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Umbrella Insurance Agents in Winchester, VA

Looking for a umbrella insurance agent in Winchester? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Winchester, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 umbrella insurance agents in Winchester, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blue Ridge Agents Insurance
141 W Boscawen St, Winchester, VA 22601
(540) 431-4373 blueridgeagents.com
Creekside Insurance Advisors, Inc.
167 Creekside Ln, Winchester, VA 22602
(540) 722-2529 creeksideadvisors.net
Homestead Insurance Group
3113 Valley Ave #100, Winchester, VA 22601
(844) 359-5731 homesteadinsurancegroup.com
T D Clayton - State Farm Insurance Agent
158 Front Royal Pike #105, Winchester, VA 22602
(540) 665-1766 tdclayton.com
I Know Medicare
28 Weems Ln, Winchester, VA 22601
(540) 662-4432 medicaretrustedagents.com
Lynne Rio Insurance Agency
226 S Loudoun St, Winchester, VA 22601
(540) 665-0086 rio-insurance.com
Walter & Walter Insurance Agency
3186 Valley Pike, Winchester, VA 22602
(540) 662-1212 walterandwalter.com
Marcy Obenchain Keller: Allstate Insurance
2270 Valor Dr Ste 106, Winchester, VA 22601
(540) 662-5622 agents.allstate.com
TWG Insurance
24 W Piccadilly St, Winchester, VA 22601
(540) 662-1828 twg-insurance.com
Stace Rader: Allstate Insurance
128 S Cameron St, Winchester, VA 22601
(540) 667-9335 agents.allstate.com
Mark Dunford Insurance Agency
3223 Valley Pike, Winchester, VA 22602
(540) 665-0911 dunfordinsurance.com
Michelle Pell: Allstate Insurance
1814 Roberts St, Winchester, VA 22601
(540) 667-7133 agents.allstate.com
Wilkins Insurance Agency, Inc.
4125 Valley Pike, Winchester, VA 22602
(540) 667-6611 wilkinsinsuranceinc.com
HIS Insurance & Service, Inc.
2810 Valley Ave, Winchester, VA 22601
(540) 535-0200 his-insurance.com
The Chad M. Lewis Insurance Agency
1000 Valley Ave #3, Winchester, VA 22601
(540) 313-9100 agency.nationwide.com
Insurance Center of Winchester
728 S Loudoun St, Winchester, VA 22601
(540) 667-0700 inscenterwin.com
Partlow Insurance Agency, Inc.
2333 N Frederick Pike, Winchester, VA 22603
(540) 665-8387 partlowinsurance.com
Bankers Life
704 Baker Ln Ste 1, Winchester, VA 22603
(540) 662-2142 branches.bankerslife.com
FurSure Insurance CO.
609 Cedar Creek Grade, Winchester, VA 22601
(540) 212-6145
Pro Prime Insurance VA
230 Hope Dr, Winchester, VA 22601
(540) 662-3040

Umbrella insurance agents in Winchester Virginia help residents obtain extra liability coverage beyond standard home and auto policies. Virginia law does not require umbrella insurance but it can protect assets from major claims or lawsuits. Local agents understand the risks specific to the Shenandoah Valley region.

What Does a Umbrella Insurance Agent in Winchester Cost?

In Virginia umbrella insurance premiums generally range from 150 to 400 dollars annually for one million dollars in liability coverage. Higher coverage limits of two to five million dollars may cost 300 to 800 dollars per year. Your actual cost depends on factors like your home value, number of vehicles, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Winchester do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your auto or homeowners limits. In Virginia this policy typically starts at one million dollars in coverage. The agent can explain how it interacts with your existing policies.
Who needs umbrella insurance in Winchester Virginia?
Anyone with significant assets or a higher risk of lawsuits may benefit from umbrella insurance. Virginia residents with rental properties, swimming pools, or teenage drivers often consider this coverage. It also helps protect future income from large liability claims.