vehicles, and personal assets. During hurricane season, the agent assists area residents in evaluating their liability limits against potential storm-related property damage claims, ensuring adequate coverage levels are maintained for peace of mind.
Bearing Insurance serves homeowners, businesses, and property managers in Suffolk, Virginia, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This additional layer of protection helps safeguard assets against major claims or lawsuits. The company assists clients in evaluating their risk exposure to ensure adequate coverage for unexpected events. Its straightforward approach focuses on matching policyholders with appropriate liability solutions. Bearing Insurance also offers its umbrella insurance services to clients in the neighboring city of Chesapeake and the surrounding Hampton Roads metropolitan area.
When winter storms threaten the Suffolk area, homeowners often worry about liability from fallen trees or icy walkways. Calvin Malone: Allstate Insurance provides umbrella insurance designed to extend personal liability coverage beyond standard policies, protecting savings and future earnings. Their agents review existing home and auto policies to identify gaps in coverage that a major claim could expose. The process begins with a complimentary risk assessment and policy review to determine appropriate liability limits.
What Does an a Umbrella Insurance Agent in Suffolk Cost?
Typical costs for a one million dollar umbrella policy in Virginia range from 150 to 300 dollars per year. Higher coverage amounts like two million dollars may cost 250 to 500 dollars annually. Costs vary based on your personal risk factors number of properties and driving record. This is general information not insurance advice.
About umbrella insurance agents in Suffolk
An umbrella insurance agent in Suffolk Virginia helps you secure extra liability coverage beyond your auto and home policies. Virginia law does not require umbrella insurance but it can protect your assets in lawsuits. Local agents understand the risks specific to the Hampton Roads area including coastal weather and high traffic zones.
Frequently Asked Questions
What does an umbrella insurance agent in Suffolk do?
An umbrella insurance agent in Suffolk helps you purchase a personal liability umbrella policy. This policy provides additional coverage limits above your existing home and auto insurance. The agent evaluates your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Virginia?
Most Virginia agents recommend at least one million dollars in umbrella coverage. Your net worth and future earnings determine the right amount. A Suffolk agent can help you calculate the coverage needed to protect your savings and property.
Does Virginia law affect umbrella insurance policies?
Virginia follows a contributory negligence rule which can bar recovery if you are partly at fault. This makes umbrella insurance important for protecting your assets. Virginia also requires uninsured motorist coverage which umbrella policies can supplement.
Umbrella Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg