The top-rated workers' compensation insurance agent in Loveland, Colorado is Summit Insurance: Allstate Insurance, rated 4.9 stars across 1,073 reviews. Other highly rated options include Weedin Agency, Inc., All About Insurance, Jackson Insurance Agency Inc.. This directory lists 20 workers' compensation insurance agents serving Loveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Summit Insurance: Allstate Insurance | 1907 N Boise Ave STE 1 | (970) 667-9133 |
| 2 | Weedin Agency, Inc. | 1601 E Eisenhower Blvd | (970) 667-2145 |
| 3 | All About Insurance | 4007 S Lincoln Ave STE 440 | (970) 292-8116 |
| 4 | Jackson Insurance Agency Inc. | 234 Elder Dr | (970) 667-3680 |
| 5 | Advantage Insurance - Barry G Gustafson Agency | 4308 N Garfield Ave | (970) 669-9390 |
| 6 | Welsh Insurance Agency, Inc. | Anasazi Business Park, 633 N Denver Ave | (970) 663-5404 |
| 7 | NOCO Insurance Advisors LLC | 1635 Foxtrail Dr #109 | (970) 593-0619 |
| 8 | Premier Insurance Partners LLC | 150 E 29th St Suite 225 | (970) 292-3030 |
| 9 | Kastl Insurance | 295 E 29th St Ste 230 | (970) 619-8160 |
| 10 | Marcus Montier American Family Insurance | 200 E 7th St #110 | (970) 593-5620 |
Summit Insurance: Allstate Insurance serves the Loveland, Colorado area as a workers’ compensation insurance agent. They assist local businesses in securing coverage for employee job-related injuries and illnesses. Their agents help employers navigate coverage needs that comply with state requirements in Colorado. Summit Insurance: Allstate Insurance handles policy placement and can also provide guidance on loss control measures for workplace safety in the region.
Weedin Agency, Inc. in Loveland, Colorado provides expert commercial risk assessment and policy placement for workers' compensation insurance. Its service plans include claims management support and ongoing payroll audits to ensure accurate premium adjustments. The agency also offers annual policy reviews to help businesses maintain proper coverage limits. Maintenance plans focus on compliance assistance with state regulations and safety program recommendations. These services serve a variety of property types, including retail shops, restaurants, apartments, and single-family home construction projects.
All About Insurance serves local businesses and commercial property managers in Loveland, Colorado, by securing workers' compensation policies that meet state requirements. The agency guides employers through coverage options designed to protect their workforce against job-related injuries. Helping clients understand risk classifications and premium calculations is a core part of its service. After a claim occurs, the office assists with the claims process to support timely return-to-work outcomes. The company also extends its workers' compensation expertise to businesses throughout the Fort Collins metropolitan area.
Located in Loveland, Colorado, Jackson Insurance Agency Inc. serves workers throughout the city and its surrounding communities. The agency specializes in workers' compensation insurance, handling policies that provide wage replacement and medical benefits for employees injured on the job. It assists local businesses with navigating complex coverage requirements specific to this region. To manage a typical client situation, Jackson Insurance Agency Inc. generally begins by assessing the specific risks of a business and then matching those needs with appropriate policy options from its available carriers.
Advantage Insurance - Barry G Gustafson Agency offers workers' compensation insurance for businesses in Loveland, Colorado, distinguishing between one-time temporary policies for short-term projects and recurring annual plans for ongoing operations. Coverage is tailored to meet state requirements, protecting employers from claim costs and lost time. This agency’s services run on a scheduled basis, typically renewable each policy term.
Operating as a workers’ compensation insurance agent, Welsh Insurance Agency, Inc. specializes in helping businesses manage their employer liability and workplace injury coverage through tailored policy placements. Its general service work includes guiding local companies in Loveland, CO, through the complexities of claim management and compliance with state regulations. During peak construction or manufacturing seasons, it assists clients in adjusting coverage to match temporary increases in employee headcount or seasonal operational risks.
As snow and ice settle on Northern Colorado parking lots each winter, slip-and-fall claims become a common concern for local businesses. NOCO Insurance Advisors LLC in Loveland helps employers manage such risks by structuring workers' compensation policies that comply with state regulations. They guide clients through experience modifier calculations and payroll classifications that directly affect premium costs. Their work also includes reviewing workplace safety protocols to help reduce injury frequency. The initial step for a new business partner involves a complete inspection of the work environment and assessment of current coverage gaps.
Premier Insurance Partners LLC of Loveland, Colorado is known for guiding local businesses through the complexities of workers’ compensation coverage. Its service range includes policy acquisition, premium audits, and assistance with claims reporting for small to mid-sized employers. The agency helps clients comply with state regulations and manage workplace injury costs effectively. A specialty service it can add on is safety program consultation designed to reduce risk and lower long-term insurance expenses.
Kastl Insurance provides workers' compensation insurance for businesses and residential clients in Loveland, Colorado. They guide employers through the process of securing required coverage to protect their workforce in case of injury. Commercial coverage is tailored to meet the needs of local industries and trades. Kastl Insurance also serves the broader region surrounding Loveland. After an initial policy placement, the agent ensures follow-up service to review changing business needs and make necessary adjustments before the next regular visit.
Marcus Montier American Family Insurance assists employers in the Loveland area with managing the complexities of workplace injury coverage. The agency specifically provides workers’ compensation insurance, offering policies that help cover medical expenses and lost wages for employees who become ill or injured on the job. Their services include risk assessment guidance and assistance with claims processing to support business continuity. This agency can serve various commercial sectors, including professional offices, warehouses, and food service establishments that require tailored liability protection.
What Does a a Workers' Compensation Insurance Agent in Loveland Cost?
Typical workers compensation insurance costs in Colorado range from 0.50 to 2.00 dollars per 100 dollars of payroll for low risk office jobs. For higher risk construction or manufacturing work, rates can be 5.00 to 15.00 dollars or more per 100 dollars of payroll. Your actual cost depends on your industry, claims history, and payroll size. This is general information and not insurance advice.
About workers' compensation insurance agents in Loveland
Workers compensation insurance agents in Loveland Colorado help businesses comply with state law. Colorado requires most employers to carry workers comp coverage for their employees. A local agent can explain the rules and find a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in Loveland Colorado?
Almost all employers in Colorado with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Some sole proprietors and LLC members can choose to exempt themselves.
What are the penalties for not having workers comp in Colorado?
Colorado law can impose fines of up to 500 dollars per day for non compliance. The state may also issue a stop work order and refer the case for criminal prosecution. It is important to have coverage from the first day you hire someone.
How do workers comp rates work in Colorado for a Loveland business?
Rates are based on your business classification code and payroll. The Colorado Division of Workers Compensation sets approved loss costs. Your agent can help you compare quotes from different carriers to find a competitive rate.
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