The top-rated umbrella insurance agent in Virginia Beach, Virginia is Evertree Insurance, rated 4.9 stars across 1,436 reviews. Other highly rated options include Greg Holestin - GEICO Insurance Agent, Tidewater Insurance Brokers, AB Insurance. This directory lists 20 umbrella insurance agents serving Virginia Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Evertree Insurance | 2929 Sabre St Suite 200 | (757) 248-5973 |
| 2 | Greg Holestin - GEICO Insurance Agent | 4389 Virginia Beach Blvd | (757) 583-2200 |
| 3 | Tidewater Insurance Brokers | 700 Norfolk Ave | (757) 302-5639 |
| 4 | AB Insurance | 2929 Sabre St Suite 200-A | (757) 645-9379 |
| 5 | A&C Insurance and Multi Service Agency | 533 Newtown Rd Suite 104 A | (757) 362-9736 |
| 6 | Mayo Insurance Agency - A Hilb Group Company | 1917 Laskin Rd STE 101 | (757) 496-5685 |
| 7 | Choice Insurance Agency | 5544 Greenwich Rd #200 | (757) 416-5100 |
| 8 | Goosehead Insurance - The Torcia Agency | 600 Lynnhaven Pkwy #208 | (757) 785-0448 |
| 9 | Matt Roenker Insurance Agency | 4646 Princess Anne Rd STE 106 | (757) 671-1111 |
| 10 | Armor Insurance Group | Windwood Center, 780 Lynnhaven Pkwy #300 | (757) 456-9440 |
Evertree Insurance serves the Virginia Beach, Virginia metro area as an umbrella insurance agent. The company helps local policyholders obtain additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This type of protection can safeguard personal assets from large claims and lawsuits. Evertree Insurance assists clients in complementing their existing insurance with higher coverage limits. It specifically handles excess liability policies for homeowners and drivers in this coastal region.
Greg Holestin - GEICO Insurance Agent provides umbrella insurance services in the Virginia Beach, VA area, offering supplemental liability coverage that extends beyond standard policy limits. The agency helps clients secure higher protection levels, and its service model includes routine policy reviews to ensure adequate coverage as personal assets or risks evolve. Plans are designed to integrate with existing homeowners, auto, and watercraft policies. This agency serves single-family homes, apartments, retail properties, and local restaurants.
Homeowners, businesses, and property managers in Virginia Beach rely on Tidewater Insurance Brokers for comprehensive umbrella insurance services, which provide extra liability coverage beyond standard policy limits to protect against major claims and lawsuits. This local agency assists clients in securing broader financial safeguards for their assets and future income. Serving the Virginia Beach metro area, the firm also extends its knowledgeable support to clients throughout surrounding communities such as Norfolk.
AB Insurance provides personal umbrella coverage to clients in Virginia Beach and the surrounding Hampton Roads communities. Its service area includes residential and commercial clients needing additional liability protection beyond standard policies. The agency handles excess liability insurance that helps safeguard assets and future earnings against major claims. To address a typical assignment, AB Insurance first conducts a thorough assessment of a client's existing coverage and potential risk exposure. It then secures a policy extension that aligns with the individual's financial profile and specific local liability concerns.
A&C Insurance and Multi Service Agency, located in Virginia Beach, VA, provides clients with a choice between a single umbrella policy for one-time liability protection and recurring policy renewals for ongoing coverage. Their umbrella insurance services offer extended liability limits beyond standard home and auto policies, helping safeguard assets against major claims. Coverage options address common local risks such as weather-related property damage and personal liability from accidents. Service runs on either a one-time policy placement or a scheduled annual renewal basis as clients prefer.
Mayo Insurance Agency - A Hilb Group Company provides commercial insurance solutions to businesses in Virginia Beach. Its offerings include specialized umbrella insurance coverage designed to extend liability protection beyond standard policy limits. The agency assists clients in managing broader risk exposures through tailored liability layers. It serves a range of commercial sectors including offices, warehouses, and food service operations, addressing their specific operational liability needs.
Choice Insurance Agency specializes in umbrella insurance services, offering liability coverage that extends above standard home and auto policies for Virginia Beach residents. Its general service work includes evaluating client assets and advising on appropriate protection levels to fill coverage gaps. The agency assists with common leisure-related risks, such as liability from boating accidents around the Chesapeake Bay or pool incidents during the busy summer season.
As Virginia Beach prepares for another hurricane season, homeowners often re-evaluate their standard liability limits. Goosehead Insurance - The Torcia Agency provides umbrella insurance agent services tailored to address the gap between a basic policy and potential catastrophic claims. Their work involves reviewing existing auto and homeowners coverage to identify exposure from accidents or property incidents common along the coast. The process begins by examining the new client's current policies and asset profile during an initial consultation to recommend appropriate extension limits.
Serving residential clients in Virginia Beach, Matt Roenker Insurance Agency finds umbrella insurance policies that extend liability coverage beyond standard home and auto plans. The agency also handles commercial umbrella needs for local business owners, operating throughout the Virginia Beach area. Homeowners and drivers seeking extra financial protection against major claims benefit from personalized policy reviews. Returning clients receive ongoing support between regular visits, with agency representatives readily available for questions about coverage adjustments or policy renewals.
Armor Insurance Group, based in Virginia Beach, VA, is known for providing personalized umbrella insurance coverage that extends liability protection beyond standard auto and homeowner policies. Its service range includes helping clients secure an additional layer of financial defense against unexpected lawsuits and major claims. Agents carefully assess individual risk factors to tailor limits that match personal assets and lifestyle needs. For residents seeking more comprehensive protection, the company can also assist in bundling umbrella coverage with an existing watercraft insurance policy.
What Does an a Umbrella Insurance Agent in Virginia Beach Cost?
In Virginia umbrella insurance typically costs 150 to 350 dollars annually for 1 million dollars in coverage. Higher limits like 2 million or 5 million may cost 300 to 800 dollars per year. Your actual premium depends on factors such as your driving record home value and number of rental properties. This is general information and not insurance advice.
About umbrella insurance agents in Virginia Beach
Umbrella insurance provides an extra layer of liability protection beyond your standard home and auto policies. In Virginia Beach Virginia this coverage can help safeguard your assets against large claims or lawsuits. Virginia law does not require umbrella insurance but it is a common choice for those with significant assets or high risk activities.
Frequently Asked Questions
What does an umbrella insurance agent in Virginia Beach do?
An umbrella insurance agent helps you purchase a personal liability policy that extends coverage limits above your existing home and auto insurance. They assess your risk profile and recommend appropriate coverage amounts. In Virginia this policy typically covers legal defense costs and settlements for claims like bodily injury or property damage.
How much umbrella coverage do I need in Virginia Beach?
Most agents recommend at least 1 million dollars in umbrella coverage for Virginia Beach residents. The right amount depends on your assets income and potential liability risks. A local agent can help you calculate a suitable limit based on your home value savings and future earnings.
Is umbrella insurance expensive in Virginia?
Umbrella insurance in Virginia is generally affordable often costing between 150 and 350 dollars per year for 1 million dollars in coverage. The premium depends on your claims history number of vehicles and property risks. An agent can provide a precise quote for your situation.
Umbrella Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg